Insurance difference between 8v and 16v?

[matt_vaughan]

Just for future reference, do insurance companies charge more for a 16v 2.0 over an 8v?

Or do they just think "its a 2.0...lets av im" ?? lol


Cheers

[Novaload_Nick]

ive got a 2.0 8v and im 18.. i had a quote for 2600!! lol but im 19 in 3 weeks (day before PV every 1 lol) and will be able to get quotes from HIC ect should come down then. would of thought 8v should be slightly cheaper mate.

[5doornovaboy]

yeah 8v is cheaper you can tell by the perfomance figures and how popular the car or engine is. my mates 20 and he got a 5.7l dodge ram insured for £780 and his fiesta zetec s was £1100 just because its a popular "boy racer" car

[Adam]

Yes there will be a difference between 8v/16v, as theres about 3/4 insurance group difference in the original donor car.

[Steve]

insurance group will be the main thing here, if its an sri it will be higher, but I had a qoute for a 2.0 8v gls cav and it was about £100 cheaper than the 8v sri.

[chimp007_uk]

HIC Classic car policy :)

It will be slightly cheaper, but you're at that awkward age where insurance is never cheap :(

My XE caged ever declared is £750 FC. My 130 8v was £650 FC (but that doesn't have half the goodies). Even declared the horseys on the XE and they didn't mind.
When i was 19 i had a gte, that cost me £780 FC with 1 years ncb.

A good area code is also key! I get royally screwed over on that all the time!

[matt_vaughan]

Well wasn't thinking of trying my luck with a 2 litre quite yet, but an 8 valve does seem a viable option for me. Cheaper insurance (when i get round to it) and they handle that little bit better, which is important when you live close to the Yorkshire Dales :P

[Jack]

Yes there will be a difference between 8v/16v, as theres about 3/4 insurance group difference in the original donor car.
Insurance companies don't always go by donor car groupings any more. Flux and HIC have always asked me for the power increase and base the premium hike on that; when they ask for the donor car information I've either said "I don't know" or just said "Cavalier" or "Astra" - bear in mind the IG difference between a cav GLS and a GSi is a lot, but the engine is the same and thats the thing you have.