F**Kin Quality Deal!!!

[LeeA]

Im 18, and i currently pay 890 quid on my 89 gte! in my dads name as his first car n then ne other driver! with CIS. F**kin bargain!

[Jack]

Is the car yours or his?

[Matt Nova]

yeah it is a good deal mate but you're not getting any no claims

[Jack]

yeah it is a good deal mate but you're not getting any no claims
That could be the least of his worries....

[LeeA]

Its my car, but in his name so he can insure it! i wont get ne no claims but in my name 3rd party fire n theft it wa gona b 2450! so it wud still b over a grand by the time im 25!

[kevster]

why so much :o when i was 19 i had a gsi and tpft it was around 850 :(

[scott.parker]

lol i was 18 on a grp 14 festi XR2i ?1200 tpft,but i didn mind as everyone els was still driving 998cc mk festis fro tpft ?900 :lol:

Scott

[Will]

yeh but that was 1998 scott ;) lmfao

[hendrix]

my sri is only 540 but thats not in my own name, wish i had insured a car in my own name cuz now when it comes to valver quotes theyre gonna be higher than if i had 2 years ncb!

[scott.parker]

yeh but that was 1998 scott ;) lmfao

1999 my birthdays august 30 :lol:

[Jack]

*cough* GT-Four *cough* ?720 FC BC1 *cough*

:lol: :wink:

[rachaelrebekah]

just rub it in a bit jack!!

[Alex]

It's also technically fraud as he wont be the main driver.

[Jack]

It's also technically fraud as he wont be the main driver.
Good ol' fronting :lol:



yeah it is a good deal mate but you're not getting any no claims
That could be the least of his worries....

[Nick]

It's also technically fraud as he wont be the main driver.

actually it's not technically fraud.

it's a grey area in terms of the law, if your named the main driver, you don't actually legally have to drive the car the most.

[Will]

who cares

<?200 for my 1.2 this yr :lol: :lol: :lol: :lol:

[Jack]

who cares
Will doesn't care (http://www.fat-pie.com/serious_matter.mp3)

*cough*speakers*cough* :wink:

[Alex]

it's a grey area in terms of the law, if your named the main driver, you don't actually legally have to drive the car the most.

Just been reading into this. On its own it is not illegal. However fronting makes 99% of insurance policies invalid as the named driver is the main driver, not an occasional user which is what is stated. If a policy is void, you are not insured. This is where it is illegal.

[Jack]

Surely you're supplying false information to the insurance company -saying a parent/relative/whoever is the main driver, when they're not - which constitues fraud?

[Alex]

I still think that, but i could not find any distinctive legislation refering to this. I only looked for a little while though

[Jack]

Were the fish more interesting? :lol: :wink:

[Alex]

I dont know much about insurance law. Can't be arsed to investigate either - No point if you are fully legal.

[ANDYRACER]

Yeah but how would the insurance company be able to prove the main driver is not driving the car could u say the main driver (usually ur dad) uses the car on the weekends as a weekend car and how are the insurance company going to prove this not to be true. Also most young drivers who are on there parents insurance will not claim due to not being able to then insure a car for years.

[ESXrugbyplaya17]

i still rekon mines best deal, 591.99 tpft on 1.2 wi allys and zaust stated, 1 years no claims pass plus 3 points and an accident hehehe. and im only 18 hehe we nipper i know.

[Nick]

i could insure a bog-standard GSi for ?200 more at the age of 19, 0NCB, no pass plus

Alex, i've been into the police station and they said that they cannot do anything about it in terms of the law. he did however say to check the insurance policy to see if it invalidates your insurance policy, he then said "everyone does it, and it doesn't do any harm"

I've read through my insurance details, policy, on-line terms and it says nothing about it.

[mark_GSi]

*cough* 300zx Twin turbo, 976 quid *cough* 500bhp *cough* *cough*

:wink: :lol:

[Nick]

you've got a nasty cough there dave..

youd better lend me your 300ZX so i can get you to a hospital double quick !

[jamie gsi16v]

got done for fraud they found i had 6 points when i told em i had none, only 100 pound fine so i still saved money, he he he

[Jack]

thats a good incentive to be honest on insurance then :roll: