hsbc are ****

[General Baxter]

opened some mail last night,

hsbc have canceled my overdraft and want it all paid back before the end of the month :(

this happened to my mom and even mike,


please tell me were not the only ones

[burgo]

tell em to bollocks and offer to pay back a certain amount each month. then i beleave if they try and take you to court and you can prove you made that offer it will get thrown out

[lee coley]

how much have you over spent?

[General Baxter]

i dont go over my overdraft, they just canceled it due to the credit crunch thingy, i think

[lee coley]

They cant just cancel your overdraft with out notice.

You need to ring them up and tell them to fcuk off

[General Baxter]

they have given me notice till the end of this month :(

[lee coley]

Not enough notice.how many pay days does it leave you?

[Stuart]

tasty.. goto natwest and transfer your banking.

[Lee]

Agree with Stuart. Unfortunately, in the smallprint somewhere in your T and C's that no one bothers to read, the words 'We reserve the right to remove your overdraft at any time giving minimum of 1 months notice' are probably hiding.

Suggest you go to Lloyds, they've never been a problem to me. Tell them HSBC have badly let you down, and provided your credit rating is reasonable, they shouldnt have a problem giving you a similar package.

[Jack]

tasty.. goto natwest and transfer your banking.
lol Natwest keep increasing my overdaft. I was thinking my top was ?1k, only to then dig up a letter from 18 months previous telling me my limit was actually 1650. Wondered why they'd never charged me for going "over" my limit lol

[Welsh Dan]

I jumped ship from HSBC to Lloyds.

[Philsutton]

I got the same letter, doesnt bother me as Im quite a few K away from using my over draft an never intend on using it either.

[dave.gsi]

hsbc are complete tossers, i won't go into it but sufice to say i changed banks. i'm with barclays now and have'nt had any problems

[7ova]

I was with hsbc "bag of crap"
not anymore!

[Mike]

I got 7 calendar days notice to repay my overdraft as HSBC seem to reckon that I actually agreed to it removed!?!! I went fook ballistic at them infront of a waiting que in my local branch lol

I used to bank with Barclays, but after working for them and witnessing some failry illegal was of working, and also having several major issues whilst banking with them i decided to move

[ade]

i've just moved from barclays to first direct - their overdraft is a 12 month contract they re-evaluate every 12 months. They make sure you know about it too!

I try where I can to avoid overdrafts - been there and felt the pain!

Stay in credit.