Insurance.............GRRRRRR!

[dan_mk1]

iv just been phoning round a few companys for some quotes and its really starting to feck me off! :evil:
im trying to insure:
1989 1.2L
mods:
1.6 8v conversion, 30mm lower and gte brakes
my details:
19, 1yrs NCB, medium crime area

the cheapest (and only quote) i have managed to get so far is liverpool victoria:
?2100 TPFT :o
?3000 Fully Comp! :o

would it be cheaper on insurance to just get a gte/gsi?!?
or can anyone recomend any companys for young drivers? (iv tried most on novaload links and they wont touch me with a barge pole! :? )
HELP
dan

[privatepie]

dan m8 dont tell em bout them mods :wink: get ur tailgate?

[Dave]

dan m8 dont tell em bout them mods
then if he has an accident the insurance assessors come out an say we're not payin because you didn't tell us about your mods, then what does he do??!
try people like tesco or cis or sometimes admiral they are the cheapest atm i think but if you don't declare mods you're lookin for trouble

[epo]

am with cis so r kid hes puttin a cossie kit on his scort and they said it wont affect ur insurance i thought theyd wack it up gud and proper
there just shite 2 deal with i recon if u have a knock

[Ben (lurk75)]

lol once again i love being old :lol:

There are various companies but most are in the links.

Life sucks eh? :lol:

[Aragorn]

urm summat wrong there

me and mike are both with lv and we've both been told the same thing

the car will be insured as a 1.2L with engine mods

this means the policy will only be about ?40 more than a normal 1.2L

so fuck knows what they were quoting you on

[Will]

your 19 try HIC

LV are wank they are charging you GSI insurance as its a 1.6 cause they suck....

[Fester]

follow privatepies advice for a nice healthy driving without insurance conviction and any charges handed to you as a result of a claim not in your favour

[privatepie]

dan m8 dont tell em bout them mods
then if he has an accident the insurance assessors come out an say we're not payin because you didn't tell us about your mods, then what does he do??!
well he rings me up i get the tow truck tow him bsc home quickly pull the 1600 out and put the 1200 bac in :D :D
can putting bigger brake bump up ur insurance?

[PeteG]

Your asking for trouble if you don't declare and get caught out. keep trying and try playing them off against each other.

[dan_mk1]

lol once again i love being old :lol:

There are various companies but most are in the links.

Life sucks eh? :lol:
grrrrr! :lol: well your gonna pop ur clogs before me so hah! :lol:
(in theory anyway!)


i think ill try HIC tommorow, the bit i was most baffled about was that most companys wouldnt even quote me! :cry: even if they quoted me ten grand! :lol:

[linzTDI]

i got a good quote yesterday thought i would get an online on off AuotDirect and it was 1600 then they phoned me and says they can do it cheaper for ?979

what a different from when i was 17 at ?2000

[SRimon]

lol.....this old cheshnut

i've been quoted with a yrs ncb for a 2ltr 16v, in my SR for ?1600TPFT, i cant afford that yet so wont be going in for a while

[Ben (lurk75)]

can putting bigger brake bump up ur insurance?

Yes they dont look at your are improving the braking. Just look at it that you are tampering with the brakes wich is frowned upon due to the severity of the implications.

[dan_mk1]

can putting bigger brake bump up ur insurance?

Yes they dont look at your are improving the braking. Just look at it that you are tampering with the brakes wich is frowned upon due to the severity of the implications.

thats ridiculous! how can they c it like that!? it would work out worse for them if i had 1.2 brakes trying to stop summin with double the power that there designed for! insurance companys :roll:

[Ste_Nova]

i pay ?500 from LV....

to insure my 1.4sr and my 2.0 16v

[dan_mk1]

i pay ?500 from LV....

to insure my 1.4sr and my 2.0 16v

is that with OAP discount?! :lol: only jk mate! im jealous really!

[Will]

the brakes thing is cause they think u will break later taking more risks...

if u install brakes urself and not done proper it can fuck u over, insurance is rubbish yes but u gota play the rules, sticking a group 11 engine in a group 3 chassis and not saying nething is just fraud TBH

[Evolution]

Im paying ?1300TPFT on a group 11 1.6GTE 21 years old (i was 20 when i got the insurance though), 2 claims one being my fault, 3 points for an SP30, all mods declaired.

this is with CIA and theyve been really good to me.

http://www.cia-insurance.co.uk