some questions about insurance

[jack_b]

just wondering if i buy a nova with a 2ltr lump in it and it has 1.2 or something else on the log book, does that mean i could get insured on a 1.2 for cheap when in reality its a 2litre?

i know if i crash id be funked but who crashes

[SuperNova!]

In theory yes but you may have problems when a MOT'er sees its not a good old 1.2 its a 2.0 and if you run somone over and kill them take plenty of lube in with you because you will be there a while

[Lynsey]

If you aren't man enough to pay for insurance then you definately aren't man enough to drive a 2ltr...

[Jack]

1. There's an insurance forum for insurance questions.
2. Don't be a numpty, the reason you're paying so much for insurance in the first place is because of people not informing the underwriters about stuff.
3. Doesn't matter how good a driver you are, someone else will probably crash into you. And if insurance are involved, they'll probably want to inspect your car too. And believe me, they'll look for any way to get out of paying.
4. Void insurance = no insurance = points and an "uninsured" code on your license = even more expensive insurance in the future.
5. Heck, why bother with insurance at all. Or tax. Wouldn't bother paying for a car either, just go steal one, its much cheaper.

Sorry that was a bit of a rant, but you get my point

[Matt2107]

Illegal! I can't believe you've evan had the balls to ask.

[dannyb]

i know if i crash id be funked but who crashes

You will!
If you can't afford the insurance on an XE because it's too expensive, you clearly shoudn't be driving that car and the likelyhood of your crashing is reflected in your premium.
If you did have an XE'd Nova that you'd spend the best part of ?2000+ on and it was stolen, you'd have a hard time explaining away why the joyriders couldnt't get in the car without marking it but could perform an overnight XE conversion.
And yes, If you are going from a 1.2 to an XE, the XE can be quite a handful.

[Ricky G]

hhmmmmm only ten post's i wonder if jack b is a copper trying to nab naughty lads for not being properly insured. not that im suspicious minded or anything!!!

[Stoo]

Or just a complete idiot planning on doing a cheapo conversion!!

[Jack]

From previous posts:

im planning on getting an insurance friendly 1.0 nova as my first car.

im gonna keep it pretty much standard strip the inside and replace the front bumper.

ive browzed this forum for about a month and ive noticed all the idiot's who come and go, hopefully i dont sound like another be*lend

and the poeple who said anything about insurance im expecting to pay around the 1200-1500 range on my first car, it will be either 1.0l or 1.2 max.

[Stoo]

Contradiction central

Oh and the sounding like a bellend comment take your pic

Stones in glass houses, pot calling kettle etc etc