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Will
14-06-06, 03:06 PM
I have wanted to know the latest on this for a while and since i didnt get granted the cover with highway on my valver (aged 23) i was disapointed as i have found it useful to drive my dads old S reg mondeo estate when moving house.

I was wondering about info on this clamp down and found the following articles

to be fair they are common sense

"Driving other cars: Norwich Union has reviewed the cover that it provides to customers driving a vehicle not owned by or hired to the insured. Driving other cars cover (where available) is now only provided for policyholders with Comprehensive cover who are aged 25 or over. In the future this cover may be removed entirely from policies as the insurance industry continues to work with the government to reduce the problem of uninsured motorists. Many policyholders believe the Driving other Cars cover is wider than it actually is, leading to them unintentionally driving without insurance and of course in some cases be prosecuted for doing so. It is widely believed that removal of this cover will remove the confusion that surrounds this cover."

anyway links:

http://www.thisismoney.co.uk/insurance/car-insurance/article.html?in_article_id=404166&in_page_id=35

http://www.mib.org.uk/MIB/en/News/ViewFromTop/awdrivingothercards.htm

http://www.budgetinsurance.com/news/car/insurance_crackdown.asp?SRC=B139

This explains clearly the rules if your insurance certificate has the extension:

http://www.17to40.co.uk/content/faq/Will_I_be_insured_when_driving_other_cars.html

Last bit of info:

Here are the current state of some of the insurers, many of which are completly removing DOC (driving other cars) for anyone of any age:

Norwich Union direct ---- Removed by the end of the year
Asda ---- Removed by the end of the year
RAC ---- Removed for ALL
Royal and Sun Alliance ---- Under review
More Th>n ---- Under review
AXA ---- Under review
Cornhill Direct ---- Under review
Royal Bank of Scotland ---- Will continue to offer
Direct Line ---- Will continue to offer
Churchill ---- Will continue to offer
Tesco ---- Will continue to offer
Groupama ---- Will continue to offer
Sainsbury`s ---- Will continue to offer
Admiral ---- Will continue to offer

All the continue to offer ones are for 25+ age range AFAIK......

Adam
14-06-06, 04:04 PM
Good post Will.

Will
14-06-06, 04:19 PM
give me some rep points

lmfao

Adam
14-06-06, 04:26 PM
give me some rep points

lmfao
I've tried, but i've got to spread the word before i can give you rep :plollol

Jack
14-06-06, 05:37 PM
lol rep for Mr Will :D

Admiral is 25 or over - but even then its not guaranteed you'll get it.

My renewal is in Feb next year, about 2 months before my 25th. Bum!

draper
21-06-06, 02:18 PM
hmm, my mates 21 and has been able to drive any other vehicle since he was 18..ill find out who hes with

mad-driver
24-06-06, 11:24 AM
hmm, my mates 21 and has been able to drive any other vehicle since he was 18..ill find out who hes with

That doesn't sound legit really does it? But that can depend on his job etc...

draper
25-06-06, 12:17 AM
hes a tool maker, its perfectly legal but he pays quite alot a year - 1600 compared to his TPFT price of 890

just so he can drive his mum and dads car

mad-driver
25-06-06, 01:50 PM
but insurers dont usually allow that , as stated by will, especially at that age :confused:

draper
30-06-06, 05:08 PM
ill find out who hes insured with next time i see him, if i remember !!

Mike
30-06-06, 05:28 PM
Well said will! Have some rep matey :thumb: