traders insurance

[turbojolt]

anyone got a traders insurance policy out? just wondering what kinda quotes you lot get, would be handy if you added your age aswell

no one seems to want to cover me wondering if it because 24 :confused:

[Lewis.]

I'd say they don't want to cover you as you aren't a trader lol they are really clamping down on this sort or thing, as in reality, when you crash your car try to make a claim, they will ask for proof that you're trading, you won't have any, so they will declare your cover void, and refuse to pay out. Then TJ says hello to his cell mate lol

[maddogdaz666]

It's hard to get one under 25. I've got one and I'm 29 which cost me £1k last year, ad this year cheapest quote I got was £900 ish but I've put the mrs on this year (she's 23) and its cost £2000 for us both, to drive any car we want, including small commercials all under the value of £9,998. But under this policy if I have an accident in my nova saloon they value it at £250 :( even tho I asked for vintage vehicles and modified vehicles too.

[turbojolt]

im not just looking at it to cover my own car i was thinking of buying and selling a few a year aswell

[Lewis.]

it's all dodgey as f*ck though. just bend over any pay for real insurance like the rest of us TJ lol also any car you drive doesn't appear on the MID, so expect to get tugged, and found out

[turbojolt]

**** paying out to insure a car your going to sell on, where would the profit be in that lol

[paul james]

**** paying out to insure a car your going to sell on, where would the profit be in that lol

Break them for parts instead then :)

[turbojolt]

Break them for parts instead then :)

even then i still need to get them somewhere i can work on them lol

[Andy]

also any car you drive doesn't appear on the MID, so expect to get tugged, and found out
Wrong,mine did,as do all my friends who have traders (for trade i might add),you have to tell them to add them to your policy
At 23 i paid £1200 a year insured for anything other than a few mercs,a skyline and a couple of evos.
£30,000 cover, public liabilty 5m etc
That was with dna

[maddogdaz666]

it's all dodgey as f*ck though. just bend over any pay for real insurance like the rest of us TJ lol also any car you drive doesn't appear on the MID, so expect to get tugged, and found out

Bull as I email every reg plate strait to an mid email address.
But police are trying to cut down on non traders having these type of policies so most say you have to sell a minimum of 12 a year.

[L33 LEG]

Most companies want you to be 25 or over now. I got mine when i turned 23 but it's slightly harder now.

[NOVABOY8]

last year i was 23 and was paying 1400 and 24 this year pit stop want 2400

[Archie]

When i had mine i just phoned up and gave the reg and make.

[maddogdaz666]

When i had mine i just phoned up and gave the reg and make.

I could do that with a policy I had 3 year ago but not any more, the mrs emails it all straight away. You are allowed 2 weeks before you have to put it on your policy. I have spoken to the police about it when I have been pulled for it not showing as insured. It has only happened a couple of times and they have been late on a night so they were suspicious. Plus I don't drive steady lol

[Rickyb]

ive not had a traiders policy for a year or so now as i was stoping traiding(or so i thought ive ended up doing more) and going in to the care job, anyway i was 22 and paying 1500ish i could have got it abit cheaper but i payed the extra to have a well known insurer, im now 24 and a half and they want 3400 as they dont want any under 25s to have them, oh that was through BP and was a compony called traidex.
i am going to get another traiders tho as im sick of having 3 insurance policys.
rick

[davidfox280585]

1200 a year for mine, 27 year old and had it fo 3 year already with swinton commercial,
i go on a online site,login and add vehicles to add it to the mid,
on cover i have my,
s1 rs turbo,
ldv recovery truck,
my a4 cabriolet,
combo
rest of the cars i have on is what im selling is
2 focus's
2 petrol 206's
1 hdi 206
1 02 golf tdi and iv

i normally have about 10 cars at a time floating and it covers me to drive any with a indemnity of £10,000 3rd party only on the rs as its a classic they say lol