insurance with learners--wtf??
my brothers just turned 17, so our old man decided to get him insured on my mum's agila 1.2 (16v yo!). the insurance company wanted an extra £2,000 a year to add him on. for a laugh i decided to see what it would be for him to be added onto my cav 1.8, and it works out at less than £200 a year, what the hell is with that!so i might insure him on it as an early xmas pressie
wow thats strange. 10x cheaper on a 1.8 then a 1.2
1500 quid for me to go onto my mum's Smart forFour....
1300 quid for my own policy on my 1.2 nova....hmmmmmmmm
It was 2200 quid until I added my dad as SECOND driver.
Insurance is absolutely crazy, a lot of it is luck finding a decent quote.
thats what i thought, on a car 10x the size as well!
edit--@91sr
insurance is confusing. its going to cost me about 2 grand WITH my mum on the policy for a 1.2... and i have a mate who is 17 and owns a saxo VTR and the insurance costs him 1200 a year fully comp. wtf.
what are his excessis(sp?) though?
i didnt ask. but thats still stupidly cheap for a vts or vtr whichever one it was. and plus i live in the most expensive place regarding insurance prices. little while ago there was a thread on here about postcode risk calculator. mine came out highest
my nova cost me £800 a year. my 1.1 fiesta costs £1586 a year! but i can get insured on an e36 bmw 320 for £760 a year!!!!
No point adding him to anything as he wont build up no clames.
Alot of insureers dont like having leaners on "mum and dads" cause it means they can jump in a car they dont really know, load up with mates and then drive like a dick then write the car off.
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Originally Posted by Benn
i can see where your coming from, but as he's a learner, theres no point in him having his own car as he has no idea how long it will be til he passes. also, as i'm with tesco's, as well as my parents, he builds up his own "tesco's" no claims, i was named with my dad for three years, now recieve three years no claims with tesco's and it's worked out well for me so far
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