Classic car policy

[16v Nova Kev]

Do you build up no claims bonus on a classic car policy

[sport]

No and you need an every day car aswell iirc

[bazil]

I don't build NCB, limited use policy 5000 miles, excludes commuting to work but does allow me to drive other cars third party.

[sport]

Whos that with Allan? I aint allowed to drive other cars third party on mine.

[16v Nova Kev]

Balls I fail at life :(

[bazil]

Through Flux I can't remember who the underwriter is though,

[sport]

Sound ill pester you nearer the time my insurance is due lol

[8valve-craig]

If you have "other cars" benefit 3rd party through flux you are probably with Chaucer.

[marc69]

I have 2 ncb built up after running two cars for 10 years but one year I used a classic car company and found out after that as they are not part of the NCB, if you use them for 2 or more years you loose the NCB you built up.

[bazil]

I did ask flux about this Marc, I have 14 years and had no car to use it on. They said I can put my NCB on my classic policy to keep them active but as the policy price is not effected by the NCB I wouldn't loose it if I claimed on the policy.

Sounds odd but I was assured I couldn't loose it in this way,

Over the years in here I have seen the pitfalls of poor classic policies and as such I made sure I got the best terms I could, maybe not the cheapest but it was worth the £250

[marc69]

In all honesty a good policy even with 14 years ncb would still be the best part of £250 so I would say you've done well.

[chrisd1986]

All of tbe firms ive had classic car policys state that you have to be 25+ and most wont insure modifyed cars and they have to be parked on a drive or in a garage oh and it has to be worth more than 1k aswell as the limited milage of 5k a year and i had to send pictures off to prove mine was standard to get the agreed value of 1k im only paying £160 for the year with 7 ncb on my 1.2 loon

[raf24]

My gte is £137 a year with flux as well on classic,agreed value etc,that also covers me third party on other cars although i already have that with my daily.

[bazil]

Jesus that cheap lol

[raf24]

Jesus that cheap lol
thats cos im old,im in the low risk categorylol

[marc69]

I once got cheap insurance for my SR, but the photos had to be precise, they then were awkward about valuations and I just got the feeling that if there was a claim they were ensuring it would be pointless so I didn't go back, can't rememebr the company though!

Although, a claim on an old Nova is probably pointless anyway......

[8valve-craig]

Mines about £300, heavily modified with cage, harnesses, seats, XE, 45's, F/G etc