hey im 18 and have a 1.2 with alloys, a k&n and an aftermarket exhaust. last year i got absolutely raped on my insurance (first alternative, never again!!) and had to pay 1300 big ones. that time of the year has come round again and i have found a killer of a quote from norwich union. bearing in mind i got done for speeding by a pig with a speed gun (doh, 3 points), and only have 1 years no claim, they still managed to quote me 530 quid tpf&t or 600 fully comp!! mite b worth checkin out for all the fellow young nova owners amongst u!! worked 4 me!! :: :: ::