dave.gsi
16-04-08, 07:50 PM
last time i insured a car (my clio 16V) i had 4 years NCD.
i sold it halfway through the policy so cancelled it.
a few months later they sent me a bill for about £300/400 (the rest of the years policy). after arguing the toss with them for months about how i don't owe them any money because i'd cancelled the policy, they were having none of it and insisted i pay up or they'd take me to court.
there was no way i was paying it and at the time i was moving house. thats the last i even thought about it. i moved house and forgot about it.
since then the only transport ive had is my works van. all the insurance is done through the work office so i didn't need to provide any evidence of NCD etc.
Now i'm looking at getting another car (privately) and i'm thinking its been a couple of years since i've had to provide details of my NCD.
first question is does your NCD run out after a couple of years?
and also, how do i prove to my new insurers that i have NCD, because i can't contact my old ones for proof because at best they'll want their £3/400 and at worst they'll be all sorts of other charges added on top :tard:
am i best off just starting from scratch with no NCD?
i sold it halfway through the policy so cancelled it.
a few months later they sent me a bill for about £300/400 (the rest of the years policy). after arguing the toss with them for months about how i don't owe them any money because i'd cancelled the policy, they were having none of it and insisted i pay up or they'd take me to court.
there was no way i was paying it and at the time i was moving house. thats the last i even thought about it. i moved house and forgot about it.
since then the only transport ive had is my works van. all the insurance is done through the work office so i didn't need to provide any evidence of NCD etc.
Now i'm looking at getting another car (privately) and i'm thinking its been a couple of years since i've had to provide details of my NCD.
first question is does your NCD run out after a couple of years?
and also, how do i prove to my new insurers that i have NCD, because i can't contact my old ones for proof because at best they'll want their £3/400 and at worst they'll be all sorts of other charges added on top :tard:
am i best off just starting from scratch with no NCD?