6 points.

[phazer]

I believe that part is an old wives tale. I've only ever seen it written in the small print once on all the car insurance policies I've had, and even then it came with a disclaimer in that cover would be offered if you were driving to and from a pre-booked MOT (same as tax).

You are right about no mot = no insurance, it is an old wives tale same as no tax = no insurance.

Every insurance policy I've seen states that the car must be in a roadworthy condition for the insurance to be valid. Having an MOT doesn't guarantee the car is roadworthy and not having an MOT doesn't mean the car is unroadworthy

Most insurers will drop cover from fully comp down to third party in the event of a claim where an MOT is invalid.

Insurers have a duty under the Road Traffic Act to provide third party cover for an insured driver regardless of the offence that driver may be committing.

HIC told me that even when SORN and laid up my cover drops to third party when the MOT expires.

[Jack]

all insured cars are on a database that the police have access to and un-insured cars are picked up on their ANPR equipment and stopped.

Indeed. See for yourself: www.askmid.com

[Ernie]

your still screwed tho .
My nova im building at the mo is insured and has been since the start of jan this year.it's not even running yet .

[white2lSR]

I think the minimum for driving without insurance is 6 point, so you could end up with more!

[Jack]

Minimum 6 points and £180 fine I think.

[*Dave*]

things are looking great for me ah!!

GSI XE, 19 years old, 2 years no claims, now possible 6 points.

[turbojolt]

it could always be worse mate

[MyNovaSr]

things are looking great for me ah!!

GSI XE, 19 years old, 2 years no claims, now possible 6 points.

I got 6 points for no insurance, I was driving on a supermarket car park

Had to re-take my test also, plus a £150 fine!

[phazer]

I got 6 points for no insurance, I was driving on a supermarket car park

Had to re-take my test also, plus a £150 fine!

Ooops!

Probably due to a change in the law/rules - supermarket car parks are not classed as private land as the public have access or something along those lines.

Was the re-test due to 6 points in the first two years thing? Bit harsh if not.

[Plug]

one of my work mates got caught driving without insurance he got a 4 month ban and £200 fine,

the car had mot and tax hes 27 also.

Good luck in court mate