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turbojolt
12-09-11, 12:22 PM
Alright guys and girls I'm looking for a cheap and even cheaper to insure car for my bird just needs some thing to get to town and stuff in cheers for any help


P.s was quoted 2.6k on a 1.2 nova so need something cheaper to insure then that I can go down as the main driver as I will be using it loads as well to save the nova when its finished

Mike
12-09-11, 12:23 PM
Corsa B 1.0 12v, insurance group 3 same as a Ka.

turbojolt
12-09-11, 12:50 PM
Do you know if them little fiat chinq are cheap the ones under 1ltr lol

Alex J
12-09-11, 01:09 PM
id go for a mercedes sl63 amg

MattBrown
12-09-11, 01:15 PM
Insurance has gone absolutely mental.

Dave on here paid £4800 for his 1.0 nova.

Loads of people are paying upwards of 2k.

scott.parker
12-09-11, 01:15 PM
How is this a project can i ask?

turbojolt
12-09-11, 01:25 PM
**** sorry guys I'm on my phone could have sworn I clicked insurance could this be moved? Please

Alex J
12-09-11, 01:28 PM
**** sorry guys I'm on my phone could have sworn I clicked insurance could this be moved? Pleaseonly if we can neg rep you:dlol

John
12-09-11, 01:30 PM
Citroën 2cv.

turbojolt
12-09-11, 01:32 PM
only if we can neg rep you:dlol

It's going to happen anyways I can sence it Lmao

Jack
12-09-11, 02:45 PM
How old is she?

Even with a top spec postcode and various other cheap options, the best I could get on a group 1 car (think it was a small engined Fiat or Toyota something iirc) was around £2k when I did a quote a while back as if I was 17. lol

pie
12-09-11, 02:46 PM
how long you been driving fella?

turbojolt
12-09-11, 04:05 PM
She is 19 and about to pass her test I'm 23 and been driving for 3 years but have no ncb due to cars never making it a year on the insurance breaking down ect but my insurance on small cars is alright now days as I have a work van ect it seems to have helped drop my premiums but now were living together I want a car to share more for the weekly shop then anything as she walks to work (its 5 mins dpwn the road) don't need to be fun just needs to be cheap to run

Stuart
12-09-11, 04:11 PM
I'd be less concerned about the insurance grouping of the car and more concerned with the 'type' of people that use them.

EG a group 1 car might initially attract yoofs who then smash them up driving the risk for 'that' car up....
Might be better to look for a group 5-10 (bear in mind groups have been shifted by 100-150% recently) car that is dirt cheap to buy and probably no more expensive to insure than the idea of a group 1

turbojolt
12-09-11, 04:11 PM
Forgot to add thanks to who ever moved the thread

turbojolt
12-09-11, 04:14 PM
So something like a 1.6 astra could be cheaper then a 1.2 nova as a example ?

mowgli
12-09-11, 04:18 PM
yes.

turbojolt
12-09-11, 04:26 PM
I never thought of that tbh but.I suppose it makes sence would all the knob jockeys smashing up novas in the 90's still affect the prices today then

scott.parker
12-09-11, 04:40 PM
Try a quote on a mk3 Astra 5 door 1.4ls or something, they must be pretty cheep to buy and cant imagine the insurance being silly, as it's not the normal everyday car of most anymore lol

Adam
12-09-11, 04:44 PM
Mk3 astras are proper expensive insure!
My old 1.4SPi mk3 (59bhp, slow as f**k) cost the same to insure as a 90hp Saxo vtr.
MK4's are cheaper to insure than mk3's, just dont buy a 2.0 eco ffs.

TD's are usually insurance friendly-ish.



Dave on here paid £4800 for his 1.0 nova.

SERIOUSLY?

Stuart
12-09-11, 04:46 PM
Mk3 astras are proper expensive insure!
My old 1.4SPi mk3 (59bhp, slow as f**k) cost the same to insure as a 90hp Saxo vtr.
MK4's are cheaper to insure than mk3's, just dont buy a 1.8/2.0/2.2 eco ffs.

TD's are usually insurance friendly-ish.


SERIOUSLY?


EFA lol

Seems spudders's 1.6 MK4 is about the best of the petrols :)

Adam
12-09-11, 04:51 PM
This is true, sure i remember him saying its on the way to the 200k mark too!!

TeddyThom
12-09-11, 04:55 PM
So something like a 1.6 astra could be cheaper then a 1.2 nova as a example ?

An almost perfect example... A friend of mine is running a 1600 Mk4... It's only a couple of hundred more than mine... And he is 18 and been driving less than me!

Jack
12-09-11, 05:10 PM
TD's are usually insurance friendly-ish.
I pay almost as much to insure the Cav as I do the GT4.

ROFLWTF:confused:

scott.parker
12-09-11, 05:16 PM
lol well i wouldn't thought the mk3 was more then the mk4! my 1.8 mk4 has been good to me tbh (touches wood) it's just she of 130k.

Adam
12-09-11, 05:52 PM
I pay almost as much to insure the Cav as I do the GT4.

ROFLWTF:confused:
My astra td was pretty much the same to insure as my 1.4 astra. :thumb:
Guess its just one of them things. When i say TD btw, i dont strictly mean GM, i know for a fact pug 306 td's are a low insurance group.

You are also comparing to two totally different motors....
I.e. would a similar spec petrol Cav be the same as your td?

Scott-Keep hold of that luck if i was you lol ;) Hopefully your engine stays reliable unlike mine (which has done less miles than yours)

Just checked on Parkers too, a mk4 1.6 16v is a lower insurance group than a 1.4 8v mk3 ;)

turbojolt
12-09-11, 06:03 PM
Wouldn't mind a nice mk4 astra

turbojolt
12-09-11, 09:50 PM
Just worked out insurance on me and her together on a 1.2 nova and it will only cost around the 1200 quid mark so that makes it a bit more affordable to get her on the road wich is all good hopefully I can find something even cheaper to insure together lol

turbojolt
12-09-11, 10:50 PM
I think stuarts point is proven here in a small way £1200 for a 1.2 nova or nearly £1400 for a 1.0ltr 12v corsa

Bubba
18-09-11, 12:30 PM
I pay almost as much to insure the Cav as I do the GT4.

ROFLWTF:confused:

they are either saying the GT4 is silly and you shouldnt be driving it....or that cav oooze awesomeness :p

ive never paid more than £1200. good old crime free cornwall hehehe


has she thought about a quad? not sure what they are like to insure though

dannyb
18-09-11, 01:56 PM
has she thought about a quad? not sure what they are like to insure though

looked into this - was the same to insure as my Audi, probably down to nowhere secure to store it and my lack of NCB for motorbikes!

NovaBoi92
18-09-11, 02:00 PM
one strange thing ive noticed, its not all down to insurance group. I mean take my nova for instance, insurance group 4? (i think) 1.2 and costs me £800 to insure. A 1.0 polo insurance group 1 is £1600, the same as a 1.6 vectra. a 2.0 ford sierra is £1200. Its confusing lol

Jack
18-09-11, 04:26 PM
they are either saying the GT4 is silly and you shouldnt be driving it....or that cav oooze awesomeness :p

ive never paid more than £1200. good old crime free cornwall hehehe
Or that the cav is ridiculously easy to steal. Which it is lol

And fook paying £1200, I was quoted that on an S14a once when I was 23 - I just laughed down the phone and asked them what the real price was lol Never paid more than half that to insure a car!

Connor
18-09-11, 07:00 PM
try a 1.6 or 1.8 8v mk3 golf, last time i checked they were dirt cheap for some reason.
And also a mk4 astra gsi is also very cheap for me lol