View Full Version : taken from behind (well sideways behind)
So then, where does the duty of care/fault lie when you are leaving a main road into a junction on the right, and then someone hits the back of your car from the direction you were traveling in originally (hope that makes sense)
All mirrors/signalling was done appropriately etc.
Pistol Pete
21-09-10, 08:37 PM
So, you slowed MSM etc and someone hit you?? On your o/s rear corner??
My guess would be they are at fault.
all traffic was crawling, but yes MSM, over the white line and they hit me across the ass.
Pistol Pete
21-09-10, 08:39 PM
Get you. I'd say the blame was on them. Take it third party are being difficult over it?
Pistol Pete
21-09-10, 08:42 PM
Guessed so lol Take it you have asked insurance co, to get their view on it?
so you inticated and turned right they kept going in to the back of you id say thier to blame since they never braked or noticed you were turning and its carless driving on thier part
Ins will be invited to sort it as of tomorrow (I have already reported it to them, but for info only).
Nice little test for one of Sky's lot ;)
They didn't have a clear path, they hit you, they are at fault.
Pistol Pete
21-09-10, 08:48 PM
Ins will be invited to sort it as of tomorrow (I have already reported it to them, but for info only).
Nice little test for one of Sky's lot ;)
Be interesting to see what the outcome is!! I'm still saying third party at fault.
craig green
21-09-10, 09:22 PM
Arent you always at fault hitting someone up the a**?
Good job you werent shunting into anything oncoming, that would make it a whole load trickier again. You Ok obv Stu? Whiplash compo gen? LOL
Royston
21-09-10, 09:33 PM
They are at fault, you are suppose to stop within the distance you can see, i.e. keeping a same distance.... blah blah
I would get a up to date copy of the highway code and highlight all the rules of the road they have broken;) and quote them in any insurance claim paperwork:)
yep their fault. pissat or vx?
Been reading on some of the ambulance chaser sites, they are 100% at fault no comebacks... WIN
I've read the highway code online, regarding what he did..... he broke atleast 2 if not 3 regs of it. This is awesomeness, just have to hope SKY choose damn good insurers to kick these goons out.
plastic pig John.
Been reading on some of the ambulance chaser sites, they are 100% at fault no comebacks... WIN
I've read the highway code online, regarding what he did..... he broke atleast 2 if not 3 regs of it. This is awesomeness, just have to hope SKY choose damn good insurers to kick these goons out.
plastic pig John.
oh no! clamshell broken?
Southie
21-09-10, 09:41 PM
There was a big thing in our local area of people reversing into someone then making claims because insurance companies paid out when someone gets rear end, insurance companies may have got wise to these tactics though, explains why sky won't touch the BD postcode.
blue_peg_16v
21-09-10, 09:43 PM
as said totaly the 3rd parties fault
Royston
21-09-10, 09:49 PM
Been reading on some of the ambulance chaser sites
Hope you are OK after your incident...............
Does your neck hurtlol
I'm not a complete ****, although given how he's gone about it, I wish I did have a sore neck now. Although I am rather stressed by it...
Royston
21-09-10, 09:56 PM
I know what you mean, it galls me that people claim for no injury, but in this case .........
The pain normally kicks in after the adrenalin/shock has worn off;)
Southie
21-09-10, 10:00 PM
Stuart you seem traumatised, in shock and have the nerves of a bullied school boy which is unable to sleep, joking apart are you okay and what where you driving?
totally third party fault, as they should slow down or stop due to obstrucion in there path...
craig green
21-09-10, 10:02 PM
Whiplash in the morning............
Hope you and the car are ok
A lad at work apparently wasn't racing... yeah right... He braked hard on a roundabout after he got pulled out on and the lad behind locked up and hit him at a measly speed doing very little damage to his Corsa rear end
He claimed for injury seeing specialists and being a bloody jessy over his back and he got £2000 despite being fine a couple of days later, I put the injury really being due to poor manual handling at work... Then he has the cheek to moan about insurance prices
I've read the highway code online, regarding what he did..... he broke atleast 2 if not 3 regs of it. This is awesomeness, just have to hope SKY choose damn good insurers to kick these goons out.
Highway code isn't law though, its just guidelines (unless he's doing stuff like crossing double whites)
I was always under the impression if someone rear ends you, its pretty hard for them to claim it wasn't their fault - as said in the thread, its up to the person behind to leave enough room to stop
The guy that hit me up the bum when I was turning right at a junction got points and a twelve hundred quid fine plus costs.
nova_saloon
22-09-10, 02:13 AM
the five second gap is there for a reason. If he hit you because up the bum he was clearly to close. you did nothing out of the blue. nothing dangerous or jumped in to his lane to cause him to go up your ****. i can only see it being his fault. but i will need to see a detailed drawing and some graphs. maybe for this it would be better to see a pie chart. do like my pie charts
http://i125.photobucket.com/albums/p72/wiggardywoo/stupie.jpg
it is his fault,
he obs wasnt paying attention to you/the road to notice you had stopped etc.
and im sure your more stressed then normal!
I dont see how it cant be anything but his fault!!!
Ive got a lovely R26 that will replace it nicely ;)
stu, 4 words post traumatic stress disorder..... ;)
your anxiety levels seem high, and id say there was some sort of injury, you are asking lots of nova questions....
as fr the tupperware tub, claim it back and bodge it together as a track car.
well I did have the day of the incident off work as I felt rubbish, and of course recieving this letter has caused stress/heartburn/raised blood pressure/disturbed sleep etc.
and the useless fecks at this claims agency arent calling me back, this is fun. I refuse to dial their 08fistu number lol
dude get to the docs or a+e quick smart. i had a non fault "incident" and got £4700 for whiplash and a broken thumb and "trauma"
it was over a week ago lol... that would be taking the piss a little no?
nope, my ex was in the car with me, she went 5 days after and got £2k for piss lash
Also considered calling this claims agency and starting a claim on him lol... childish but fun.
go for it, claims agencies are like rabid dogs, it may take time but you get something. i'd be raping the mongweasel for all he's worth
Not being gay or owt, but I love Clive at Sky :)
Not being gay or owt
I suppose there is a first time for everything. Anyway how is the car?
Not being gay or owt, but I love Clive at Sky :)
Sky sorted it for you cheif?
Only real physical damage is claimable.
plus I dont want my insurance going up next year loads because of yet another pointless compo claim.
skyinsurance
23-09-10, 12:48 PM
Guys, you realise these fake compo claims are what is killing this country and making your insurance go UP UP UP??
Bingo!
I just want it all sorted as "cheaply as possible"... dont care who/how/what etc.
sky, if its a real claim = fine. no one said stu didnt have any injuries. ive spoken to alot of old customers when i was insurance assessing who should have claimed and were scared off by insuranc comanies. (not yours)
Guys, you realise these fake compo claims are what is killing this country and making your insurance go UP UP UP??
Absolutely. But I dont blame the people doing it, I blame the system itself. If someone is going to lie about the circumstances of the accident to their insurance company, then why the hell shouldn't I lie about some injurys? I'd rather that than take the moral high ground, bend over, and get raped.
Stu, I remebmer you told me the guy was totally apologetic and accepted the blame for the crash at the time. So either he's had a change of heart and decided to be a complete lying *******, or his insurers have urged him not to tell the truth so they don't have to pay out.
The second option is what I rekon has happened, so why are we all insured anyway if thats the case? We may as well go out and ram the hell out of everyone we want because the insurers will still fight your corner in the end, and the people who were 5 miles away at the time will still claim for 'mental anguish'.
The legal obligation for insurance is now a complete joke IMO. People in nice cars should be able to cover their own car for anything that happens to it, and people in **** cars may as well be allowed to drive around with none. At least then if some idiot crashes into me, I know Im getting a payout in return for my drastically inflated premiums, instead of having said idiots insurers telling me it was my fault anyway and I caused the driver severe damage to his spleen!
I know thats all just a rant, but where is this all going to end? Everyone paying over two grand to drive a £300 car, and whenever there is an accident its everyones fault and everyone gets whiplash?
The system needs an overhaul. As it stands at the moment, you cant hate the player. Hate the game.
/\ bang on imho, the full industry needs a revamp and new rules. i understand and partially agree with why younger people drive round with no ins, a lad i work with is 17, he owns a 1966 morris minor. due to his age classic policys are a no-no so he pays £1200 per year third party only for it. its fubar and worth £30 tops but he pays it cos he has to. the current system is an excuse for the big companies to rip people off, as insurance is a nessesicty (sp). its like asda charging £50 for a loaf of warburtons. utter rip-off.
also i have edited my sig :)
He was indeed appologetic (and seemed 100% unshaken despite having just come off his bike....pro at it much? lol) but I have no witness of that to prove it :(
Then again he has no witness to try to back up any claim hes going to try an make lol
I agree, its not nessecaraly the people to blame, its the system 'letting them claim' thats the problem.... dosent help that there are adverts every 5mins on daytime tv asking if you've had an accident, would you like £££££££££££££££ then call us etc.
