HIC Insurance

[Nick]

Right, i'm thinking of insuring the nova again..

My Previous policy @ adrian flux was ?900, Declared as a 1.2 Luxe Fitted with a E16SE engine, 130bhp, Suspension and wheels... I didn't really mind paying that @ the age of 18-20

I'm now 21 (nearly 22)
Driving 4 years
I've now got 2 or maybe 3 Years NCB.
Top Postcode.
No Convictions/Offences

I rang them shortly after christmas and the best they could do was Match Adrian Flux's qoute.

Now i'm sure i've seen people in a similar situation claiming policy's of around ?500 !

Thanks

[Adam]

You should get under ?900 easily. Im in pretty much the same situation as you(age,ncb etc) and pay around ?450, with similar power/mods.

[Jack]

Flux = HIC, so no surprise they're the same.

You'd be excused for thinking I'm on comission, but give Sky a ring - 0870 11 21 759 - they undercut flux by ?200 on the Celica, and offer like-for-like replacement on mods (which Flux wouldn't give me)

[Nick]

You should get under ?900 easily. Im in pretty much the same situation as you(age,ncb etc) and pay around ?450, with similar power/mods.

haha, what a joke ! that's nearly half.

What did you say when you rang ?

I literally say i want to insure my nova, It's fitted with a E16SE 130hp, A sports suspension kit/Larger brakes and some 15" Vauxhall wheels.

Member of a couple of clubs, Limited mileage, used for trackdays.

Own and drive another car which is insured elsewhere

[Adam]

Mine is covered TPFT, 6k miles, inc commuting too.
Track day cover included.

I just said what engine it had in, and listed engine mods/est engine power.
And then listed the cars other mods.

Oh btw, that price INCLUDES ?50 for HIC rescue breakdown cover too

[Ash]

what! I've just insured mine, same spec as nicks throught HIC for ?640!

Thats limited milage, ?350 excess, been driving 5 years, 22years old, 3 years no claims, no convictions, etc.

It's covered for social, demestic and commuting. Cage, wheels, brakes, suspension, 140bhp. Didn't meantion trackdays tho... opps. I was going to get differant cover for that. Car is stored in top postcode, secure garage and fitted with a Cat 1

Think the company it came from is Trinity Lane, if you wanted to loss the ?25 admin fee

[Nick]

Extreamly odd, i've just got a qoute for ?650 with everything delcared LOL

They told me ?912 a few months ago.

[Ash]

It's worth pushing them, the people how insure my daily rang up yesterday after giving me a quote of ?460 on a 1.3 fiesta! ?60 more than last year! Told them I was going to cancel it as I'd looked on confused.com and could get it for ?360, and after a few minute they came back with a quote of ?355 - ideal, ?105 saved for 3 minutes