After a ban

[dandan]

Any ideas for this scenario:
27 yrs old
Conviction for drink driving (1 yr reduced to 9mnth (38mcg!!!))
0 ncb
modded (bodykit, lowered, alloys and a couple of engine mods)
1.2i 5 door K-reg merit

No one will even quote me till I get my licence back.
Didnt know if you lot had any ideas as to who to go to. Its one thing having a conviction or a modded car .........but both!!!!

[Philsutton]

expected to be bent over an severly bummed

[novalew]

25 - 30 % increase

[Alex]

I'd say more shafted than that

[Jack]

Have a look on an online quotation system like Tesco to get an idea of how much a difference having the ban and points on your license will cost.

[dandan]

Not one insurance co would quote me on-line cos of either my conviction or the mods. :x
Even when I didnt declare the mods only a handful would quote. The best one I got was from 4youngdrivers. ?663 fully comp (?325 excess) which isnt far off what I was paying for my MK1 1.2 with minimal mods. Prob take that up to a grand with mods which is sorta what I was expecting :|

[alxlaw]

well i just got quoted from planet???? (i rung the "convicted" number in the back of fast car) and after a 1 year ban on a dr40 it 1250 fully comp wich will do verymuch thankyou ......all iv gotta do is learn to drive again......how did you get your ban reduced?

[Jack]

after a 1 year ban on a dr40 it 1250 fully comp wich will do verymuch thankyou

How much would it be without the ban on your license? Just to get a comparison and see how the ban has affected the premium.

[alxlaw]

well 1 month before i got banned i renewd it with budget n it was ?750 with 1 years no claims and no convic's....i am so happy i litturally just got quoted that and i had the judge n the soliciter tellin me ill neva get insured untill im 20 just goes to show how shit the criminal justice system (and my spelling) really is

[Alex]

just goes to show how s**t the criminal justice system (and my spelling) really is

LMFAO
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