cheap car to insure

[linzTDI]

Right the boyfriend is doing an apprentiship thingy and wants to learn how to drive but hasnt started yet as he thinks he wont be able to afford the insurance on a car.

Any ideas on what sort of car he could get which isnt a complete shit heap which has really cheap insurance

help please.

[jatinder]

corsa 1.2 club group 2 insurance

[twim]

Fiat Pander! Group 1 Insurance!

[AW3K]

Nova 1L trip group 3

:lol:

AW3K

[hotdogs_r_us]

Pug 106 950cc group 3 which i have one for sale :roll: MINT 42,000 miles all mot's Standard. Very nice car ;)

[Ben (lurk75)]

Group 1 examples:

Citroen 2CV6
Fiat 126
Fiat Panda
Fiat Seicento
Seat Marbella
Skoda Fabia
Vauxhall Corsa (2000 on)
Vauxhall Corsa (93-00)

Group 2 examples:

Citroen C3
Daewoo Matiz
Daihatsu Cuore
Daihatsu Move
Fiat Cinquecento
Fiat Uno (90-95)
Ford Fiesta (2002 on)
Ford Ka
Hyundai Atoz
Mazda 2
MCC Smart Smart
Nissan Micra (2003 on)
Renault Clio (2001 on)
Renault Clio (98-01)
Rover Mini
Seat Arosa
Seat Ibiza (93-99)
Skoda Fabia
Suzuki Wagon-R+ (97-00)
Toyota Yaris
Vauxhall Agila
Vauxhall Corsa (2000 on)
Vauxhall Corsa (93-00)
Volkswagen Lupo
Volkswagen Polo (00-02)
Volkswagen Polo (2002 on)

Group 3 examples:

Aixam 400 & 500
Citroen AX
Citroen C3
Citroen Saxo
Daewoo Matiz
Daihatsu Cuore
Fiat Cinquecento
Fiat Doblo
Fiat Punto (1999 on)
Fiat Punto (94-99)
Fiat Seicento
Fiat Uno (90-95)
Ford Fiesta (2002 on)
Ford Ka
Honda Jazz (2002 on)
Honda Logo
Hyundai Amica
Hyundai Atoz
Hyundai Getz
Kia Rio
Ligier Ambra
Mazda 2
Mazda Demio
MCC Smart Smart
Microcar Practic
Nissan Micra (2003 on)
Nissan Micra (93-03)
Perodua Kelisa
Perodua Kenari
Perodua Nippa
Peugeot 106
Peugeot 206
Renault Clio (2001 on)
Renault Clio (91-98)
Renault Clio (98-01)
Renault Megane (2002 on)
Rover 100
Rover 200 (95-00)
Rover 25
Rover Mini
Seat Arosa
Seat Ibiza (2002 on)
Seat Ibiza (85-93)
Seat Ibiza (93-99)
Seat Ibiza (99-02)
Skoda Fabia
Suzuki oldmodelnameAlto (1997 on)
Suzuki Swift (1992 on)
Suzuki Wagon-R+ (2000 on)
Suzuki Wagon-R+ (97-00)
Toyota Corolla (2002 on)
Toyota Yaris
Unclassified Model Unclassified Model
Vauxhall Agila
Vauxhall Corsa (2000 on)
Vauxhall Corsa (93-00)
Vauxhall Nova
Volkswagen Lupo
Volkswagen Polo (2002 on)
Volkswagen Polo (94-99)

Group 4 examples:

Aixam 400 & 500
Austin Metro (80-90)
Citroen Berlingo
Citroen C3
Citroen Saxo
Citroen ZX
Dacia Duster
Daewoo Kalos
Daewoo Lanos
Daewoo Nexia
Daihatsu Cuore
Daihatsu Domino (86-90)
Daihatsu Mira
Fiat Doblo
Fiat Punto (1999 on)
Fiat Punto (94-99)
Fiat Seicento
Fiat Stilo
Fiat Uno (90-95)
Ford Escort (90-95)
Ford Escort (95-00)
Ford Fiesta (2002 on)
Ford Fiesta (89-97)
Ford Fiesta (95-99)
Ford Fiesta (99-02)
Ford Focus
Ford Fusion
Ford Ka
Ford Orion (90-93)
Honda Civic (2000 on)
Honda Civic (95-01)
Hyundai Accent (2000 on)
Hyundai Amica
Hyundai Getz
Kia Pride
Lada Samara
Mazda 121 (96-99)
Mazda 2
Mazda Demio
MCC Smart Smart
Nissan Almera (2000 on)
Nissan Almera (95-00)
Nissan Micra (2003 on)
Nissan Micra (83-93)
Nissan Micra (93-03)
Peugeot 106
Peugeot 205
Peugeot 206
Peugeot 306
Peugeot 307
Peugeot 309
Peugeot Partner Combi
Renault 5 (85-96)
Renault Clio (2001 on)
Renault Clio (91-98)
Renault Clio (98-01)
Renault Kangoo
Renault Megane (2002 on)
Renault Megane (96-02)
Rover 100
Rover 200 (95-00)
Rover 25
Rover Metro (90-94)
Rover Mini
Seat Arosa
Seat Cordoba (2003 on)
Seat Ibiza (2002 on)
Seat Ibiza (93-99)
Seat Ibiza (99-02)
Seat Leon
Skoda Fabia
Skoda Favorit
Skoda Felicia
Suzuki Ignis
Suzuki Swift (1992 on)
Suzuki Wagon-R+ (2000 on)
Suzuki Wagon-R+ (97-00)
Toyota Corolla (2002 on)
Toyota Starlet (96-99)
Toyota Yaris
Vauxhall Astra (1998 on)
Vauxhall Corsa (2000 on)
Vauxhall Corsa (93-00)
Vauxhall Nova
Volkswagen Golf (1998 on)
Volkswagen Lupo
Volkswagen Polo (00-02)
Volkswagen Polo (2002 on)
Volkswagen Polo (90-94)
Volkswagen Polo (94-99)
Yugo 311, 511 & 513
Yugo 45, 55, 65 & Tempo


There you go!

I know the engine sizes arent there but you can find that out for yourselfs!

[Barn]

m8 that was awesome timing, lol :D

[Neil.]

wow, did u type that all out :o

[Ben (lurk75)]

Sure did, i need a rest now :o

:lol: :lol: :lol:

[linzTDI]

Thanks people

[wisewood]

Sure did, i need a rest now :o

:lol: :lol: :lol:

Ctrl+C and Ctrl+V me thinks. :lol:

[Ben (lurk75)]

Sure did, i need a rest now :o

:lol: :lol: :lol:

Ctrl+C and Ctrl+V me thinks. :lol:

What the fuck does that do :? i aint joking i havent a clue :!:

[Nova Modder]

ctrl + C = the short cut to cut

Ctrl + V = the short cut to paste

[ade]

you have a boyfriend

:(

(lol)

how old is he - depending on your insurance and owning a diesel, may work out cheap to add him to your insurance as a named driver?

[dave.gsi]

wow, did u type that all out , Sure did, i need a rest now



lmao, just happened to put it into alphabetical order too??? :wink:

[Ben (lurk75)]

I am just too kind

:roll: :roll: :roll:

[Ben (lurk75)]

I am just too kind

:roll: :roll: :roll:

To prove this fact here is a little list of cars for your boyfriend to avoid!!!

Example of group 20 cars:

Alfa Romeo GTV & Spider
Aston Martin DB7
Aston Martin V8
Aston Martin Vantage
Audi 80 (91-95)
Audi A4 (95-01)
Audi A6 (1997 on)
Audi A8 & S8 (94-03)
Bentley Arnage
Bentley Azure, Continental
Bentley Brooklands, Eight, Turbo R, Mulsanne
BMW 3-Series (1998 on)
BMW 3-Series (91-99)
BMW 5-Series (1996 on)
BMW 5-Series (88-96)
BMW 7-Series (2002 on)
BMW 7-Series (87-94)
BMW 7-Series (94-02)
BMW 8-Series
BMW X5
BMW Z3 & M
BMW Z8
Bristol Blenheim
Caterham 21 & Super Seven
Chevrolet Corvette
Chrysler Dodge Viper
Daimler Six 4.0, V8, Super V8 & Double Six 6.0 (1994 on)
Ferrari 348
Ferrari 360
Ferrari 456
Ferrari 550 & 575
Ferrari F355
Fiat Coupe
Ford Escort (90-95)
Ford Sierra & Sapphire
Honda NSX
Honda S2000
Jaguar XJ Series (94-03)
Jaguar XK8 & XKR
Lamborghini Diablo Coupe
Lamborghini Murcielago
Lotus Elise (2000 on)
Lotus Elise (96-2000)
Lotus Esprit
Lotus Exige
Maserati 3200 GT & 4200 GT
Maserati Spyder (2002 on)
Mazda RX-7 (92-96)
Mercedes-Benz CLK (2002 on)
Mercedes-Benz CLK (97-02)
Mercedes-Benz E-Class (2002 on)
Mercedes-Benz E-Class W124 Series (85-96)
Mercedes-Benz M-Class
Mercedes-Benz S-Class & CL (1999 on)
Mercedes-Benz S-Class & CL (91-99)
Mercedes-Benz S-Class & SEC (80-91)
Mercedes-Benz SL-Class (2002 on)
Mercedes-Benz SL-Class (89-02)
Mitsubishi 3000 GT
Mitsubishi Lancer (1999 on)
Mitsubishi Ralliart
Nissan Skyline R33
Nissan Skyline R34
Porsche 911 (1997 on)
Porsche 911 (89-97)
Porsche 928
Porsche 944
Porsche 968
Renault Clio (2001 on)
Renault Clio (98-01)
Renault GTA & A610
Rolls-Royce Corniche
Rolls-Royce Limousine (Park Ward)
Rolls-Royce Phantom
Rolls-Royce Silver Seraph
Rolls-Royce Silver Spirit, Spur & Dawn
Subaru Impreza (2000 on)
Subaru Impreza (93-00)
TVR Cerbera
TVR Chimaera
TVR Griffith
TVR Tamora
TVR Tuscan
Unclassified Model Unclassified Model
Vauxhall Carlton (86-94)


Examples of group 19 cars:

Alfa Romeo 147
Alfa Romeo GTV & Spider
Alfa Romeo SZ
Audi A6 (1997 on)
Audi A6 (94-97)
Audi A8 & S8 (94-03)
Audi Quattro
Audi TT
BMW 3-Series (91-99)
BMW 5-Series (1996 on)
BMW 5-Series (88-96)
BMW 7-Series (2002 on)
BMW 7-Series (87-94)
BMW 7-Series (94-02)
BMW X5
BMW Z3 & M
Cadillac Seville
Daimler Six (To 92)
Daimler Six 4.0, V8, Super V8 & Double Six 6.0 (1994 on)
Fiat Coupe
Jaguar S-Type
Jaguar XJ & Sovereign (86-94)
Jaguar XJ Series (2003 on)
Jaguar XJ Series (94-03)
Jaguar XJS & XJSC
Jaguar XK8 & XKR
Lexus LS (90-00)
Lexus SC
Lotus Eclat & Excel
Lotus Esprit
Mercedes-Benz C-Class (2000 on)
Mercedes-Benz C-Class (93-01)
Mercedes-Benz CE-Class (E-Class 1993-97)
Mercedes-Benz CLK (97-02)
Mercedes-Benz E-Class (2002 on)
Mercedes-Benz E-Class (95-02)
Mercedes-Benz E-Class W124 Series (85-96)
Mercedes-Benz M-Class
Mercedes-Benz S-Class & CL (1999 on)
Mercedes-Benz S-Class & CL (91-99)
Mercedes-Benz S-Class & SEC (80-91)
Mercedes-Benz SL-Class (89-02)
Mercedes-Benz SLK
Nissan Sunny (91-95)
Porsche Boxster
Renault GTA & A610
Subaru Impreza (2000 on)
Toyota Supra (93-96)
Volkswagen Touareg


Examples of group 18 cars:

Alfa Romeo 156
Audi 80 (91-95)
Audi A3
Audi A4 (2001 on)
Audi A6 (1997 on)
Audi A6 (94-97)
Audi A8 & S8 (94-03)
Audi Coupe (88-96) & Cabriolet (92-00)
Audi TT
Audi V8
BMW 3-Series (1998 on)
BMW 3-Series (83-93)
BMW 5-Series (1996 on)
BMW 7-Series (2002 on)
BMW 7-Series (87-94)
BMW 7-Series (94-02)
BMW X5
BMW Z1
BMW Z3 & M
Chevrolet Camaro
Chrysler Sebring
Daimler 4.0 & Double Six 6.0 (To 1994)
Daimler Six 4.0, V8, Super V8 & Double Six 6.0 (1994 on)
Fiat Coupe
Ford Mondeo (93-00)
Honda Integra Type-R
Jaguar S-Type
Jaguar Sovereign 5.3 V12
Jaguar XJ Series (2003 on)
Jaguar XJ Series (94-03)
Jaguar XJS & XJSC
Jaguar XK8 & XKR
Jeep Grand Cherokee (94-99)
Lancia Delta
Land Rover Range Rover (94-02)
Lexus GS
Lexus LS (90-00)
Mazda RX-7 (79-92)
Mercedes-Benz CE-Class (E-Class 1993-97)
Mercedes-Benz CLK (2002 on)
Mercedes-Benz CLK (97-02)
Mercedes-Benz M-Class
Mercedes-Benz S-Class & CL (1999 on)
Mercedes-Benz S-Class & CL (91-99)
Mercedes-Benz S-Class & SEC (80-91)
Mercedes-Benz SL-Class (89-02)
Nissan 200 SX (94-01)
Nissan 300 ZX (90-94)
Peugeot 406
Peugeot 607
Porsche Boxster
Renault GTA & A610
Renault Sport Spider
Saab 9-3 (98-02)
Saab 900 (79-93)
Saab 9000
Subaru SVX Coupe
Vauxhall Calibra
Vauxhall VX220
Volkswagen Corrado
Volkswagen Golf (1998 on)
Volkswagen Passat (2001 on)
Volkswagen Passat (88-97)
Volkswagen Touareg
Volvo S70, V70 & C70

Phew im tired now!!!

[linzTDI]

you have a boyfriend

:(

(lol)

how old is he - depending on your insurance and owning a diesel, may work out cheap to add him to your insurance as a named driver?

yip i do have a boyfriend Ade lol

It is going to cost me ?2000 to get insured for my car so i dont think that would be a good idea

[ade]

to quote Bart Simpson

Feck ARSE!

Thats more than the average nova's worth!

You need to shop about a bit more or have you and thats the best there is!

(feels embarassed to work in insurance :oops: )

TDI cannae be that expensive surely?

TBH the amount your paying prob find it wont increase it that much. Give it a shot - see who silly the quote is they give you!

Worth a laugh (as in you laughing at them for the silly quote)

Ade

[linzTDI]

the cheapest quote i had so far and i tried loads of places is Diamond womens only insurance and that was ?1800
Its because i am only 17

I know a lad who has just bought a TDI and he is about my age and his best quote was ?2000 and he is fcuking paying it!

[Ben (lurk75)]

i wouldnt pay that to insure a cosworth, you are obviously saying all the wrong things to them on the phone.

I would but a fiat uno!

[linzTDI]

no those are online quotes for a k reg not modifyed nova 1.5 TD merit 3 door hatch back, third party only!

you go on and try pretending you are a girl trying to insure that and you will see

[Ben (lurk75)]

Cheapest online quote i got for the golf was over ?1200 but i only pay ?750ish, thrid party only is normally more than 3rd party fire and theft.

My girlfriends GTE is only ?650 fully comp and she has only just passed her test and lives in a very high crime area with no no claims etc.

[ade]

?2k for TBO!

:o

Whats the point!

You may as well sell the nova on trade in and get a cheapy seat or fiat or summut with 1 yrs free insurance - or even take the nova off the road and get a new car.

Whats the point in being able to pass yer test at 17 if the average person at that age cannae afford to insure their car?

Its a Joke - its not like the tests even easy any more!?

I didnt pass my test till I was 27 - so I automatically qualifies for reduction. My 1st quote with Kwik Fit 6 yrs ago was ?330!

(soon jumped though after I hit a royal mail van side on and some woman drove into the side of me and did a runner in the space of 12 mnths :evil: )

[Ben (lurk75)]

I was 18 when i bought a nova GSi and the insurance was only ?890.

