I take it all back, young drivers these days really ARE getting ripped off!

[AlexW]

IIRC max fine for no insurance is £1000. If your car cost £50 and you dont mind spending a couple of hundred to retake your test, blah blah, then its a lot cheaper than some insurance!

[Jack]

I guess the thinking is if you're with mum/dad/whoever you're less likely to do something stupid, or if you get stuck you have someone else who can jerk the wheel (oo-er) to avoid an accident or give you advice.

Cant help thinking that maybe 17-20 y/o drivers should follow a similar route to the bike test thingy. Limited to 33bhp unitl 21 IIRC after passing.

Re: the driving with no insurance thing...yeah i can see why people do it, as the fines are sweet fa. Less than a years insurance. surely someone must realise this is why people do it??!!

I think the max fine for no insurance is £1000? Cool, you could get nabbed twice and it would still be cheaper

As for the limited power thing, I always thought this was almost the case with prices, i.e. the price to insure something over, say, 75bhp was too expensive so it would put people off doing it. Meh, when an 899cc Fiat is £2k to insure you may as well spend another grand and get a 2.0 turbo whatever

[Mattman]

I think the max fine for no insurance is £1000? Cool, you could get nabbed twice and it would still be cheaper

Will all work itself out in the end tho when trying to get insurance with 2 IN10 convictions = mahoosive premium.

[T0M91]

Try £170 a month for a 1.0litre... SUCKS

[Pete]

for me to get insured on my 1 litre nova, it would cost me £2,800 TPFT with a sum of £600 premium .... hence why im not driving becuase i cant afford it im doin all my touch ups on the car now, and then when im older and better off for money im going to get insured and have a half decent nova rather than some crappy bog standard 1 litre....

But good invistigation there Jack.

[General Baxter]

oh my god, a year after i passed mine i had that 190bhp beemer, that was only 1k a year

[Pete]

oh my god, a year after i passed mine i had that 190bhp beemer, that was only 1k a year

Many many moons ago now tho

[General Baxter]

4 or 5

[Connor]

even renewal prices are bad mine:
19, good post code
1 yrs no claims
Standard 1.2 nova loon 4dr
3points (sp30) for speeding 2years ago
cant get insurance for under 850

[Dave.]

That really is stupid!

i got quoted for my nova, TPF&T, all mods declared, 1000cc in a medium risk postcode, £4600!

We did exactly the same for my dad, TPF&T, all mods, £228

I can seriously see why young drivbers like me do "fronting", yes it is illegal, but the chances of getting found out are medium, and also the fine is probabley less than the insurance!