View Full Version : 1.4 SR Insurance
Hi well i am 18 and wish to insure my 89 1.4SR its got tigra alloys a face off and a pair of 6x9's but not much else. I have no no claims or anything due to only just passing test i was wondering how much you think its gonna cost me. Has anyone else had to insure a 1.4SR at 18 and did anyone get a cheap quote or know a good company to go with cheers.
Just give 'Adrian Flux' insurance a ring or click here https://www.adrianflux.co.uk/heading/header.htm
linzTDI
13-11-03, 08:52 AM
Well i am 18 and passed my test in August i got a 1.5TD and its costing me a little over a grand. ?99 per month actually.
dont declare alloys or anything
dont declare alloys or anything
Or traslated from pikey northern person to english that means
"dont bother insuring it cause if you dont decalre you not insured"
FFS some ppl
As for helping you, the car is a group 7 insurance bracket, wont be cheap but at 18 is well affordable, there are links on the site to a load of isnruance companys or if you go to the "other" guide section you will see 2 insurance guides one by Ian Storey who works in insurance and the other by myself etc.
Try the following companys (numbers are on my guide)
Liverpool Vic
CIS
Norwich union
Tesco
They wont mind abt you alloys i wudnt think, if its not lowered most companys will quote you TBH but if you plan to lower it then look for a company that allow this so to speak.
Hope it helps
Will
p.s. dont bother ringing adrain flux its over 19s
CIS is the cheapest as far as i know! the best thing to do is insure it in your mums name and then have yourself as a named driver. i did that on my 1.3sr which cost me ?750 a year, my fiesta 1.4 ghia cost me ?1000 and my nova 1.2 costs me ?700! and im only 17! but only thing is your not on your own insurance and dont get no claims for yourself!
18 - gte - ?1500 TPFT on my own, 1 accident, everything declared 8)
lowasfcukSR
13-11-03, 10:51 AM
18 - 1.4SR ?800 Fully Comp :lol:
It all depends on the area you live in etc aswell !!
where you live and what you know :P
CIS rnt cheap unless u do the going under a parent thing, and even then its expensive in your case
i was paying ?350 @ 17 on a 1.2 nova under my dad, he didnt use any NCB either as they were on his own car :D
Nova_Rz
13-11-03, 10:56 AM
try norwich union and tell them your gonna do pass-plus .... 50% off , and take out ?50 breakdown cover with them 10% off .... 18 insurance group 8 (corsa sri) ?740 or somewhere near that .. aint got a quote for my 14SR yet...
dave.gsi
13-11-03, 12:16 PM
i was paying ?350 @ 17 on a 1.2 nova under my dad,
thats illegal too
well i would like to know who anton and lowasfcukSR are with for insurance, getting premiums that low. Hope i can get a quote as low as those 2!!!
i know and me! come on guys spill the beans!!!
" insurance group 8 (corsa sri) ...
That car is group 6
i was paying ?350 @ 17 on a 1.2 nova under my dad,
thats illegal too
Yup, risk you take, you are legally insured, but when and if you crasha nd try to claim who knows, needless to say this was 3 years ago. Insurance for 17 yr olds is just stupid these days i dont blame them for trying a cheaper option even tho it might not be such a good idea int he event of a claim.
Will
p.s. dave wheres you silk violet gsi gone
dan_mk1
13-11-03, 01:21 PM
try norwich union and tell them your gonna do pass-plus .... 50% off , and take out ?50 breakdown cover with them 10% off .... 18 insurance group 8 (corsa sri) ?740 or somewhere near that .. aint got a quote for my 14SR yet...