[Will]

insurance prices for young drivers are rubbish, but they are on the increase for various reasons

1. young drivers crashing due to lack of experience and the fact some catn drive, causing more ?s in claims and higher premiums

2. All these legal claims for "whip lash" and the bollocks, yippie u get 2k for whiplash, doh every1s policys increase by an average of 5-10% or wotever

:(

When i was 17 it was ?700 for a 1.2 nova or ?950 for an SR as a guide for myself, now ppl seem to be paying double that and we are only talking 3 yrs later :o

Just been trying to get my mate insurance on a 1.3 1998 fiesta (yes ford i know, lol) hes 19, licence 2 yrs, 1st car, 1st insurance etc:

cudnt get it for less than 2 grand, one company (CIS) wanted 3,650, lmfao, i got him a price of ?1340 in the end, still madness IMO

Will

[bish]

when i was 18 i got my first policy for a 13sr and it was just over ?500 tpft in my own name,that was with cis all the other insurance companies were well over a grand. now im almost 21 and struggle to get quotes much lower for only a 1.2 :(

[jkhilton]

I went through Autotrader the other week when I was looking to buy another car and basically just did insurance quotes for any type of car under 2k. There were things like calibras, rs turbos etc etc. but in the end I went for a Renault Megane 1.6 RT, the insurance is only ?400/year fully comp. The car itself is very dull and not much fun to drive, but it uses virtually no petrol and has electric everything and is around 90-100bhp, so it is comfy for motorway driving.

this is only a temp car until I can get my next car imported and built!! ;) Jim, shhhhhhhhhhhh....

[Dicko]

try getting a qoute for fully comp, it has always ben cheaper for me as fully comp, not sure how they work that out :lol:

my 1st car nova 1.2 was ?1200 3pft or ?750 fully comp :-//

and the nova TDi is like grp 8 higher than an sri :s

iv been getting qoutes of ?550-?600 online for myself with 0ncbs cuz i will need to start a new policy off for it, but the again im 22 with 4 years exp

[linzTDI]

yeah that sounds about right so you can see where i am coming from if thats the price for yours and your first cars

[Will]

but remember, we are now old where as u are still young, bonus on your part ;)

[linzTDI]

lol :lol:
yip still a baby till next week

[SKoob]

try www.elephant.co.uk they give some really good quotes :)

[linzTDI]

i will get a quote let you know what they said

[linzTDI]

Wow!

Your Price is ?1120.53

[bish]

only probs with elephant is you have to pay it in a lump sum and the 10 month policys are shit as most other insurance companies wont accept it as 1yrs no claims cos it was just 10months and not 12

[linzTDI]

hmm thats a bit shit

[bish]

yeah it is,i payed a grand for insurance on a gte and then after the 10month ploicy was up i went to go with another company with a differrent car and they didnt accept the years no claims,i think they are just trying to con ppl to stay with them,they are cheap enough but i couldnt afford to keep paying a full years up front

[Ben (lurk75)]

Yes they do normal insurance as well, the acclerator policies are daft as yes they are cheaper but you get less insurance (10 months).

Online quotes are a complete waste of time! much better ringing up.

Another point, Elephant are a part of Admiral so if you do take there acclerator policy the following companies will recognise it...

Elephant
Admiral
17-40
Diamond

There are also a few more trading under Admirals name.

[Will]

try liverpool vic

0800 514 514

they give a huge discount for 1st time insurance, try it you might be suprised........

[Ben (lurk75)]

oh its great to be old!!

[Stuart]

being old has massive bonus

2.5V6 auto omega ?520 Fully comp ;)

[Ben (lurk75)]

being old has massive bonus

2.5V6 auto omega ?520 Fully comp ;)

In the word of Micheal winner...

E-Sure

E-Sure


(i may be old but i aint that old!!!)

[Stuart]

Esure are gay lol

Directline (when it works)
tescos (to an extent, not so cheap as they used to be)

[dave.gsi]

Elephant
Admiral
17-40
Diamond


17-40 don't trade anymore, thats who i've been with since i started driving but it has now changed to endsliegh. give good quotes though

[CP]

being old has massive bonus

2.5V6 auto omega ?520 Fully comp ;)


My car - all mods fully declared ( mods listed: paint, interior,wheels, tyre,exhaust,body,suspension,brakes, engine, induction :lol: )

12 mths fully comp ?258 inc " premium tax" wotever the fcuk that is

LV

read it and weep :lol:

[Dan]

lol my car fully declared blah blah, ?387 a year and i just a 1/3rd of your age charles :wink: :lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol: :P

[linzTDI]

try liverpool vic

0800 514 514

they give a huge discount for 1st time insurance, try it you might be suprised........

Was my worst quote!

[Ben (lurk75)]

Yes i have spoke to a few lately who have had very un competitive quotes off them.