HELP!!! 1.0spin insurance

[ianglanister]

alrite lads im 17 got my test on 22nd of feb but getting my car next wednesday a 1l spin nova.k reg. cheapest insurance quote with me and my dad is like 800quid aint bad but i want to go on my own and cheapest around 2000 anyone know of any good cheap companys? thanks alot lads. Ian

[london_chris]

go with direct line cos u can go on ur parents whilst gettin ur no claims. i did that and my moped insurance carried over so now with 3 years no claims im on my own for an sr nova for ?400 and its quicker than all the local gsi/gtes cos the engine is in such good nick so if i were u id do ur car up and drop a bigger lump in in the future - stick with the novas

[Iain]

Is it modified?

[Jack]

Try Elephant or Admiral with your dad as a second driver.

Don't bother with Direct Line as their second-driver-earns-NCB scheme won't be honoured by other insurance companies; and if its YOUR car, then putting your dad as the primary driver is insurance fraud.

[ianglanister]

cheers lads ill try then now. no im buying the car off a mate who has not modified it at all.he aint into the modifying stuff.where as i am. so i will be modifying it in the future. thanks Ian

[bump]

TBH just clean it up for a year or two so it's ready for future tweaks. (modified = higher insurance)

[gossy]

im with liverpool victoria an im oayin somethin like ?1300 on me 1.2 fully comp with no claims

[Matt2107]

I wish young drivers would realise that they will pay quite high premiums even on poverty spec motors until they build up some no claims.

The majority of new drivers have some sort of crash within the first 6 months.

Just shop around, find the cheapest you can and lump it!

[draper]

?800 on your dads policy !! i paid ?360 on my dads policy on a 1.2 nova 4years ago

[bump]

The insurance game has changed massivly over the past few years. Most new drivers are on silly premiums.

[Adam]

I paid ?1200 for a near std 1.2i when i was 18.
2yrs later i've just got a quote for a 2L 16v in the nova for ?498,Lol.

[rdanny]

paid nearly ?1500 on a 1.4 metro when i was 17 just passed

[coombsey]

1440 for a 1.0 nova 20yrs old and it was standard