how much are people payin on there insurance?

[NOVA_LEE]

car - nova merit+
hometown - skelmersdale
age - 18
cc - 1200
PRICE - ?1600 a year, 3rd party fire an theft

[Stoo]

Car - Honda Integra Type R DC5
Hometown - Basingstoke
Age - 23
cc - 2000
Price ?941 Fully Comp

Car - BMW M3 Cabriolet (E46)
Hometown Basingstoke
Age 23
cc- 3200
Price ?1150 Fully Comp

[rednova]

25, living in the newcastle area - my nova 1600 twin 40s straight thru system gsi kit etc etc everything declared - ?177 fc, my impreza was ?700 tpft

[Saloony]

Car- Astra Coupe
Location- Southampton
CC-2.2
Age-23
?370

Car- Nova saloon
Location-Southampton
CC-2000, heavily modified
Age-23
?530

[dannyb]

Car - Audi 80 Sport E (standard - Ins grp 14)
Location - Bognor, South Eng
cc - 1984
Age - 23 with 4yr NCB
?488 F.C. with business cover for school use, protected NCB, windscreen, breakdown, european driving etc

Car - 1977 Mercedes W123 200
cc - 2000

?86 a year extra as named driver on ?86 a year Classic FC policy.

[raymond]

Car - Nova sri
Location - Blackburn BB2
cc - 1400
Age - 25
?300 fully comp inc girlfriend (24) and brother (24) on the policy so young driver rules have to apply

[Welsh Dan]

Car - Nova Diamond.
Location - Wrexham LL11
CC - 1200
Age - 22
?470 including the girlfriend (20, just passed), and business miles for myself.

[ANDYRACER]

Car - Nova Sr
Location - Stockport-Sk7
CC - 1300
Age - 18

?1250 with 1 years driving exp and 0 no claims.

[Jack]

Whats the ****ing point in having a ****ing insurance forum if nobody uses it you ****ing moron

Anyway.

Car - Celica ST205
Location - Somerset, BA21
CC - 2000 Turbo
Age - 25 (24 @ renewal)

?500 fully comp, all mods declared, 6 points at renewal.

[Brodie_Sri]

Car Vauxhall Astra Mk3 GSi
Location Hornsea Eastyorkshire
Cc 2000
Age 20 with 1 year ncb

Cost ?1200 tpft

[carls nova sri]

car - nova sri
location - abergavenny
cc - 1400
age - 21 with 4 years nc
price - ?700 fc

[BIGS]

Car Vauxhall Nova GTE
Location Plymouth
Cc 1600
Age 22 with 4 years ncb
Cost ?480 tpft

Car Vauxhall nova 1.2 exspresion
Location Plymouth
Cc 1200
Age 22 with 4 year ncb
Cost ?320 tpft

[Paul]

Car Vauxhall Nova 2.0 16V Turbo
Location Southend
Cc 2000
Age 20 with 1 years ncb
Cost ?1370 tpft

Car Ford Ka
Location Southend
Cc 1300
Age 20 with 1 year ncb
Cost ?350 fc

Car Vauxhall Nova 16V
Location Southend
Cc 2000
Age 20 with 1 year ncb
Cost ?1000 tpft

[Ste L]

Car Vauxhall Corsa
Location Manchester
Cc 1200
Age 24
Cost ?199

[lee coley]

car - clio sport 182
Location - south yorkshire
Cc - 2.0
Age - 23
Cost - ?430 fully comp 5 years ncb

[ade]

lol at Jack - have to agree -

BUT -

wifes car
car - Volvo 2ltr 16v s40 sport
Loc - North Glasgow
Age - 31 (1 fault claim 2004 - write off, 1 speeding 2002)
Cost - inc full national breakdown (?120) - ?405 fully com protected
NCD - 4 yrs ncd

my car
car - seat Ibiza 1.4s
Loc - North Glasgow
Age - 37 (clean risk)
Cost - ?220
5 yrs protected NCD

Breakdown cover on wifes car covers both cars.

When the Nova gets back on the road (2008) will transfer ncd from Seat to it and get 2nd car intro discount (3yrs) from my work (I work in car insurance).

