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burgo
05-01-11, 09:19 PM
gonna be renting a place for the first time ever as of the 21st :d. thing is i dont have a funking clue what insurances etc i need, help please

General Baxter
05-01-11, 09:22 PM
ha i just done this, you need contents cover, building the landlord should have

Lewis.
05-01-11, 09:23 PM
I think it varies greatly, your best off asking your landlord what cover, if any, he already has arranged, then take out your own cover accordingly

Pistol Pete
05-01-11, 09:25 PM
Private or through an agency?

Jack
05-01-11, 09:33 PM
As said, contents cover if you decide you want it. Worth having though really.

Don't forget trivial stuff like TV license!

[edit] Whens the house warming party anyway lol

Pistol Pete
05-01-11, 09:36 PM
The misses and i rented 3 different places before taking the plunge and buying.

Take meter readings the day you move in, just for the record if the utilities companies try it on. If you get a checklist for damage, fixtures and fittings etc, check it over, make notes and keep a copy.

As said remember TV license, council tax etc.

Basically cover your ****, then enjoy being in you "own" home!

Good luck.

db_1.2
05-01-11, 09:45 PM
Good luck with it all, hopefully me and my girlfriend will be buying our first place this year. Excited already!

burgo
05-01-11, 09:46 PM
The misses and i rented 3 different places before taking the plunge and buying.

Take meter readings the day you move in, just for the record if the utilities companies try it on. If you get a checklist for damage, fixtures and fittings etc, check it over, make notes and keep a copy.

As said remember TV license, council tax etc.

Basically cover your ****, then enjoy being in you "own" home!

Good luck.the estate agent does an inventory and meter readings on the day we move in. not that there is fack all there, theres no damage either as its fully redecorate, new carpets, new kitchen, new bathroom, new conservatory lol

its more the trivial stuff that im likely to forget i need help with


As said, contents cover if you decide you want it. Worth having though really.

Don't forget trivial stuff like TV license!

[edit] Whens the house warming party anyway lol

when i can afford it.......so never then lol


Private or through an agency?

found it through an agent, wether the contract is then with the agent or landlord i dunno yet

Andy
05-01-11, 09:47 PM
Dont NEED any insurances.
Just Ring Tv licence (w4nkers)
Council tax,
Electric,gas and water and give the reading as soon as you arrive.
Other than that,enjoy shafting where and when you want,also crapping with the door open etc etc lol

Pistol Pete
05-01-11, 09:48 PM
found it through an agent, wether the contract is then with the agent or landlord i dunno yet

Contract may well be with the landlord but via the agency. Our last place was done this way. We paid the agency a fee, then dealt with the landlord. Worked out well. Hope it does for you too.

burgo
05-01-11, 09:54 PM
Dont NEED any insurances.
Just Ring Tv licence (w4nkers)
Council tax,
Electric,gas and water and give the reading as soon as you arrive.
Other than that,enjoy shafting where and when you want,also crapping with the door open etc etc lol

seems simple enough then :D. well with the little one being due in 8 weeks it will be a case of shafting simply when we can lol.


Contract may well be with the landlord but via the agency. Our last place was done this way. We paid the agency a fee, then dealt with the landlord. Worked out well. Hope it does for you too.

i believe thats how it is and so far i'm properly impressed with them so it bodes well, we took the forms in yesturday and got the yes today, thats with them going through maras as well

Tanya.
05-01-11, 09:55 PM
also crapping with the door open etc etc lol

Please don't! lol

Jack
05-01-11, 10:35 PM
I do that at Hayleys :d

Hayley
05-01-11, 11:12 PM
I do that at Hayleys :d


No no let me correct you my dear.... you Decide you need have a crap as soon as ive sat my bum in the bath!!

Tanya.
05-01-11, 11:13 PM
No no let me correct you my dear.... you Decide you need have a crap as soon as ive sat my bum in the bath!!

Lovellllly! :thumb:lol

Hayley
05-01-11, 11:17 PM
yeas.. I must remember to get that lock fitted!

Anyway, back on the rental topic. I couldnt afford to get any contents insurance when I moved into my place but my landlords cover the buildings insurance. hope you get good landlords, mine are lovely. but old skool with their money though as they want absolutely everything paid with a cheque!
They are rich as fook tho so im hoping if im really nice they will let me holiday in their house in the bahamas! :thumb:

Jack
05-01-11, 11:25 PM
Hey could be worse. I could have a crap as soon as I sit MY bum in the bath

Hoochie
06-01-11, 08:22 AM
Deffo need contents insurance,( landlord should have all his relevant insurance including buildings)..I'll check with Sturge as he has his other house rented out.
Television licence,
Council tax,
Water rates,
Gas,
Electric.
Phone.
Sky...:)

Good luck with the move..:thumb:

Jack
06-01-11, 08:54 AM
Internet! Find out if there's a BT landline there, or if the previous residents had one as then you could wangle out of the connection fee.

mowgli
06-01-11, 09:25 AM
from my experience of renting, take a stack of photos of every room & get them printed off...
then when it comes to leaving, you have everything properly sorted.
i had a landlord try to stop my deposit because of cobwebs, dust & an overgrown lawn.. they checked it 3 weeks after i'd left, and guess what, the grass had grown, and the house needed dusting & hoovering...