womble sri
26-07-06, 06:33 PM
I was at a busy roundabout today where the forcourt of the petrol station is an exit/entrance to the roundabout. i waited at the line and pulled forward and two cars form the exit next to me shot ahead so i braked and rolled back as i was on a hill i had only pulled out a few feet. i had my revs set so that i could pull out immediately after the two cars and moved forward about a foot and another car came charging round the roundabout and i braked and stopped. the guy was on the inside lane of the roundabout but was coming round quite fast and came over to the other side of the roundabout just clipping my bumper with the rear arch of his car. im not sure how this happened he must of been losing traction where he was pushing it round the roundabout you could tell by the way his car was leaning. so anyway he smashed my indicator made a HOLE in the bumper and bent the part of the wing under my indicator. we stopped pulled over exchanged details he said he'll call me and i said would it be ok to settle without going through insurance he said he'll get a quote so did i but neither us admitted fault but at the time i felt at fault because of the ol' give way to the right rule. but when i was home my mum said if i was stationary it is his fault and i was stationary if not rolling backwards. just wont to know if i have a leg to stand on from any insurance gurus out there. will i lose my ncb? even though it is the first time i have insured my car in my own name. i dont want to say anything to the bloke incase he just goes through insurance. i have 200 excess so thats not cool. and im happy to go 50/50 on both cars or ill just pay for mine to get fixed.