whats pissed you off today?

[Spudly]

just ordered some Fox ones, the ones that i got through ruined were Troy Lee, wanted them for ages but there well dear, should of know that at a tenner it was too good to be true

splashed out on all new cycling gear, helmet, long sleeve jersey, SPD shoes etc etc

through work there is a ride to work thing going on, meaning i can get a new Cannondale bike and pay monthly, comes out of my wages before tax get a 850 quid bike for around 550, hopefully sell my old bike to get back some cash as well

Look deeply into the smallprint before you do, i know of a few people that have been tempted by that and found that its not as good a deal as it seems!


And why would you sell your other bike simply because youve bought a new one, thats just sillyness



I need to get some biking clothes but i knows less than nothing about them at all as i always just used to ride flat pedals with trainers, and wear shorts and a t-shirt

[turbojolt]

240 mile round trip to be told the old bill ****ed up my court date and its really on the 11th im now keeping all my recipts as its costing me a fortune runing about

[_Jake]

Cant sell my mk2 project, every time i look at the metro i kick it, tempted to weigh the pair in and just do my mk1 and never touch a ****ing car again!

[novadave24]

poxy christmas i hate it all you see and here is poxy christmas cant wait for the summer .

[mowgli]

be thankful for halloween... cos before it became popular in recent years, you'd get xmas stuff from sep 1st onwards.

[turbojolt]

people pulling out on me not realising its cold and there tyres arnt as grippy as normal

1 old lady on a rounderbout
1 **** in a van at t junction
2 dickheads in a focus (that decided to swear and make hand guestures at me acting all hard, till i turned of the van and got out which resulted in them screaching off the tarts)
1 knob in a luguna, another t junction

and to top it off i finally get home, to only have a call saying a customer is complaing becuase i didnt show up at there house, they have told bg i didnt leave them a no access card, but they have managed to get the number thats only on no access cards to ring up complaining and demarnding compo, the **** that phoned me could even work out its a con and is running of to tell my manager that ive been a naughty boy, im stressed to the max now and just want to sit here drinking beer till i pass out but have no money

[mowgli]

next time, start using your camera on your phone as evidence....

[turbojolt]

im tempted ot get a camera to mount on the dash ever since i was reversed into and they tryed suing bg for 6.5k, its a piss take, i had to have a look over the van to make sure all my lights are working etc... and yep its still a big blue van with its headlights on not hard to spot really

i wish them guys would have got out of there car that would have been a good stress releif, dirty bosso tossers

[novadave24]

be thankful for halloween... cos before it became popular in recent years, you'd get xmas stuff from sep 1st onwards.

yeah i know but still dont like it just looking forward to the summer for a hoilday

[Stuart]

just ordered some Fox ones, the ones that i got through ruined were Troy Lee, wanted them for ages but there well dear, should of know that at a tenner it was too good to be true

splashed out on all new cycling gear, helmet, long sleeve jersey, SPD shoes etc etc

through work there is a ride to work thing going on, meaning i can get a new Cannondale bike and pay monthly, comes out of my wages before tax get a 850 quid bike for around 550, hopefully sell my old bike to get back some cash as well



i know that, pretty sure full finger gloves should cover the tips of your fingers tho

You do need to be a bit coy with that scheme as Spudders mentioned.

In short you have the 'loan' for the bike taken out pre tax so it costs less in reality, but its upto the employer how they LOAN you the bike...
EG they could loan you the bike for 12 months and take the full purchase value off you (the full value being what they pay) , and then take the bike off you at the end as its still technically their property, OR sell it to you for market value, OR sell it to you for less than market value BUT you have to pay the tax on the difference between market value and what you paid them for it. This still winds up being cheaper than paying outright but you need to bear in mind the end game rather than paying peanuts for something that isnt yours at all until the end of the agreement.

I'm pondering buying a bike this way through work and getting them to cover it in the least amount of time possible (think thats a month) and pay a token £1 + tax difference on the bike+gear... Should still save atleast VAT and a bit of incometax and NI.