View Full Version : Is this right?
I've just been looking at quotes for my xe,
I'm nearly forty with an advanced clean driving licenece so usually for a standard Nova fully comprehensive it's about £90.
I filled out all the stuff for the quote, under modifications I selected non standard, different replacement engine. They did not ask what cc etc.
The quote came back with £150.
This seems very reasonable to me, what sort of prices do other folk my age get?
nova_saloon
08-03-13, 04:32 PM
hmm id call them on that one! but bargain! i pay about 550 for mine!
Assuming this was an online quote, 'non-standard engine' doesn't really work. You'd probably find if you went ahead with it, they'd soon be in touch to confirm the details and possibly withdraw the quote.
I had a quote on a comparison site a while back for the Nova with the B308 listed as 'non-standard engine' option, came back as £200 odd. lol
Be interesting if you did manage to push the quote through to purchase online and get it all arranged without them seeking clarification. As technically you have satisfied their requirements by informing them of the change as requested
novalovingned
08-03-13, 06:33 PM
Who was this with? I'm away to try lol
blue_peg_16v
08-03-13, 10:12 PM
I've had a very good quote off graham Sykes on a c20let novavan I'm 33 7 years ncb 250 xs £236 fully comp so the van is getting insured before April got to my no claims haven't been used for 2 years in april
Pistol Pete
08-03-13, 10:24 PM
£100 says this was an online quote and when you ring up to ask and take the policy out, they will tell you the price is wrong.
£100 says this was an online quote and when you ring up to ask and take the policy out, they will tell you the price is wrong.
I'm not giving you £100 lol
Pistol Pete
08-03-13, 10:43 PM
lol
8valve-craig
08-03-13, 10:57 PM
My renewal is due 14th this month at £241
27yo, no points or convictions, 0 NCB (used on another policy).
20xe Nova, Fuel intake modifications (twin 45's), Gearbox mod (Quaife SCCR), suspension, brakes, alloys, full cage and upholstery change (buckets + harnesses).
Yours sounds about right to me.
My renewal is due 14th this month at £241
27yo, no points or convictions, 0 NCB (used on another policy).
20xe Nova, Fuel intake modifications (twin 45's), Gearbox mod (Quaife SCCR), suspension, brakes, alloys, full cage and upholstery change (buckets + harnesses).
Yours sounds about right to me.
If they do change it, I'll be messaging you to get your insurance company!
paul james
08-03-13, 11:31 PM
£90 for fully comp on a standard Nova sounds too good to be true also, generally insurance doesn't seem to get much cheaper than the £200 area, from my experience at least.
£90 for fully comp on a standard Nova sounds too good to be true also, generally insurance doesn't seem to get much cheaper than the £200 area, from my experience at least.
Usually under the hundred since I've been 30. I always go for hign excess because they will never realistically pay for repairs to a Nova, they'll just right it off.
blue_peg_16v
09-03-13, 07:09 AM
£100 says this was an online quote and when you ring up to ask and take the policy out, they will tell you the price is wrong.
Where's my £100 was done over the phone
8valve-craig
09-03-13, 07:45 AM
If they do change it, I'll be messaging you to get your insurance company!
No problem, pm for details if required.
My renewal is due 14th this month at £241
27yo, no points or convictions, 0 NCB (used on another policy).
20xe Nova, Fuel intake modifications (twin 45's), Gearbox mod (Quaife SCCR), suspension, brakes, alloys, full cage and upholstery change (buckets + harnesses).
Yours sounds about right to me.
How the hell do you get that so cheap? Im 31 have 12years ncb which are protected, ok i have a few more mods than you but pay £345....
8valve-craig
09-03-13, 10:01 AM
Yours has a much higher agreed value.
novalovingned
09-03-13, 11:04 AM
Well i just tried mine on a well known comparison site lol
Im 25, 7 years ncb, 3 points 3 years ago, Engine change, interior modifications, wheels, suspension,exhaust colour change, decals etc etc............. £155 one off payment or £190/ £15.64 pm
Bound to be wrong! Saying that i put a low value of £1000 (which i will change i think) in and the excess of £350
I was £600 odd a couple of years ago to insure it......
blue_peg_16v
09-03-13, 12:49 PM
How the hell do you get that so cheap? Im 31 have 12years ncb which are protected, ok i have a few more mods than you but pay £345....
Try graham Sykes benn I can't find anyone to touch em tbf
Saying that i put a low value of £1000 (which i will change i think)
That means diddly squat. Ok it may change the premium by a few quid, but in terms of a payout they won't bat an eyelid at what you think its worth or what you paid for it. [edit] I'm talking the value you put in on a quote here, not agreed value.
My insurance on the GT4 almost halved when I hit 30 lol
Try graham Sykes benn I can't find anyone to touch em tbf
Not heard of them before, ill do that next year... As long as they do Agreed value.
camels toe
09-03-13, 07:41 PM
Ive being with graham sykes the last few years and they`ve been great. Ive swopped cars acouple of times mid term and they havent taken the piss like most have in the past. Really good customer services with people who have a grasp of the english language. Cant fault them.
i'm paying £300 fully comp for my 1.5 diesel van thats standard. i'm 24yro with 6yrs ncb and 3 points. just need to get her started again now:mad:
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