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Thread: Insurance claim on uninsured car

  1. #11
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    Quote Originally Posted by Pistol Pete
    True, but not sure about car stuff. Well, none of my stuff got replaced when my parents garage went up. With my car, parts, tools etc all inside
    my house went up in flames a few years ago and i lost 2 bucket seats, they said because they were car related (or something along them lines) they wont replace them, but on the plus side i got my PS2 replaced with an x-box 360

  2. #12
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    Quote Originally Posted by Hobbit
    I would've thought you'd have to go through small claims court? That's what a mate of mine had to do when claiming off an uninsured driver so can't see why this would be different?

    But as said, be prepared for a long battle.
    The driver is insured, so should be covered. The car that was hit isn't insured

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    just go and insure your car now

  4. #14
    Sexy Beard Face Hobbit's Avatar
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    Quote Originally Posted by MK999
    The driver is insured, so should be covered. The car that was hit isn't insured
    Yeah, I can read as spud says doubt her insurance will pay out.

  5. #15
    Bzzzzz Admin Jack's Avatar
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    I'm assuming your car was not on the road at the time of the accident. Otherwise you're knackered!

    [edit] Oh yeah it was on the drive. Doesn't matter if your car is uninsured, she hit you so she's claiming on her insurance to cover the cost of repair.

  6. #16
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    cheers guys. I shall be phoning her insurance today. She's trying to wriggle out of it I can't beleive it. My 78yo bible bashing supposibly nice neighbour who I've lived next to for 10 years has tried everything to blame me.

    Is there a legal implication that she we think she noticed and still drove off? The bloke over the road heard the crunch, came out to check his car saw that it was fine, she stopped for a second and then drove off. He didn't notice my car

  7. #17
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    afaik leaving the scene of an accident is only an offence if there are persons injured.

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    I rang my insurance company who are also her company. Their advice was to either make sure she puts in the claim or get a solicitor. He said my car was legal to be where it was.

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    Quote Originally Posted by Rysee
    I rang my insurance company who are also her company.
    I thought your car was uninsured?

  10. #20
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    Quote Originally Posted by Jack

    I thought your car was uninsured?
    My shell is uninsured but I still have an insurance company

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