Stu, I remebmer you told me the guy was totally apologetic and accepted the blame for the crash at the time. So either he's had a change of heart and decided to be a complete lying *******, or his insurers have urged him not to tell the truth so they don't have to pay out.
If you read the small print on most insurance policy documentation, 99% of them state you shouldn't accept liability at the scene of an accident, even if it WAS your fault.
where is this all going to end? Everyone paying over two grand to drive a £300 car
Welcome to being 17. LOL
As it stands at the moment, you cant hate the player. Hate the game.
Word
http://www.brookeandjeff.com/brookeandsnoop%20copy.jpg
If you read the small print on most insurance policy documentation, 99% of them state you shouldn't accept liability at the scene of an accident, even if it WAS your fault.
hence why I got out of the car and didnt say a damn word till he spoke...... I know this game well enough to not even say 'sorry' (mainly as it wasnt my fault!!!)
when i was at a main dealer i was told to say " thats your fault, arwe you admitting liability?" followed by " so your at fault?" at any accident.
I think your to blame, Just because you was too slow and didnt drift around the corner like a proper VX driver would.
Slow ass :P
I think your to blame, Just because you was too slow and didnt drift around the corner like a proper VX driver would.
Slow ass :P
lol lol lol lol lol lol lol lol lol lol lol :thumb:
If you read the small print on most insurance policy documentation, 99% of them state you shouldn't accept liability at the scene of an accident, even if it WAS your fault.
Indeed it does. Thats kind of my point. There is absolutely no point in being covered against other peoples bad driving if the whole thing is going to be settled by which insurance company can string together the best fairy tail. In fact, when my renewal is up, I'm going to get insured with JK Rowling, seeing as i'll need someone good at fiction.
Welcome to being 17. LOL
lol, sure. My point though was we will all probably be paying that in the near future.
going onto the "revamp" of the system, i know im not going to make any changes to it lol but just some ideas on what could be changed?
i think if it was based on the person, the driver driving, say they have been to uni, and have a masters for example. they have their head screwed on. they will "probably" be a better driver and should deserve a lower premium.
advanced driving qualifications that actually mean something and dont "expire" like pass plus.
so many imporvments.
going onto the "revamp" of the system, i know im not going to make any changes to it lol but just some ideas on what could be changed?
i think if it was based on the person, the driver driving, say they have been to uni, and have a masters for example. they have their head screwed on. they will "probably" be a better driver and should deserve a lower premium.
advanced driving qualifications that actually mean something and dont "expire" like pass plus.
so many imporvments.
I doubt that would work. ive ment countless uni attendees who have absolutely no common sence whatsoever. Ive also met a lot of people who do menial jobs like cleaning or refuse collecting who are incredibly world wise and intelligent.
Agree to an extent to the driver training but accidents will still happen.
The problem lies with the 'it wasn't my fault even though it was' culture and the fact that claiming for an injury now seems to be common practise for an insurance claim after an accident.
In my opinion we need to start using the black box video recorders that continually records and then saves the last 20 seconds leading to an accident. There would then be no more squabbling over fault, less fee's spent arguing the bloody toss for months on end, and also the video evidence of the light shunt that could never have caused Mr Fool's arm to fall off and his eyeball to explode :roll:
And it needent be that expensive either. This kit doesn't have to be retrofitted to every car immediately, just fitted as standard to every new car. Thanks to modern vehicles being disposable, in 10 years, i'd say at least 80% of the cars on the road will have the stuff fitted and working, and our insurance premiums hopfully will not have risen to completely unaffordable levels.
i agree about the uni people. but i think you have to have a certain degree (no pun) of inteligence to pass a degree.
we will never be able to stop accidents. we are only humans after all.
i guess we just have to deal with them in the best way, and the solution you have mentioned may be a good one.
one issue i can think off, is the people who drive around in what i like to call disposable cars (£500 and less) will probably not have enough money to install the software (unless a bonus was given on their insurance), and if they are the most likely to crash then it makes sense to have it retro fitted sooner.
but it does sound like a good idea.
gtachorley
24-09-10, 03:04 AM
That is nonsense because you have been to uni your head is screwed on and you are entitled to a lower premium?? So for going to work full time since I turned 16 and paying taxes I should be rewarded with high insurance prices to subsidise uni leavers who went to 4 lectures a week and fannied about whilst I was at work. lol
say they have been to uni, and have a masters for example. they have their head screwed on. they will "probably" be a better driver and should deserve a lower premium.