Ade

[macc nova]

car - nova merit
location - Macclesfield
cc- 1200
age - 18
price - ?749

[probert_nova]

Car Vauxhall Nova 2.0 16V Turbo
Location Southend
Cc 2000
Age 20 with 1 years ncb
Cost ?1370 tpft



whos that with?

[big gra]

car- n0va merit
location- southport town centre
cc- 1.2
age- 17
cost- 1500 fully comp

[smcgsi16v]

Car Vauxhall Corsa Gsi
Location Farnborough
Cc 1600
Age 28 with 5 years ncb fuly protected
Cost ?390 Fully comp

My first car

Car Vauxhall Nova 1.4SR
Location Basingtoke
Cc 1400
Age 19 with 0 years ncb
Cost ?1270 tpft!

How times change!

[Stuart]

Car Vauxhall Vx220
Location CM23
Cc 2200
Age 27 9 years ncb
Cost far far far too much ?490 Fully comp

[Riggy]

Car Vauxhall astra sri
Location manchester
Cc 2200
Age 26, 3 yrs ncb
Cost 600 Fully comp

[Adam]

car - nova sri
location - abergavenny
cc - 1400
age - 21 with 4 years nc
price - ?700 fc
Thats mega expensive.

Location-Stoke on Trent
Car-16xe converted nova-1598cc
Age-20
3yrs ncb
Price-?498 inclnding ?50 breakdown cover, all mods insured.

Thats with HIC

[loggyboy]

Car - Nova Merit - 2.0 16v (all mods declared)
Hometown - Basingstoke
Age - 28
PRICE - ?350 a year, fully comp (Classic Policy with ?2k agreed value)

Car - BMW 316 2 door
Hometown - Basingstoke
Age - 28
PRICE - ?340 a year, fully comp (3 yrs NCB, 3 pts (sp30))

I guess being an old fart has some perks

[Lee H]

Car- 1991 Nova GSi 2.0 16v Turbo
Location- Oldham OL4
CC- 1998
Age- 26 (25 at renewal)
?690 FC with protected no claims and ?6k value

Car- 1991 Toyota Celica GT-4
CC- 1998
?580 TPF&T on Classic car policy

[bo55y]

car NOVA CLUB
location LONDON
Cc 1.2
age 20

Cost ?500 fully comp

[stevenf]

car:nova fun
location: berwick upon tweed
cc:12
cover:tpft
age:20 0 no claims 3 points 1 accident(non fault)
cost: 1200

[lynhok]

car: Nova 1.2 Diamond (based on merit)
Driver: 17 year old male on full uk licence no points or claims
location: on driveway, Cannock, Staffs, WS12 3XS
cover: TPFT
Company: Tesco
Cost: ?1700

[Plug]

car: Nova 1.2 Diamond (based on merit)
Driver: 17 year old male on full uk licence no points or claims
location: on driveway, Cannock, Staffs, WS12 3XS
cover: TPFT
Company: Tesco
Cost: ?1700

Omfg what a stitch when i was 17 about 2 years ago..

Nova 1.4 sr (89)
? 950 fully comp buy myself
went to insurance broker in town

[let_nova]

car nova luxe plus
cc:1.4
driver:21 0nc 0points or claims
?1014
fully comp

[Mike]

This summer i paid -

Nova Spin - 1.6 engine conversion, stripped buckets, alloys, usual mods etc

F/C - ?438

My new run around - Cavaliver GLS 2.0 8v boggo standard

?498 TPFT

Im 21 coming 22, 3 yrs NCB, 3 claims in the last 5 years, 3 points SP30

[FUSION X16XE]

you ready for this!!! ?2458 a year
third party fire and theft
17
no no/claims
1.0 life
alloys
low risk area

[matt_vaughan]

I got a quote for 1.2 Luxe for ?750 fully comp
17
medium risk area (haven't a clue why)
no mods


However, this was my dad with max no claims as main driver with me named.
Got quote of ?2,800 myself!
I have a feeling I may be a named driver for a while.

