cya later liverpool victoria

[dan16v]

got my renewal papers through today the stuff on my car hasnt changed and they still want ?708 which is what ive been paying for 3years!!, even when i insured the nova with the let in it was ?708!
so im leaving them now to go to an insurer that does agreed evalueations, any one know any that do this?
cheers 8)

[mcowley]

it's gotta be FLUX mate..adrian flux..08700 777888,been with them since i was 19 now 23,when i had my xr2i(group 14) it started at ?1250 tpft,befor i sold it it was ?620,thats with just under 3 years NCB..my nova with with allmods decliared is ?650!!!..try them mate ther good. :D

[dan16v]

yea ill deffo try flux m8 i tried then when i was 18 but they said they dont insure till 19 but im over 20 now so ill try them

[Breeny]

Phil Newman @ HIC

No one even came close to it for me Dan...

Agreed value of ?4.5k

[Jules]

HIC will beat anything you get - saved me approx ?250 on my GSi - Was with ADRIAN FLUX they bumped my insurance up by ?150 at renewal (like they did the year before by ?70) - they said they were uneatable.
I phone Phil at HIC, got a much cheaper quote, lower excess, agreed value of ?2500, ?1500 worth of cosmetic mods, protected no claims etc etc

Phil at HIC will save you money - trust me.
(I think Phil os on holiday atm but his stand in is just as good so I've heard).

[Ste_Nova]

phil couldn't get close to my LV quote

ian had agreed value with flux..... they didn't pay up

take the cheapest..... try not to crash

[nova m@rk]

anyone no anywere good for 17 year olds cheepest ive had is 2000 from 4youngdrivers.com

[Neil.]

can i have phone numbers of HIC and flux, why do ppl keep talking about this phil newman guy, aint it a company?

[Jim]

Thought you got a cheap quote for your car already? :|

Jim

[dan_mk1]

can i have phone numbers of HIC and flux, why do ppl keep talking about this phil newman guy, aint it a company?

phil works for HIC, his number is...01279719932

[a2lt16v]

hic were 900 cheaper than flux on a valver 800 fully comp

[steve-o]

HIC were ?1400 cheaper for me on my valver

[Will]

can i have phone numbers of HIC and flux, why do ppl keep talking about this phil newman guy, aint it a company?

theres no way in a million yrs they will beat your quote already its stupidly low for your "risk" as it is, lmfao

[jim sri]

neither flux or hic could come close to liv vic's quote of 700 FC on my let nova...

[Will]

neither flux or hic could come close to liv vic's quote of 700 FC on my let nova...

Dont you mean: "1.4SRI nova with engine modifications"

:lol: :lol: :lol: :lol:

[jim sri]

yer thats the one will :lol:
iirc hic could beat the quote, but only at 3rd party f+t which i didnt see was adequate enough.

[Ian]

flux are rip off artists, took 5 months to get a payment out of them despite agreed value

[Will]

yer thats the one will :lol:
iirc hic could beat the quote, but only at 3rd party f+t which i didnt see was adequate enough.

so yours FC with a 450 excess? car worth approx ?700 write it off and you get ?250, still i suppose thats why its worth having fully comp on a nova :lol: :lol: remember with LV the mods are NOT insured, they just know they are there they wont pay out for them.

HIC might be TPFT but you wud get agreed value so if u get smahed into you could get much more dollar back

Will

[Ste_Nova]

i wouldn't claim for a car worth under ?1000 anyway whats the point you loose your ncd and they get the money back over the next 5 years... i just want mininal legal cover and a bit of paper to show the pigs

[Will]

sounds like a good plan ste, personally i wudnt claim for a nova and neither would you........ but if you go into the back of sum1 by mistake and they want to claim your stuck unless you pay them off, they claim off you and then the ncb still becomes an arse :cry:

[Ste_Nova]

if i hit someone else then i would claim for mine.. cause it makes no diff to the ins.... but i hit a ?500 orion once... got out gave the guy ?500 cash and ?10 taxi fair.... if the car you hit is cheap.. then buy it (it wasn't really my fault... he was speeding.. but i didnt see him)

[Lee H]

I paid ?800 tpf&t through Flux last year with ?5k agreed value. Best HIC could manage was ?2600 tpf&t :roll: :roll:

[scott.parker]

well this is a strange one? i realy think that there is loads of reasons for different qouts...i mean it must be,post code related crime rates and god knows what els?

[dan16v]

l/v did give me a good quote but as i said im fed up with the bodgeness of it all and as i said i want agreed evaluation coz if i right it off id be f**ked :cry: