Will
14-06-06, 03:06 PM
I have wanted to know the latest on this for a while and since i didnt get granted the cover with highway on my valver (aged 23) i was disapointed as i have found it useful to drive my dads old S reg mondeo estate when moving house.
I was wondering about info on this clamp down and found the following articles
to be fair they are common sense
"Driving other cars: Norwich Union has reviewed the cover that it provides to customers driving a vehicle not owned by or hired to the insured. Driving other cars cover (where available) is now only provided for policyholders with Comprehensive cover who are aged 25 or over. In the future this cover may be removed entirely from policies as the insurance industry continues to work with the government to reduce the problem of uninsured motorists. Many policyholders believe the Driving other Cars cover is wider than it actually is, leading to them unintentionally driving without insurance and of course in some cases be prosecuted for doing so. It is widely believed that removal of this cover will remove the confusion that surrounds this cover."
anyway links:
http://www.thisismoney.co.uk/insurance/car-insurance/article.html?in_article_id=404166&in_page_id=35
http://www.mib.org.uk/MIB/en/News/ViewFromTop/awdrivingothercards.htm
http://www.budgetinsurance.com/news/car/insurance_crackdown.asp?SRC=B139
This explains clearly the rules if your insurance certificate has the extension:
http://www.17to40.co.uk/content/faq/Will_I_be_insured_when_driving_other_cars.html
Last bit of info:
Here are the current state of some of the insurers, many of which are completly removing DOC (driving other cars) for anyone of any age:
Norwich Union direct ---- Removed by the end of the year
Asda ---- Removed by the end of the year
RAC ---- Removed for ALL
Royal and Sun Alliance ---- Under review
More Th>n ---- Under review
AXA ---- Under review
Cornhill Direct ---- Under review
Royal Bank of Scotland ---- Will continue to offer
Direct Line ---- Will continue to offer
Churchill ---- Will continue to offer
Tesco ---- Will continue to offer
Groupama ---- Will continue to offer
Sainsbury`s ---- Will continue to offer
Admiral ---- Will continue to offer
All the continue to offer ones are for 25+ age range AFAIK......
I was wondering about info on this clamp down and found the following articles
to be fair they are common sense
"Driving other cars: Norwich Union has reviewed the cover that it provides to customers driving a vehicle not owned by or hired to the insured. Driving other cars cover (where available) is now only provided for policyholders with Comprehensive cover who are aged 25 or over. In the future this cover may be removed entirely from policies as the insurance industry continues to work with the government to reduce the problem of uninsured motorists. Many policyholders believe the Driving other Cars cover is wider than it actually is, leading to them unintentionally driving without insurance and of course in some cases be prosecuted for doing so. It is widely believed that removal of this cover will remove the confusion that surrounds this cover."
anyway links:
http://www.thisismoney.co.uk/insurance/car-insurance/article.html?in_article_id=404166&in_page_id=35
http://www.mib.org.uk/MIB/en/News/ViewFromTop/awdrivingothercards.htm
http://www.budgetinsurance.com/news/car/insurance_crackdown.asp?SRC=B139
This explains clearly the rules if your insurance certificate has the extension:
http://www.17to40.co.uk/content/faq/Will_I_be_insured_when_driving_other_cars.html
Last bit of info:
Here are the current state of some of the insurers, many of which are completly removing DOC (driving other cars) for anyone of any age:
Norwich Union direct ---- Removed by the end of the year
Asda ---- Removed by the end of the year
RAC ---- Removed for ALL
Royal and Sun Alliance ---- Under review
More Th>n ---- Under review
AXA ---- Under review
Cornhill Direct ---- Under review
Royal Bank of Scotland ---- Will continue to offer
Direct Line ---- Will continue to offer
Churchill ---- Will continue to offer
Tesco ---- Will continue to offer
Groupama ---- Will continue to offer
Sainsbury`s ---- Will continue to offer
Admiral ---- Will continue to offer
All the continue to offer ones are for 25+ age range AFAIK......