[lee coley]

300 quid fully comp clio 182bhp sport, 23 years old

[FUSION X16XE]

thats called fronting mate and is illegal!! i thought about it but didnt want to risk a mahousive fine

[Welsh Dan]

I got a quote for 1.2 Luxe for ?750 fully comp
17
medium risk area (haven't a clue why)
no mods


However, this was my dad with max no claims as main driver with me named.
Got quote of ?2,800 myself!
I have a feeling I may be a named driver for a while.

Firstly, thats fronting and illegal. Secondly, if you dont get any NCB, you'll never be able to insure mods etc.. cheaply.

Keep shopping around.

[Jack]

Yep, there's a reason why young people have expensive insurance, its called risk. Unfortunately we all have to deal with it. I spent thousands over the years insuring my Novas, but now my ~8 years NCB allows me to afford to insure my GT4 for ?450.

Just bear in mind if you have an accident the insurance company may well ask you to prove you aren't the main driver of the car (if the V5 is in your name, this will be next to impossible to prove). Happened to a friend of mine a few years back, insurance company refused to pay out when he rear ended someone as he had the car insured in his mum's name.

btw, don't be fooled by these "second driver earns no claims" schemes. Most other insurance companies won't honour that so you stick with one company thinking the minor discounts they're giving you are a good deal.

[FUSION X16XE]

btw, don't be fooled by these "second driver earns no claims" schemes. Most other insurance companies won't honour that so you stick with one company thinking the minor discounts they're giving you are a good deal.

so true :(

[matt_vaughan]

So what if the V5 has my dads name on it?

I know quite a few people who are doing exactly what I was planning on doing?

So what makes it so illegal?

[Jack]

Its fraud, you're obtaining insurance cover by deception - the primary driver (usually) has to be the owner of the car, i.e. the person who's name is on the V5 OR the person who drives the car the most.

If you have an accident, the insurance company may well ask you to prove that you aren't the main driver of the car. If you can't satisfy them, they'll withdraw cover and you'll be open to prosecution for driving without adequate insurance, and possibly fraud as well.

[matt_vaughan]

No, my dad's name is on the V5, in the eyes of the law he owns the car.

So basically if I use the car more than him, and make a claim, we're breaking the law?

If that's the case then why do they offer us the named driver policy?

[Stoo]

the owner of the car, ie named on the V5, must be the main driver/policy holder for that vehicle

if you are the named driver on the policy, and use it more than he does, its illegal

[General Baxter]

Car Nissan patrol 'custom'
Location coventry post code
Cc 2989
Age 21 2 years ncb
Cost far far far too much ?539 Fully comp (with mods, custom 3L v6 twin turbo diesel holden engine, suspension lift 2", snorkel, winch, bull bars, long range fuel tank, mega spot lights,) there insured just not fitted apart from the engine and tank lol

[Adam]

So what if the V5 has my dads name on it?

I know quite a few people who are doing exactly what I was planning on doing?

So what makes it so illegal?
Plus, if you stack it (being an inexperienced driver, its highly likely)
I think you'll probably loose your dads no claim bonus, which im sure he wont be too happy about.


They offer named driver policies for someone that occasionally drives the car.....

[matt_vaughan]

Well thanks for the info guys. To be honest I would rather build up some no claims and then be able to bring my insurance down, but the quotes I'v had have just been hurrendous. I dont know how everyone manages to get their's down, I'v tried all the tips and hints.

This "fronting" does seem to be a quite grey area though, dont you think?

[Stoo]

yes it is, and its done alot.

ie daddy is the policy holder on 18-19 yo kids Evo, hes named driver, he drives it 99% of time!

Illegal. doesnt build up no claims, and too much of a car for an inexperienced guy

another grey area is the old "im fully comp, so i can drive any other car third party only Innit!"

[Welsh Dan]

Just bite the bullet, pay the cheapest premium you can find to insure you as the owner and main driver of the vehicle, don't modify it, try again when you're 20 with 2 years NCB. We've all had to do it...

