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View Full Version : i need cheap insurance!



seymour
16-08-04, 09:04 PM
i need cheap insurance for my gte. im only 18 and ive got no no claims. is there any cheap companies i can go with or is there any little scams i can pull off?

Riggy
16-08-04, 09:07 PM
no :o

Mel
16-08-04, 09:43 PM
dont we all want cheap insurance :lol:

if it was that easy, we'd all be doing it.

Theres no way you're gunna be able to get "cheap" insurance on a GTE at 18 with no no claims.. (unless as a second driver, which i dont condone, cause insurance companies aren't thick)..

If it was gunna cost me ?1600 @ 18 with 1 years NCB on a GTE, then its not lookin that promising..

if you're wanting the GTE insured, you'll have to pay the high premium like most of us do..

General Baxter
16-08-04, 09:59 PM
try LV

im 18 with 0 NCB on a car but 2 years NCB on a bike and i get get insurance on a 2L for ?1700 :lol:

P.S i need a pass+ to get that quote, they wont insure me with out one :|

whitty_nova_1300sr
16-08-04, 09:59 PM
u tryed liverpool victoria or norwich union???


?1600 pound 4 a gte is alot off money.


u thought about getting a trade policy??

Nova~Lolly
16-08-04, 10:11 PM
hey i tried about 40 insurance companies for my 1.4sr and im 19 and the cheapest i got was from adrian flux however when i was sent the paper work i rung to ask about a cover note and they jumped my premium up by 120.sed i was given the wrong quote amount in the first place.which i obviously was not happy about!!! so the cheapest now i have is ?575 with pass + with norwich union. all other companies were rubbish and expected me to pay over 1000 for a car i paid ?100 for.do they think i off my head. :o

Mel
16-08-04, 10:28 PM
u tryed liverpool victoria or norwich union???


?1600 pound 4 a gte is alot off money.




LOL..that was with LV :wink: hence why its taken me another year to get another NCB added..so that it does go down (lookin at about ?980 standard) for a GTE. (it was last year the ?1600 was quoted..)

Lolly..if you want to drive a nova, you'll have to stick with these high premiums. The nova is known as "boy racer", so companies shove up the premium as they have a lot of young claims in a vaux nova (especially high power). Think yourself lucky you got a quote for ?575 now on a 1.4, cause im paying ?508 with 2 years NCB on a 1.2. (yes it is slightly modded..)

btw, what you paid for the car is irrelevant to insurance premiums..they dont give two hoots what you paid for it, all they care about is what it will cost them in the event of a claim. and young driver (+ nova) + power = disaster.. (normally..)

Nova~Lolly
16-08-04, 10:49 PM
lmao good point and very true. but after 9months i will get a ncb :lol:
and besides i will have paid about 100 quid in bloody phone bills.

EVERYONE KEEPS TELLING ME TO SELL IT BUT I LOVE IT AND IM KEEPING IT THANKS EPO :lol: :lol: :lol:

Mel
16-08-04, 10:55 PM
ahh, the "rapid" bonus scheme from NU..

no wonder it was that price, then, cause you would be looking at much higher for a full 12 months premium. btw, mine was a 12 month policy, and has been since my 17th b/day, so i've earned it properly :P

leepwoollard
17-08-04, 01:22 AM
am 24 no no-claims two accidents 2litre 16v nova all mods declared ?1050 what do other people pay 2 insure there valvers

Philsutton
17-08-04, 11:15 AM
?575 with pass + with norwich union
i wouldnt complain about paying that much, being female you get it alot cheaper.

Dave
17-08-04, 01:24 PM
try getting limited mileage quotes might not help too much but guestimate how many miles you need to do in a year an see what it comes out with.
an pass plus always helps.

other than that not much you can do until your risk decreases with age + driving exp.

Ste_Nova
17-08-04, 02:36 PM
am 24 no no-claims two accidents 2litre 16v nova all mods declared ?1050 what do other people pay 2 insure there valvers


?200

wisewood
17-08-04, 03:50 PM
http://www.novaload.net/forums/viewtopic.php?p=188138#188138

Contact all of those companies and get quotes!!!