Do I need the same policy with the same company for one year before I get 1 years NCB? The reason I ask is because I'm currently with Sainsburys who say they won't insure me for suspension modifications.
Would I go back to starting with 0NCB if I swapped companies and then have to stay with them for one year before gaining 1 years NCB?
I'm not entirely sure how the NCB system works :P




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