[gary_1.2Merit]

Car 1998 Jaguar XJ Excutive
Location TW16
CC 3200 v6
Age 22 4y ncb
Cost 600 fully comp protected NCB
Company Direct line

[Jack]

How the hell did you blag that one! lol

[sulphur]

Car 1999 Vectra GSi MSD
Location Bolton
CC 2500 v6
Age 21 1y ncb
Cost 1050 TPFT with breakdown cover - all mods declared

[yellowsrnova]

Car Vauxhall nova sr yellow if it makes a difference
Location northern ireland' bangor
Cc 1300 wit twin 40s but it the same insurance group as a nova sport
Age 20 with 1 year ncb

Cost ?900 full

[mikey14sr]

Last time the nova was insured (last year),

Nova 1.4SR, 1989
All mods declared (suspension, brakes, wheels, lack of rear seats, front poly bushes, head, cam, carb, gearbox, stitch-welded engine bay)
Age 28
Location HU8
7 years NCB
?192 fully comp, protected NCB.

:D :D :D :D :D oh the joys of having a HGV licence.

[mikey14sr]

And when I changed that policy over to the vectra;

1996 Vectra SRi 2.0 16v hatchback
kept on the street
No mods

They wanted an extra ?80, part of it for changing details of the policy, the rest of it to cover the increase (10 months of policy remaining).

Oh, forgot to say that this is all with Flux.

[Jeff16v]

Car Vauxhall Nova turo
Location SE London
Cc 2000
Age 35 NCB not counted against policy

Cost ?500 fully comp full declared agreed value

[Jack]

Car - Celica ST205
Location - Somerset, BA21
CC - 2000 Turbo
Age - 25 (24 @ renewal)

?500 fully comp, all mods declared, 6 points at renewal.

Update, now ?400 for FC with business use, lower excess, more mods and a like for like replacement on said mods.

[edit] oh and drive any car too :D

http://totalmotorcycle.com/BBS/images/smiles/spaz_smilie.gif

[Stoo]

Car - Honda Integra Type R DC5
Hometown - Basingstoke
Age - 23
cc - 2000
Price ?941 Fully Comp

Car - BMW M3 Cabriolet (E46)
Hometown Basingstoke
Age 23
cc- 3200
Price ?1150 Fully Comp

Update, own neither of the above now :(:(:(

Car - Seat Ibiza Cupra 1.8 20vTurbo
Hometown - Fleet
Age - 23
CC - 1800
Price 550 FC

[jodi]

im jodi female 21 been driving for 18 months i drive a nova merit 1.0 and my insurance is ?317.14 a year with churchill and thats fully comp which i currently paying
i payed for my 1st year i paid ?450 fully comp
so i dont know if its because im a female or what

[chimp007_uk]

Car - Opel Manta GTE grp13
Hometown - St. Albans
Age - 22
CC - 2000
Price - 550 FC No NCB and accident last year (agreed valuation ?1500, 10k, breakdown and euro cover) Classic policy

[blackjack]

car uninsurable.... although still working on it!

sound system will cost about 40-50 a month to cover based on approx 10k cover

[Jack]

so i dont know if its because im a female or what
Probably, although there's other factors too. Location, specifics of cover etc.

[jodi]

well i live in oldham on the edge of a ruff area, and my cover stays i can drive anyother car if its already insured up to 1.8 so i do not no way its so cheap n ive only been driving 18 months n have also have 3 point

[Jack]

Oldham is E, F or "refer" grade postcode area, so yes thats extremely cheap for the location. 3 points, assuming they're for a speed related offence, won't make much difference to the price as everybody has points these days. Age and sex are on your side, as is the fact you've got the cheapest nova to insure lol

Whats the policy specifics? Mileage, excess, alarm/immobiliser, pass plus?, any other drivers, modifications?

Novalad will hate you, he's from Oldham and paying some insane amount of insurance lol

[jodi]

just says i cant drive anything over that a 1.8 mileage is no more than 3000 miles my exces is ?150 its has a alarm and immobiliser and i dont have pass plus. there are no other drivers on my insurance and its got a new body kitted, quad headlight converstion kit on and alloys
i know he wil go mad as i have a cheap insurance he thinks hes a bad boy racer tryin to over take my but he never did i just kick his ****....

