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View Full Version : Does This Sound Right - 21yrs old + Nova Turbo


10jonesy7
12-09-07, 09:03 PM
Just tried a few insurance companies for 21year old male, 2 NCB driving a nova turbo and was getting quotes of around 3grand?

Does that sound about right because 21 is still pretty young. Just seemed abit steep to me.

Anyone know if thats about average?


Cheers Dan
NovaLad
12-09-07, 09:06 PM
That's alot...

My mate doesn't have any claims bonus and has just turned 18 and on a 1.9 GT 205 it's about 3 grand.
10jonesy7
12-09-07, 09:07 PM
hmm yeah thought it was quite steep, but wasnt sure because ive never looked into insurance on one before.
NovaLad
12-09-07, 09:08 PM
I don't know anything about turbo's is this the 2ltr turbo?
10jonesy7
12-09-07, 09:09 PM
yeah was looking at 2L 16v turbos
Adam
12-09-07, 09:30 PM
Sounds expensive.
Depends on whether its garaged, and the area its kept in etc.
10jonesy7
12-09-07, 09:35 PM
well ive checked it and i live in a decent area according to that chart thing, i did say its kepted on a off road driveway but theat cant make that much difference surely.
NovaLad
12-09-07, 09:38 PM
At my dads the car is kept in a garage yet my insurance quotes for my mums area which is 5 mins away without garage is 500 quid cheaper
10jonesy7
12-09-07, 09:40 PM
hmm strange. ill just have to keep searching around, but surely its gone wrong somewhere being 3grand near enough?
Jack
13-09-07, 08:34 AM
That's alot...

My mate doesn't have any claims bonus and has just turned 18 and on a 1.9 GT 205 it's about 3 grand.
Yes, but you're comparing a engine transplanted car with one that has - I assume - a standard engine.

Engine conversions are expensive, but we need more details to figure out how good that quote is. Whats your postcode risk rating? Who is the policy with? What type of policy is it? Clean license? Other drivers? What car did the engine come from?

Could be very cheap, or very expensive, depending on the above options.
Jeff16v
13-09-07, 08:46 AM
When i was 21 living in SE London, i was getting fully comp quotes of 2K on just a gsi. I admit the car was on 2 years old at that stage.lol

I just got my c20let insured with HIC for approx ?500 fully comp, but i'm 34.

Going for a limited mileage classic policy is the only way.
Lee H
13-09-07, 08:53 AM
I paid ?900 for mine with the LET in at 21 with 4 years NCB, crappy postcode etc but I know car insurance in general has gone up in the last 4 years.
ANDYRACER
13-09-07, 08:54 AM
What companys are you trying?

Have you tried:

-Greenlight
-Adrian Flux
-Hic
womble sri
13-09-07, 09:46 AM
hic are spot on especially if the car is 92 or older then they'll insure it as a classic. i was getting quotes at 19 with no ncb 2 cvlaims and 3 points for 1800 it helps if you limit the milage but if your using it all the time then your insurance wont be val;id if your over the liimit
Jack
13-09-07, 11:18 AM
Note classic policies generally don't use or earn NCB, although I believe HIC will tot up a discount each year for you.

I think the max mileage limit for a classic policy with HIC is 7500 per year, but you can ring them if you're going to go over and "buy" more mileage.


-Adrian Flux
-Hic
Same company, will probably yeild similar results but worth a call to each anyway.

Also try Sky, they're mod friendly - a lot of jap owners use them. Not sure how they are with engine conversions but might as well give them a call and see.
10jonesy7
13-09-07, 03:41 PM
Cheers guys. well worth looking again.

I tried HIC. I put down that i live in a decent postcode doing 5000 miles ayear with 2 NCB.
R1CH
13-09-07, 10:33 PM
I tried HIC. I put down that i live in a decent postcode doing 5000 miles ayear with 2 NCB.

Unless you actually live in a decent area and are only gonna do 5000 miles a year then its pointless getting a quote !!
10jonesy7
13-09-07, 10:35 PM
Unless you actually live in a decent area and are only gonna do 5000 miles a year then its pointless getting a quote !!


i do though, live in a catagory B postcode, and only drive my cars in the eve and weekends as i get a work bus to work in the day.
LukeC88
21-09-07, 07:50 PM
im 19, with a 2.0 turbo nova got 1 years no claims and i pay ?1520 TPFT on mine with flux and thats with breakdown cover. im happy with that considering how fun the car is lol
10jonesy7
21-09-07, 09:31 PM
Thats an awesome price. Really want a turbo now! bet there an absolute animal :D
NOVA_LEE
22-09-07, 10:30 AM
im 18 and am payin 1600 a year for my 1.2 nova
applemobile
18-10-07, 12:44 PM
im 19, with a 2.0 turbo nova got 1 years no claims and i pay ?1520 TPFT on mine with flux and thats with breakdown cover. im happy with that considering how fun the car is lol

is that your own policy?