Insurance......again!

[dan_mk1]

right ppl, iv just got my renewal through for my insurance,
tesco have asked for ?990, the only thing is tesco charge shit loads for modifications and as im planning on putting a gsi lump in mine, tesco=not good

iv just phoned HIC and they wanted ?1100 as standard, but free for modifications :D .......but for the gsi engine they wanted ?2500!!! :o :x

so my question is, is anyone insured with/know of a company thats mod' friendly and not too expensive..............

Cheers

Dan

[wisewood]

youcan almost smell Will's excitement about this one :lol:

[Will]

same old qn, but i like these and will try and help you this time

in order for me to do so i require some info

wot mods (body etc)

wot engine now?

how old are you

how many yrs ncb if any?

wots the 1st part of your postcode?

how many points have you

how long have u been driving

how amny crashes at fault or not at fault etc etc

will

[Will]

lmfao, u got it boy :P :D

:lol: :lol:

[wisewood]

SEE WHAT I MEANT :lol:

[dan_mk1]

mods:
vauxhall alloys, gte kit, gte interior, gsi conversion, lowered 30mm, gsi brakes

wot engine now? 1.2

how old are you? 19

how many yrs ncb if any? 1ync

wots the 1st part of your postcode? CR0

how many points have you? 0

how long have u been driving? 1 1/2 yrs

how amny crashes at fault or not at fault etc etc 1, not at fault

[dan_mk1]

SEE WHAT I MEANT :lol:

:lol: that was a dam quick reply aswell! that angela bird would hav been happy! :lol:

[Will]

right lets work theu this bit by bit..............

was your quote for TPFT or fully comp?

HIC are crap with fully comp quotes for uner 25 so thats your 1st port of call.

2. go on mig and see one of abt 3 billion posts at phill newman and when your gin ask for him and mention migweb, u will get discount for this, he seems to be doign mad deals at the mo for ppl.

1 yrs ncb is 35%

your postcode might not be the best im not sure (this is not a dig at you in anyway i am just saying things that effect your premium)

19 is the youngest age HIC insure

?1100 still seems a lot, if u had been driving 2 yrs and had no crashes (i know it wasnt your fault) it might well be cheaper.

tesco is correctly not the bset for mods and as for engine mods lmfao dont bother!!

GSI engine:

Your 19 m8, a gsi engine is group 11 insurance

your 1.2 is group 3 insurance

i am 20 with fair postcode 2 yrs ncb 0 points 0 crashes been driving 3 yrs

?1100 for a year on gsi still a lot but thats a fair enought price i changed half way through the yr to this so that 1100 is wot it wud have been if i paid for the whole yr etc

perhaps look at a 1.4 and tuning the 1.4 to 90bhp (i have done this) the insurance for that was ?498 with above details etc etc with HIC!!

the mods are cool HIC so ?1500 of free body mods cover et

Limited miles:

This will give u loads of discount but dont say ur going to travel 3k miles and then do 30k miles a year, poicy wont be valid!! try for a 5k limit if u can and u will get a big discount!

hope this has helped sorry its all a bit of a jumble

pm me for more info cause i can go on forever abt this sort of thing.........


other companys:

LV
Flux
Priviledge

there are others have a nose abt etc

p.s. GSI engine will not be cheap, id advise going for SRI if u want an injection engine, cheaper to nsure and easy enought to push 100bhp out of........... ask aragorn for more info on this

(SRI bottem end, gsi head cam etc etc ;) )

will

[Will]

sorry abt spellings etc etc i was typing on turbo, lol

[dan_mk1]

:o theres loads! :lol:

right so, just say i still go for the gsi lump, with hic, but limit my mileage to 5k, go tpft and try and get a discount off this bloke on mig, ya think it will make much difference??

(im not ignoring your comment about the 1.4sri, iv just kinda got my heart set on a gsi lump at the mo!)

Thanks

[wisewood]

gsi lump is quick :D

[Will]

SRI and a bit of work 100bhp insurance group 7

GSI and a bit of work if it a tired engine 100bhp insurance group 11

you do the maths

was your quote fully comp????

they shud have said they are not the best on fully comp for under 25s, FFS, lol

[dan_mk1]

SRI and a bit of work 100bhp insurance group 7

GSI and a bit of work if it a tired engine 100bhp insurance group 11

you do the maths

was your quote fully comp????

they shud have said they are not the best on fully comp for under 25s, FFS, lol

i dont whether it was full comp or not, he didnt say........
im gonna leave it for today and attack the yellow pages tommorow i think..........

[Will]

dont botehr with yellow pages 99% dont do mods.....

look at the novaload links and work through the back of total vauxhall is my advice........

there are some compnays that like 21+ yrs olds but for now try thr big 3

flux
lv
hic again

group 11 car at 19 is a bit :S it wont be cheap

talk to phil at hic and go for the sri lump 1.4 100bhp 8v much more fun when u beat ppl, its only the 1.4sri bottem end u need, do wot u like with the top end, declaring it all of course! ;)

will

[dan_mk1]

ill have a ring round tommorrow, thanks a lot for the help mate

this phil bloke sounds like a good idea! ill give him a ring tommorrow

thanks

dan

[Dave_Hay]

:o

i was ?700tpft to insure a novas sr with uprated suspension,alloys,exhaust,gte skirts..... etc

that was at 17 on provisional phone cis for cheap quotes too!

[Will]

cis arnt cheap nemore dave, a lot has changed in the last 3 yrs

[Dave_Hay]

well im ?330 to insure my corsa with mods declared now!

and im even cheaper than 1k to insure an astra gsi when i find one tpft

you gotta shop around dude!

[dan_mk1]

iv just got off the phone to phil from HIC and im a happy man! :D :D :D

?719 tpft, all mods declared, cover car and even track days! (in a 1.2 :? )

wont charge for more mods either (unless engine work)

said if i was to put a gsi lump in it then it would be ?1700, which isnt too bad for my age! so gsi lump here i come!!! :D :D

cheers for the help will

dan

[Will]

told ya ;)

np with hlp m8 glad it was useful for ya

[dan_mk1]

it was mate, cheers, do you work in insurance or summin!?! :lol:

[Will]

no im just sad, lmfao

[dan_mk1]

:lol:
that phil bloke must be absolutely minting it if hes on commision! i c what you mean about the few billion posts on mig!!

[Will]

indeed, im sure he pulls a few naughty strings to get the prices that cheap but who cares, lmfao

[dan_mk1]

indeed who cares! he's save me 500 on the 1.2 and almost a grand on the gsi conversion!! :D :lol: :D