[NovaJackie]

being female doesnt always mean cheap insurance..

im paying ?1400 on my 1.2..

just putting it down to my age and that im still in my first year driving.. :(

[johnny_turbo]

car - nova flair
hometown - chesterfield
age - 19
cc - 1200
PRICE 1500 third party fire and theft

all mods told

[wilson_sri]

Car Vauxhall Nova 2.0 16V Turbo
Location Southend
Cc 2000
Age 20 with 1 years ncb
Cost ?1370 tpft



Jesus thats a good quote! Who was that with?

[jaywalker]

Car Vauxhall Nova gsi 2.0 16V
Location wolverhampton
Cc 2000
Age 29 with 1 years ncb
Cost ?5oo fully comp
includes insurance for all mods as well

greenlight insurance

[nathan.]

Car - Nova 2.0 16v
Hometown - Ripley, derbyshire
Age - 23
cc - 1998
Price - ?470 TPFT, all mods listed with HIC.

[steviegsi]

being female doesnt always mean cheap insurance..

im paying ?1400 on my 1.2..

just putting it down to my age and that im still in my first year driving.. :(


Try Quinn direct, i'm 20 and for my GSI its 1000 fully comp, with 1 years ncb and 3points, and insured 3rd party to drive any car that doesnt belong to me. last year with no points and no ncb it was 1800. But with you being a girl with a 1.2 it should be alot cheaper.

Although to be fair when i was 18 they were quoting me 3500 for the same car. Which then dropped to 1800 the minute i turned 19.

[blue_peg_16v]

car-nova 2.0 16v
location-doncaster
details-28 0 ncb (classic policy) fc
price-?297 + ?25 for agreed value (also spoke to them last week about turbo motor and its only going to be an extra ?20 bonus)

[andy_srt40]

car - nova gte, 40's cam exhast, shocks stripped out
age 24
living in stockport
510 fully comp and agreed value of 2000 for me and the mrs
we both also have 3points each for speeding,

car is locked in a garage overnight

[BEN187NOVA]

nova let conversion all listed with every mod with adrian flux fully comp ?400 a year


Car -nova mk1 gte 2.0 turbo
age-27
location -suffolk

[nova_Tom]

Car - Nova Trip
Age - 18
Hometown - Walthamstow (East London)
Price - ?738 a year, Third party, fire and theft.

[NovaJackie]

car - Nova 1.2i expression
age - 18
location - crossgar, n.ireland
price - ?1260
with Hughes

[Matt2107]

Car Mitsubishi FTO GR
Location Oxford
Cc 2000 V6
Age 25
NCD 7 years with 7 years driving experience (no claims ever)
3 Naughty points that end in July

Cost ?379 fully comp with protected no claims.

TESCO VALUE ONLINE INSURANCE.

[Nevo]

CAR - 1.2L 5 door 1989 10 months mot Cost me ?200 no mods
LOCATION - Bradford
AGE - 18
PRICE -

?3421 = 1 x ?538.29 + 9 x ?370.85 through confused .com But 10 miles away at my dads adress its ?1850 approx

including legal cover 3rd party fire and theft for solial and comuting single driver .



WTF IS HAPPENING HERE ???? :wtf: :wtf: :wtf: :wtf:

[Jamienova]

you went with confused thats what happened lol

[lee coley]

just got a quote on a xe nova,

Age 23
Car nova 2.0
Ncb 6 years
Quote ?495 Fully Comp

[Jack]

you went with confused thats what happened lol
LOL! True though. The stupidest quotes I've ever received have always been from these supposed "price comparison websites". I had a quote from confused for the Celica from Admiral last year at ?800, went to the admiral site and the exact same quote was ?500! lol

[lee coley]

confused wanted 1500quid on the clio,haha

[Mr.B]

age 20
car nova turbo
area usually on fire (halifax)
price 1950 tptf (all mods declared)


(b'stards)

[j3nfx]

Lancaster Insurance on E reg 1.3 sr all mods declared tpft ?241
22 years old
: )

[bola]

Age - 17 just passed my test, all mods declared, agreed value at 2 grand, third party fire and theft. With a 1.2 carb im paying 1500 quid with 30% off if i do pass plus, pretty good i think :D

[Dougie_SRi]

Age: 28
Traders Policy TPFT
Four private cars on policy at any one time
Max no claims bonus
6 points
£540

[NatJK]

Age - 19
TPTF
1988 sr
1 years no claims
£553 with bullseye (part of swinton group)

[Nova_Tek]

Age 24
1985 Nova 1.2 - Moddified with all the usual bits
N.London
2 NCB IIRC
£530 - Fully Comp.

