insurance.....

[lukeo_1]

iv bought myself a nova 1.4 luxe, and im only 17, iv bought -40mm springs, bilstein front dampers and avo rear adjustable dampers, gsi cam, gsi skirts, sr spoiler, corsa sport rear seats, astra indicator stalks, clear side repeaters, powder coated blue rocker cover, digi dash.

i plan to buy gsi front and rear bumpers, renault clio rear wiper arm, twin 40 dcoe, full ashley race exhaust frm 4 branch manifold, corbeau recliners, electric windows, coulor code mirrors, compomotive mo 6 spokes in black, sparco roll cage and samco hoses. and im sure il think of some more stuff to waste my money on lol

the car is red and im getting the gsi bumpers, skirts and sr spoiler sprayed black.

im 17 but in may i will have 1 years no claims

i wondered who you all rate as a the best insurer for modified cars?
if you have claimed your mods?
what you risk if you dont claim?

any help would be appreciated

[blue_peg_16v]

ive used hic since i was 19 (9 years) and have never found anyone who could match them, and i get a large discount through work on insurance (work in insurance) and they still cant match it

[Nick]

you'l probably be paying ALOT more to have that all properly covered :)

[Jack]

HIC/Flux are 19+ only. I have a feeling Sky are as well...

Performance Direct might cover you, but expect it to be VERY expensive.

[edit] Come to think of it, try Tesco; I think they'll cover styling mods at no charge (don't take my word on that, call them and ask and make sure you get written confirmation if you take out a policy with them)... but the performance affecting mods you plan will narrow your options.

Also try Elephant/Admiral with a more experienced second driver, although for that many mods you'll need to ring them up (website only allows for 3 mods max).