Debt...

[Fester]

The question of all questions... how much debt are you in :?: :o

I owe an undisclosed 5-figure sum to the Student Loans Company & have got a couple of credit cards although they don't have a balance on either of them.

[jkhilton]

I have the grand total of ?0 debt now after years and years of being heavily in debt

[Jules]

If you include a mortgage then I'm in debt - if you don't then I'm not.

[Dave]

about 1k to the bank of parents for bits i needed on my nova + re-trim

and i think i've got about ?300 on my cc which will be paid off at next bill

[Matt2107]

I currently owe 60p to ebay and I've just written my dad a cheque for ?500.

Now debt free!!!

[?Marty?]

?78K thousand on credit cards. Mint. Can YOU afford not to be without it? lol

[Jack]

?6k+ to the Student Loans Company (yawn, currently ?25 a month repayments... hmm what incentive to pay THAT off lol)

?2.5k for... something or other, can't really remember where that came from

And no doubt about another ?5k when I buy a GTFour or 200sx. Joy.

Yet most of my mates have huuuuuge inheritances, and still get everything bought for them (one of my friends who earns ?16k a year, lives at home rent free in a 5 bedroom house, had a GTi-6 bought for him for ?5k which his parents then spent a further ?3.5k on repairs when he kept breaking it); and they still moan about not having any money!

[Will]

will owe the student loan company ?14,000 in june

great!! :lol: :lol:

[dan_mk1]

None! At all!

[SREmma]

:? I have got just over a grands worth of debt but thats all on different cards etc and can be easily paid off so not to worried! I think its sommat about guys you just manage to get yourself in sh*t loads of debt without trying!! Bless..

Good luck all of you in paying it off i would hate to be in that situation!!!

:lilangel:

[Alex]

From my experience it is the women who get in debt. (Well actually to put it correctly they get blokes they are seeing into debt :P )

Student loan debt cannot be avoided unfortunately

[?Marty?]

^^^ True. I have found myself to be considerably richer since beconming single.

With my ex, she saved her money, whilst i allways (somehow, magically) managed to end up paying for EVERYTHING.

[SREmma]

:? I would never make my other half pay for everything how unfair is that!! And i would never blame anyone else for my debt i did it all by myself.

I understand bout the student debts guys it just has to be done its mad though education and your paying for it for years to come!!

:lilangel:

[Alex]

And i would never blame anyone else for my debt i did it all by myself.


you sound like you are proud of your debt :D .

I have about 4.5K work of student loan debt.

[jkhilton]

With my ex, she saved her money, whilst i allways (somehow, magically) managed to end up paying for EVERYTHING.


That is so true, I was always the same!!!

[dan-hipgrave]

i owe my dad ?860 for my cars insurance and some other bits, thats the only debt i have at the moment..

[Spud]

none, hopefully never will be excpet with the exclusion of a mortgage, one day maybe

[epo]

50k if the morgage is included

[Fester]

Nah I wouldn't class mortgages in this, having a mortgage going and no other debts is a good place to be imo. Not like I know though :lol:

[epo]

probably about 10k then

with loads credit card ect

[Stuart]

student loan of some ammount, buts thats not a real debt ;) lmao

4.5K on grad loan but thats going away nicely

and some CC but hey.

[Mel]

?1050.. for 2 credit cards and my GTE that I aint paid for yet lol..

No student loans/grants because I didnt "qualify" for them :?

[burgo]

i have none :D im a good little boy

[sh0rty]

have a small overdraft but nothing apart from that

[Col_Mk1]

none at all 8)

[Will]

And i would never blame anyone else for my debt i did it all by myself.


you sound like you are proud of your debt :D .

I have about 4.5K work of student loan debt.

thats hardly any loan debt wots going on!

[Matt Nova]

none and i don't plan on getting a credit card either 8)

[novabex]

im in none at all

my blokes got alot tho if you include mortgage, hes got quite abit on credit cards and loans aswell
:( :(

[Breeny]

?6.5k on Egg loan, About ?300 on my credit card from last month, ?1600 student loan from when I was at uni for 3 months lolol..

But that will all be paid off when I get a mortgage this year..

[DrivingSpanner]

currently an overdraft the wrong side of ?800! but that'll disapear after i pay my wages intoday, nearly 2 weeks late cause the accountants fooked up with my standing order so the boss has just handed me a cheque! good job i dont get fined by the bank for using my OD :?

[Alex]

50k if the morgage is included

I would love to get a house that cheap!
You're looking double that plus at least 10-20K for a 2 bedroomed place here :o .

[Alex]

And i would never blame anyone else for my debt i did it all by myself.


you sound like you are proud of your debt :D .

I have about 4.5K work of student loan debt.

thats hardly any loan debt wots going on!

I worked all 3 years while doing my course.

[hendrix]

about ?12k to the Stooodent loans ppl, 2k to the bank and about another 1k to the bank of parents. :cry:

[Mike]

?80 to my gaffer, ?2.800 barclay loan, ?500 egg card, ?200 capital one card.

and me barclays account is currnetly -?487 cus me card got copied! :|

[Nick]

Student loan debt cannot be avoided unfortunately

They can if you somehow managed to get "granted" through your course.

I'm a pricely sum of ?4000 in the bank. So i'm far from debt at the moment :-)

but i should encour some debtage when i go to uni next year, but as said, it wont be much.

[Fester]

They foist ?4k on you a year :lol:

[Will]

And i would never blame anyone else for my debt i did it all by myself.


you sound like you are proud of your debt :D .

I have about 4.5K work of student loan debt.

thats hardly any loan debt wots going on!

I worked all 3 years while doing my course.

ive worked all 3 yrs and did a placement which was paid and i still had to take full loan :o

did u live at home?

[Rach]

i'm not in any debt

i'm owed a bit of money from various people though

[epo]

50k if the morgage is included

I would love to get a house that cheap!
You're looking double that plus at least 10-20K for a 2 bedroomed place here :o .

my house was bought for 40k we bought it 3 years ago just at the right time before all the boom
and am currently doing it up altho r lass wants to move

imo the best debt to be in is morgage that way you have a house :lol:

[boredbloke]

I want a house!!!

Well i'm in no debt, got about 1k in saving which is amazing!!!!!!!

although i did get a bonus from work for 3k (after tax) only two months ago...stupid expensive birthdays and christmas!

[Alex]

the only debt i would consider is student loan and a mortgage, as both are unavoidable

[epo]

ive never had the student loan but then again ive not been to uni

ive always been in an apprenticeship
so my collage was paid for and the money i earnt kept me in beer :lol:

[?Marty?]

There isn't ANYONE who isn't in bedt in one way or another in todays society.

Even if you have a mobile phone, you are in debt, since you pay for your usage after you've used it. And etc.

It's not the debt that is a problem in itself, it's the MANAGEMENT of debt.

[Nick]

i have no debt.

i don't owe anyone anything, i still use Pay as you go, so infact, my phone is like a small bank.

i don't pay anything at the end of the month e.t.c

[Mike.]

not in debt at all i can't remember when i was :D

[Stuart]

i have no debt.

i don't owe anyone anything, i still use Pay as you go, so infact, my phone is like a small bank.

i don't pay anything at the end of the month e.t.c

but you dont get intrest on the balance of the payg bit lol

[Nick]

no.. but in essence it is just like a mini bank..

there is money on the account, waiting for me to spend it.