[adamz]

age - 18
ncb - 1 year
car - corsa sri
£700 fully comp
with the car value at £1200

[peester]

age - 27
ncb - 0 years
car - nova merit mod'ed to 1.4 16v, respray, interior, lowering, wheels, zaust
£350 fully comp. £150 excess.
Car valued at £2000. (not agreed/viewed valuation tho)
H.I.C btw.

[davehaynes]

age - 17
car - 1.2 nova, lots of mods, bodywork and engine, ice, interior
area - birmingham
£1600 fire and theft

[nova ian]

Insurer - H.I.C
Age - 23
ncb - 6 years (Protected)
car - Standard nova fun 1.2

£240 TPFT, including 3rd party cover driving other cars with owners consent

[NASTYNOVA]

car : 1.4 3 dr mk3 astra merit i
insurer : quinn direct
age : 19
area : sunderland (SR)
£2000 TPFT, including 3rd party cover driving other cars with owners consent

[Lauren]

Car: 1.2i 5 door mk2 nova
insurer: ecar
age:21
area: actually in Hainault now, but insurance was too high so I cheated and registered the acr at my parents address in Northampton
£660 p/a, 3rd party only

[Jack]

^ tut tut, insurance fraud :mad:

Age: 26
Car: '88 XE saloon
Location: grade A postcode
NCB: 0
Cost: £320, TPF&T with Sky

[Welsh Dan]

Car: 1.2i 5 door mk2 nova
insurer: ecar
age:21
area: actually in Hainault now, but insurance was too high so I cheated and registered the acr at my parents address in Northampton
£660 p/a, 3rd party only

If your insurer find out they'll void your policy and not pay any claims.

[Andy_L]

Age: 27
Car: Chavalier
Location: South Wales
Clean License
3 years NCB
330 fuly comp

[Nova_Loon]

car - Nova Sri
hometown - South Ockendon
age - 17
cc - 1400
PRICE - £2000 a year, 3rd party fire an theft

[NOVA_LEE]

wow this is still goin im amazed lol

got a renewal for me loon off quickfit bare in mind only just turned 19, gone from £1880 to £933, im buzzin me :D

[Chaz-Turbo]

boyfriend and girlfriend
scarborough
he's 24 with 9 points now, just been to court over loosing licence as he has 13 at christmas but due to job he didnt have it taken off he as he needs to drive for it
im 22 got 3 points
insurance on a 2l 16v turbo nova is £600 for both of us
insurance company.....adrain flux

[Chaz-Turbo]

ohhhhhhhh and were 3rd party fire and theft

[1.6 8v turbo nova]

car: nova SRI
location: Chorley
Cc: 1600 turbo ;)
age 18 with 1 yr ncb

cost: 900 tpft

[General Baxter]

car: nova SRI
location: Chorley
Cc: 1600 turbo ;)
age 18 with 1 yr ncb

cost: 900 tpft

aha so your 'the person who can not be named' friend, whos just brought marks turbo from cannock :thumb:

[Rick Draper]

£1100 on my nova turbo

[Adam]

car: nova SRI
location: Chorley
Cc: 1600 turbo ;)
age 18 with 1 yr ncb

cost: 900 tpft
Wtf, do they actually know its a 1.6 turbo?
I paid that much at 18 on a 1.4i

[General Baxter]

doubt it adam, he knows james lol

[Dar]

