My Insurance Company

I insured my nova in August time, with the quote amountin to roughly 580..with it bein lowered, havin 15" alloys on and a back box on..

I just had personal injury claim money come through..so i thought it was time to treat my car..i got a cobra alarm, and some other stuff for it. Rang up insurance company and told them of the changes:

"hi, yes, i have a car policy with you, and i was just tellin you of some changes made to my car"

"yep sure, what's different?"

"well, i dont have the alloys on..theres standard vaux steelies on there now.."

"oh..well..they dont make any difference to your premium"

"er..what? i thought that my quote was including them, cause u charged me extra for it"

"nope"

"ok then. i have just recently had a thatcham 1 alarm fitted"

"ok, but that doesnt make any difference cause ur car's NOT A HIGH RISK CAR"

erm, what? its a nova ffs lol does this sound stupid to anyone else, or is it just me? :lol:

A nova is not a high risk car, its worth a few hundred pound to the insurance company if that

They will just pay out.

hopefully you dont have one but:

phone them up and see if it will change if you put a 2.0turbo in it. worth a try :D

Quote:

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Originally Posted by Ian_Gsi16v

A nova is not a high risk car, its worth a few hundred pound to the insurance company if that

They will just pay out.

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LOL..u obviously dont live where i do :wink: round here, its at high risk..

my insurance went up ?60 for the alloys as they would be what a theive would steal. as for the alarm, my car is a high risk one (according to them) being a gte and they would not insure me unless it had a cat 1 alarm.
when i phoned up about my gf's they said it would make no difference if it had an alarm (with the same company)

yeah, they did charge me extra for the alloys, cause i made sure the quote was for them..but they claim that its not affected..so i could have 17's on there, and it wouldnt affect the premium?..hmm :?

thats a load of bull srs1..surely it shouldnt matter..thats what im confused and annoyed about.. bloody insurance companies..

which bit mel?

as i said thats what my insurance company said to me, i was even quoted cheaper to have a 1.8 bmw then the gte.

um..the bit about ur gf's car..i just think its stupid..

it is a wierd one.
i drive a gte, she has 1.4 corsa. she had her 1.2 corsa (l reg and the bottom of the range one) stolen. she then got a 1.4 p reg one with loads of extra's and pays less for it. so get your head around that one.
older and less desired after car, pay loads on insurance
newer and more powerful with extra toys, pay less.
:roll: :roll: :roll: :roll: :?

:o

thas pathetic..

No wonder ppl hate insurance companies so much :?