insuring first car?

[greg1.4]

hi, i have a 1.2 shell with a 1.3 SR engine in it and i am wondering if insuring this will be a nightmare or not?

although its only a 1.3 and is completly standard, will this be expensive to insure?

i am expecting insurance to be pretty expensive anyway but will it make it worse when i tell them i have changed the engine to a 1.3?

cheers

Greg

[Jack]

In short, yes.

How old are you? Most conversion-friendly insurance companies (Flux, HIC, Sky) are 19+.

[greg1.4]

17 when i go to put the car on the road..

[Iain]

Good luck, I can see it seriously limiting the companies that'll insure you at 17.

[Adam]

Well, when i was 18, and had a 1.2i, i paid £1200 lol

So 17, with a converted 1300(always more expensive), id expect 1500+ if anyone will even cover the conversion

[dave_bates]

I paid £1600 on a 1.6 standard astra sport when i was 18, and was quoted £5000 on a golf gti 8v. I wouldn't be surprised at 2K plus, but as mentioned above 19+ on a lot of policies for converted vehicles.

[Nevo]

I am 19 an have a 89 nova 1.2l 5 DOOR hatch , left standard no mods declared , and at my house in Bradford it was £2850 but at my dads house 7 miles away the insurance was £1850 ???? so i thort fook it i have a bit of work left to do on it then al start to ensure it ... not to mesion my lack of job not helping at the moment ... lol ... Greg ( also ) lol

[Jack]

at my house in Bradford it was £2850 but at my dads house 7 miles away the insurance was £1850 ????
Bradford has postcode lottery range D, E, F and "refer", although there's a couple of A's. For £2850, I would assumine you live in F or "refer"!

[MK999]

surprisingly my post code in reading (home, read chavtastic) is a better grading than the post code in oxford (uni, read poshtastic) ! Although i guess we do have a few council estate type housing builds nearby to this exact post code :) Was quite impressed to find my home address was so high up on grading though, was expecting a really bad one lol

edit: also I did phone up adrian flux to see what they could offer me on a 1.6 converted nova, as my mate had the engine lying around... £3200 as 19, new driver :O