2 cars on insurance?? anyone got it cheap?

[Grey]

Ive allways wanted to try and have 2 cars on insurance one as the daily and the other to dirve whenever i wanted to...... but flux want to charge close to £2000 hardcore gay RA** for insurance on 2 (c20xe nova and any other car)

And with fully comp you obviously you have to have the other car insured to drive it third party.

Anyone drive 2 cars on here apart from on traders policy? I have allways done the 6 months of one car and 6 months of the other (winter, summer sort of thing) but would rather not.......

Anyone have any sugestions?

Thanks

Grey :thumb:

[Lee H]

I have had three cars insured for the last few years but had to do it all on seperate policies so it was expensive at the start.

Not as bad now as got two sets of full no claims and the third car is a classic.

[Stuart]

Admiral multicar is good for the first 2 years.... then it pays to shop around as lots of places are doing private fleet insurance now.

I got a fantastic deal with Sky who managed to get a huge discount for two separate policies taken out at the same time etc.

[danzel]

orite pal,ive got 3 cars insured with adrian flux,vectra dti sri,astra gte 16v and a nova gte c20let.all together they cost me 925,all seperate policys and all for 12months.it can be done pal

[Grey]

Ok I understand how people do it now! Thanks for the info

Grey

[Jack]

Another vote for sky here. Both mine are insured on separate policies with them, total cost is pretty good.

Although its renewal time in Feb, and Elephant have already given me a good indicative price on the Cerrika... :d

[LDAWSON]

I know that adrian flux can mirror image your no claims bonus onto a second policy for you keeping the costs down, but you still only build it up on your original policy....

[skyinsurance]

I know that adrian flux can mirror image your no claims bonus onto a second policy for you keeping the costs down, but you still only build it up on your original policy....

if a company mirrors your NCB over then usually it accrues it's own NCB but it will start at 0.

[Ben]

As said if you take out both at the same time you really can push hard for a good deal with certain companies, although some dont care and are not intrested in doing a deal with 2 seperate polices.

[Harvey]

The wife and I have 6 Vauxhalls insured on a mix of classic, low mileage, agreed value, storage and daily runners. All policies are separate and individual per car. It’s worth shopping round and seeing what is out there but specialist policies does limit your search somewhat. I was lucky in my formative years as I was able to mirror my no claims and this really did help with the running costs of two cars…however we both love ours Vauxhalls so the collection has since grown!

[Grey]

Thanks to all again who keep replying to the thread with info, hope it helps others to and not just me :)

[marc69]

I insure 2 cars for driving and have done so for a few years now. One as an everyday car just through the cheapest on search engines, and the other as a classic with limited mileage through lancaster direct. Neither should be more than £150 pa each

[Grey]

2nd car insurance.... flux have said £630 comprehensive for my nova c20xe everything declared. with limited 3000 miles no added extras.

sky unfortunatly cant beat it. anyone else got some good companys for me to try? rather it be cheaper as litrally £70 a month is a bit much for it to just sit in the garage?

edit... im 24, 6 years ncb, low cost postcode area, in10+sp30 in 2007, astra is the daily.

Grey

[MK999]

if a company mirrors your NCB over then usually it accrues it's own NCB but it will start at 0.

Can you add NCB together? Or is it just the highest one that counts? So say you mirror NCB onto a policy at 3 years, don't make a claim on either policy, when renewal time comes can you declare 5years NCB?

[Stuart]

Can you add NCB together? Or is it just the highest one that counts? So say you mirror NCB onto a policy at 3 years, don't make a claim on either policy, when renewal time comes can you declare 5years NCB?


You cant add it :( I tried to add my 11yrs and 10 yrs together and they wouldnt let it happen :(

[Stuart]

Can you add NCB together? Or is it just the highest one that counts? So say you mirror NCB onto a policy at 3 years, don't make a claim on either policy, when renewal time comes can you declare 5years NCB?


You cant add it :( I tried to add my 11yrs and 10 yrs together and they wouldnt let it happen :(

[Hoochie]

Isn't the maximum for NCB something like 9yrs?..

[Jack]

Anywhere between 5 and 10 years for most companies, after that it stops making such a difference.

As said, can't add NCB together (you can't drive both cars at once) - but this goes back to my rant, see other thread, about how NCB should be tagged to the driver and not the car, i.e. you can use it on more than one car at once which not all companies let you do.

[Hoochie]

how NCB should be tagged to the driver and not the car, i.e. you can use it on more than one car at once which not all companies let you do.
http://i206.photobucket.com/albums/bb273/northern-angel/exactly.gif couldn't agree more.

[Grey]

any decent classic car insurers known? numbers would be great :thumb:

[ECO16V]

I have the Calibra 16v and Nova GSi on the same classic policy, cost me £350 this year and the Vectra SXi on a seperate fully comp policy costing around £300 so a total of £650 for a year on all 3, not too bad.

I use CCC for my classic insurance.

[bazil]

audi S3 and pug 206 GLX on admiral multicar ( been with them for 4 years now) £ 380

[Royston]

I have 4 classics on one policy, 3000 miles each - £400 (RH Insurance)

Plus my normal road car

[Grey]

I have 4 classics on one policy, 3000 miles each - £400 (RH Insurance)

Plus my normal road car

question..... how old are you and what company are you with? i will be paying in total just over £1000 for the 2!