where would be the cheapest to get insured on a standard nova at 17?

[Calamity Josh]

as above, everywhere i'm looking has ridiculous prices, found a quote for £3550.54 earlier.........:eek:
whats the best thing to dooo??:cry:

[Alex J]

bargin, i payed £2600 on an xr3 when i passed my test, that was 12 years ago, id say in todays money, about right!

[Liam]

The cheapest place I could find was the CO-OP

[brownbear]

elephant, bell or just hit comparison sites and try both with and without adding a parent as a second driver.

[Connor]

You need to shop about mate, dig the yellow pages out and start ringing all the companies from in there.

[turbojolt]

have a look at fluxdirect i was getting 800 quid quotes from them when others where asking for 2k (this was on jap cars tho but still worth a shot)

[Andy]

In10 ftw
£500 fine 6 points?
You were right to not bother lol

[Calamity Josh]

Would it be possible to have a black box fitted to my d rej 1.2 nova?

[MK999]

I assume it's just a gps tracker so should be possible, but do you really want to go that route? I think anyone on here that says they stick to speed limits 100% of the time would be lying and the possibility of not having a payout because a little box says I was doing 31 at the time has never appealed.

This is assuming the insurance company would be that strict about it, which may be wrong, but I don't see what they get out of fitting cars with equipment that isn't needed otherwise.

[Calamity Josh]

I assume it's just a gps tracker so should be possible, but do you really want to go that route? I think anyone on here that says they stick to speed limits 100% of the time would be lying and the possibility of not having a payout because a little box says I was doing 31 at the time has never appealed.

This is assuming the insurance company would be that strict about it, which may be wrong, but I don't see what they get out of fitting cars with equipment that isn't needed otherwise.
it also limits what time you can use the car between, so you can't use use it between 11 and 6 for instance which is the times all the chavs would be out racing around and you'd be most likely to crash

[AndrewJenkins]

black box is a no no and dont think they will fit it to anything pre 2000 anyway try elephant been more than happy with aged 18 had my liscence a year but had no cars on my 1.0l nova 1991 with 5 mods 1200 first year (10 month policy) just had my renewal through which i was gobsmacked by with another 4 or 5 mods on top of last year £671 so would happly recomend

[MK999]

it also limits what time you can use the car between, so you can't use use it between 11 and 6 for instance which is the times all the chavs would be out racing around and you'd be most likely to crash

So when your mate/other half calls you at half 11 and says they've lost everyone they're with out in town and all the taxis are on a 45min wait, you're stuffed.

I realise first year is expensive but personally I wouldn't be going for anything that clamps down on the freedom/convenience which, besides enjoying it, is the reason I drive anyway!

[sport]

Buy another car use it for a year and dont crash it would give you one years ncd and try then.

Do they still do the advance driving test thing?

[Calamity Josh]

Buy another car use it for a year and dont crash it would give you one years ncd and try then.

Do they still do the advance driving test thing?
it's still a fortune for anything tho, and yes they do the advanced driving test thing still, but they don't really accept the ncb

[Archie]

Stick your parents on as named drivers.

[Jack]

No way in hell would I let an insurance company install some black box in my car that monitors my driving let alone can control when it runs.

First year will be expensive, but shouldn't be THAT expensive (you're in a decent postcode area) so as said try adding parents as second drivers which may help a bit. If its a real problem then ditch the Nova in favour of something more insurance friendly, tbh Novas are ridiculously expensive to insure.

[Adam]

£3K+ is about the going rate tbh.

[MK999]

No way in hell would I let an insurance company install some black box in my car that monitors my driving let alone can control when it runs.

First year will be expensive, but shouldn't be THAT expensive (you're in a decent postcode area) so as said try adding parents as second drivers which may help a bit. If its a real problem then ditch the Nova in favour of something more insurance friendly, tbh Novas are ridiculously expensive to insure.

Most young drivers I've spoken to have actually found they're the cheapest cars they can insure a lot of the time, pretty sure they even made it no 3 or 4 on some sort of list of the cheapest cars for new drivers.

[Calamity Josh]

My parents put up the insurance when I add them on? Even with no points and everything, and when I look into stuff like 1ltr 106's, it's only a hundred or soo cheaper :(

[Jack]

Most young drivers I've spoken to have actually found they're the cheapest cars they can insure a lot of the time, pretty sure they even made it no 3 or 4 on some sort of list of the cheapest cars for new drivers.
Other way round for me, they've always worked out quite expensive compared to other stuff for me and my friends, including those a lot younger. Bearing in mind that's insuring a £500 rotter for £3k to a £5000 'new' car for £2500 lol, IMO that is pretty ridiculous

[conza123]

My parents put up the insurance when I add them on? Even with no points and everything, and when I look into stuff like 1ltr 106's, it's only a hundred or soo cheaper :(

mine ended up a £3015 pound for the nova each one of parents knocked £150 off a time so its worth putting them on .
+ why do motorbike ncb not count for anything on a car because i had 3 years ncb on my ped and i was having a agument with a insurance company down the phone but they still dont count it.

[_Jake]

had a 1.2l hatch as my first car last year with co op, £1350 is what i payed at 17... 18 now paying £1522 for a 2.0 vectra with elephant, shop about!

[AntFLZ]

I'm insuring my 1.2i nova sx for 3 grand with endsleigh, only been driving it since march so no ncb. For a laugh I thought I'd get quotes on silly cars like new astra vxr's and clio sports and the silly cars are actually coming in cheaper at around 2 grand.
I'm 22 and I've only had my license since last december, how they work out the prices they give is a mystery to me.

Best bet is to shop around mate and get quotes on cars old and new big and small, you might be pleasantly surprised at what you can insure.

[raf24]

Wow,im glad im an old git im under £1000 a year for a toyota auris sr180,skoda fabia vrs & nova gte ;)

[edkillick]

I tried to have a box fitted to mine to bring the quote down and no company would do it, only a 1.2i saloon as well, kept getting quotes for around 2200 and eventually got my mum as the policy holder and me as a named driver, then bought this ncb protector and builder thing Churchill do so me mums ncb is protected if I crash, and mine can build up, I only pay £897 a year doing it that way so its probably worth a try mate!

[Matt H]

im in the exact same situation

[edkillick]

I'm paying £1600 on my own now on my standard loon with Directline. Cheapest by far for me

[Llew]

To be honest mate when I was looking around the cheapest I found was £1.9k which isnt all that bad for first year with no ncd. You just have to suck it up and pay it for the first year, soon comes down.

[shaunboy84]

i have 0 no claims 811 full comp but a do drive a audi to :P

[NOVA BUF]

3k sounds about right, I owned a 1.0l nova for 2 years before I could afford insurance. as soon as I got to 19 it went straight down to 750 :o and I didn't drive anything while waiting for insurance to lower so I have clean license and no ncd. for me since ive been 17 novas have had the cheapest insurance quotes, beating corsas, puntos, clios, saxos, and anything else you could afford as a first car. but why the **** would you want one of them anyway ;)

[oVerboost]

I too am glad that I am old (in comparison), at 30 years old my SR with a 2.0 conversion etc is costing me £260 a year fully comp. Thats through Lancaster insurance on a classic car policy.