50% on pass plus? you sure mate?? i think you'll find its a lot less than that
normal rate is 35% but some companys do offer more yes
try LV they give u sumthing like 50% as an introductory discount (nothing to do with pass plus) in order to gain customers
liverpool victoria are great and really cheap IF you pay by credit card in one lump sum! thats the only way i couldve have done it with them but as im only 17 then i carnt have a credit card yet :(
linzTDI
13-11-03, 01:33 PM
when u 18
linzTDI
13-11-03, 01:37 PM
will ya parents not do it for you?
whats a credit card got to do with it? im guessing u dont have enough ?s in your account, cud ur parents put it on there card and u pay them back? wots wrong with the monthly installment payments? credit card will be just as expensive if u dont pay that off by the end of the month.....
will
p.s. there is no secret, just ring round lots of ppl
nahh thing is they wouldnt take it in monthly payments. wanted the lot in 1 payment! and my parents will not let me have anything on there credit cards! mind u i dont blame them lol! :lol: id have a nice nova then! :lol:
im with CIS at the minute and they charge me ?17 a week
linzTDI
13-11-03, 01:44 PM
i would stay with what u got atm then and wait till april
yeah think i will! mind u for a turbo diesal its the same as the 1.2 i think. or near enough! i know which id rather have! turbo baby! but its just finding one there really hard to get!
or just stay with your ?890 a year and then when you renew at 18 you can do monthly payments, they wudnt let you do them now cause your 17 and cant have direct debit, well you can they are just gay, lol, cause u dont have a switch card etc etc
dave.gsi
13-11-03, 01:52 PM
p.s. dave wheres you silk violet gsi gone
http://www.novaload.net/images/car_images/1211big7.jpg
down the end of the drive the rusty heap of shit lol
linzTDI
13-11-03, 01:53 PM
yeah think i will! mind u for a turbo diesal its the same as the 1.2 i think. or near enough! i know which id rather have! turbo baby! but its just finding one there really hard to get!
there not i always see loads for sale in the paper and in auto trader
yeah ive found a few but most have done too many miles or have alot of backpressure so ive left them. just waiting for that perfect car to pop up! hopefully some old grandad will want to sell his soon!
linzTDI
13-11-03, 01:57 PM
well mine is the bestist
(and before yous spelling freaks have a go i am takin the piss)
lol@ dave, what you doing with it?
rusty heap of shit, is it rotten and mot failed jobby?
ill give ya 50 nicker for her :P
dave.gsi
13-11-03, 02:00 PM
lol i'm after a bit more than 50 quid
it failed the mot on welding. basically all ive got to do now is put an interior in it and then it'll be for sale
with or without mot, wot price u putting it up for :P
dave.gsi
13-11-03, 02:19 PM
no mot i think about ?400 :?:
was told by the welder bloke it was unfixable so i dont think it'll ever have an mot again lol
:o unless the chassis is twisted / bent then i dont see why it cant be fixed, maybe he just cudnt be arsed, lol
dave.gsi
13-11-03, 02:21 PM
pay me ?400 and you can try and fix it lol
lowasfcukSR
13-11-03, 02:41 PM
Liverpool Victoria.....were far cheaper than anyone else i tried !
they do a quick quote on their web-site, its usually pretty good :D
linzTDI
13-11-03, 02:42 PM
now i got my worst quote of them!
lowasfcukSR
13-11-03, 02:45 PM
a lot of people seem to have mixed opinions about them !
i guess i was lucky on getting mine cheap :lol:
dave.gsi
13-11-03, 09:00 PM
liverpool victoria saved me a whole wedge of cash :wink:
Nova_Rz
14-11-03, 03:18 PM
try norwich union and tell them your gonna do pass-plus .... 50% off , and take out ?50 breakdown cover with them 10% off .... 18 insurance group 8 (corsa sri) ?740 or somewhere near that .. aint got a quote for my 14SR yet...
50% on pass plus? you sure mate?? i think you'll find its a lot less than that
will look it out and scan it in ... phoned ensleigh (spelling) .. who are part of norwich union, who gave me student discount ... and they will still like ?400 more than NU, TPFT & garaged, group 8 ... got quoted ?1500+ .. and ended up with like 60% off for various bits and bobs
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