Dars cars
╓─────────────
║Pug GTI-6 - £286 fully comp
║No claims - 11 Years
║CC - 1998
╟─────────────
║Vaux Monterey - £285 tpft
║No claims - 3 Years
║CC 3.1 Turbo
╟─────────────
║Toyota Avensis - £252 fully comp (Wifes car)
║No claims - Maximum
║CC - 1995 Turbo
╙─────────────

Were both older than 30 and the cars are kept off of the road in parkfermé

[ade]

Ades cars -

Nova 1.3 SR
0 yrs NCD
£160 Lancaster Insurance fully comp
(limited mileage 8k)

Seat Ibiza 1.4s
5 yrs NCD
£180 Esure car insurance fully comp

Kia Sorento 2.5TD XE
5 yrs NCD
£240 Esure car insurance fully comp

[Welsh Dan]

23 year old male.
LL11 postcode.

05 Mondeo LX TDCI 130bhp, group 9.
£78 per month fully comp inc breakdown cover and all courtesy car bells and whistles with Admiral.

Mum, Dad and Amie, my fiance who is 20 and has had her license for 1 year are also named drivers.

[stevie-p]

car - nova l saloon
hometown - bristol
age - 17
cc - 1200
PRICE - ?1200 a year, 3rd party fire an theft

[brainsnova]

2002 ford transit 300 fuly comp 26 7 years ncb nova gsi 250 fully comp last year

[johnny_turbo]

car - nova 4door loon 1200cc
hometown - chesterfield
age - 19
cc - 1200cc
PRICE - just over £900 3rd party fire an theft

[Pistol Pete]

car - Ford Fiesta XR2i 1.8 16v
SN2 postcode
age - 26
ncb - 3years (9 points)
£316 TPFT (H.I.C)

[pikey1986]

car- rover 2ltr tomcat
de11 postcode, 21, 3 years ncb and pay 600 quid fully comp

car- nova merit with e16se no ncb 500 fully comp

[Ernie]

Honda Jazz
sn3
Age 33
full no claims 3 points
Nothing lol

Vectra 2.5 GSI estate
sn3
Age 33
Full no claims 3 points
£440 f/c

Nova 2ltr 16v
sn3
Age 33
Full no claims
Nothing it's me track car.

[stevenf]

lancia delta hf turbo ie 1.6
td15 postcode
2 years no claims
3 penalty point (lc20)
1 non fault accident
21 years old
£700 fully comp (e car insurance)

[1.6 8v turbo nova]

aha so your 'the person who can not be named' friend, whos just brought marks turbo from cannock :thumb:

Lol, was off chris in cannock. Had the car a few months now, really cuffed with it :D. And whos 'james'? quote : 'probally not he knows james lol' :thumb:

[wilson_sri]

car: nova SRI
location: Chorley
Cc: 1600 turbo ;)
age 18 with 1 yr ncb

cost: 900 tpft
im guessing you havent declared it then? That price sounds to good at 18.

[Mike]

im guessing you havent declared it then?

We have a winner lol

If mine stays under 150bhp ATW, the premiun was ITRO £480 F/C, if it makes over 150bhp but under 200bhp it'll be ITRO £560

[wilson_sri]

lol

Got my car off the road now and just paying laid up cover. But for for me To insure my 1.6T next year my renewal quote is £1495 fully comp, all mods declared with agreed value at £5000.That will be at 21 with (hopefully) 3 years NCB. Went down a fiver from this year lol
Think il be going to a new company!

[Jim Mcrae]

Ford Mondeo 1800 16v
TPF&F, 19 YO , 2 years car claims
£694

[Benn]

Car - Nova Sr
Hometown - Fareham Hants
Age - 27
Cc - 1998
Price - £265 Fully comp, free break down cover, 5k agreed value, garaged/off road parking, 10kmiles a year.

With Hic.

[Pistol Pete]

How many years NCB Benn?

[Benn]

Sorry 7 or 8

[Pistol Pete]

Thats good to know, as will probably go with HIC when my Nova is finished.:thumb:

[Benn]

Mig gets discount with them to.

[wilson_sri]

The joys of being old eh Benn lol

[Benn]

Lol one of the only good things, that and having insureance from before passing my test in my own name so i built up my ncb.