ROFFLEOFFLEDOFFLE etc, thats the funniest thing I've read all week lol As for qualifications which don't expire, look into the IAM. I doubt you'd get much discount for that though, in fact I don't think you'd get much discount for anything really.
In my opinion we need to start using the black box video recorders that continually records and then saves the last 20 seconds leading to an accident. There would then be no more squabbling over fault, less fee's spent arguing the bloody toss for months on end, and also the video evidence of the light shunt that could never have caused Mr Fool's arm to fall off and his eyeball to explode :roll:
Big brother is watching you. All the conspiracy brigade would have a field day over that one, not sure about you but I don't want someone watching my every move! Its way too easy for it to be abused, would no doubt pave the way for GPS installations, mileage tracking and pricing for road tax and insurance, and thats just going to see bigger costs.
Roadhawk have loads of products that are on continuous record and then jsut start overwriting whats been taken alraedy... unless you rpess a button and it saves the 5mins before and 5mins after button press, or they even have systems that have impact sensors incase you cant press the "hold" button. Its all gps tagged etc so 100% admissable. I think they are about £5-600...... but if one unit in 10 saves a £4-5K injury payout then thats them pretty much covered if you productionise it and the unit costs drop to £200 etc.
Age/experience on the road is important..... until you get to 55ish lol.
I've done numerous driver training days where you get to explore what the car does on the limit, how to recover it, and if you cant what to do then so you dont panic etc, all very good and imho everyone should do somethign like it... skidpans are NOT the same and imho are an utter waste of time as its far from realistic.
i agree about the uni people. but i think you have to have a certain degree (no pun) of inteligence to pass a degree.
i once went to newcastle uni to see my cousin. the dorm he was in consisted of some of the lowest forms of intelligence ive ever met. one girl was studying chemistry and couldnt tell me whether bleach was an acid or an alkali.:wtf:
after 3 days of getting pissed and shagging thick but pretty birds i gave up trying to have sensible convos and came home. the last straw was trying to teach a "mature student" that beans need to be stirred in a pan, not left to burn and stick. she was 37.......:eek:
uni now is an easy escape route for people who are clever on paper but have issues understanding the principle of breathing.
I can breathe just fine thanks :p
you know what i meant.... ;)
those doing media/art degrees ;)
yup or dance and drama, or poetry. lazy ass bastarrds.... seriously o.t....
i stand by the idea: you can't polish a turd. :)
MattBrown
24-09-10, 12:51 PM
i once went to newcastle uni to see my cousin. the dorm he was in consisted of some of the lowest forms of intelligence ive ever met. one girl was studying chemistry and couldnt tell me whether bleach was an acid or an alkali.:wtf:
after 3 days of getting pissed and shagging thick but pretty birds i gave up trying to have sensible convos and came home. the last straw was trying to teach a "mature student" that beans need to be stirred in a pan, not left to burn and stick. she was 37.......:eek:
uni now is an easy escape route for people who are clever on paper but have issues understanding the principle of breathing.
Fooking tell me about itlol
Anyone in my eyes, who does a wishy washy degree, does it, purely for the fun/doesnt know wtf to dolol
And Rob, I totally agree, people have the brains on paper, but put them infront of the broken machine, and theyre cluelss;)
lolz i remember a guy coming into the dealer i worked at with his toyota celica 190 vvtli and telling me the 3rd and 4th cam were not working. then he insisted when it was stripped i show him these items. he had read that they had extra cams which made them faster. upon explaining the vvtli principle he told me it i was talking **** and he had a degree in engineering and the forces of the engine would counteract the oil pressure opening the lifters. needless to say i dont trust anyone with a degree that doesnt understand basic fluid principles. or anyone who owns a gen 7 celica.
lolz i remember a guy coming into the dealer i worked at with his toyota celica 190 vvtli and telling me the 3rd and 4th cam were not working. then he insisted when it was stripped i show him these items. he had read that they had extra cams which made them faster. upon explaining the vvtli principle he told me it i was talking **** and he had a degree in engineering and the forces of the engine would counteract the oil pressure opening the lifters. needless to say i dont trust anyone with a degree that doesnt understand basic fluid principles. or anyone who owns a gen 7 celica.
mong and monger :p
I have an engineering degree and dont trust "techs" as far as I could throw them (Bar John H, I love him lol :) ), as 99% seem to be utter spaztards who think "ohh I can hold a spanner, and therefore makes me teh prozilla"
erm no
those doing media/art degrees ;)
I'd also add English to that list tbh, some of the numpties I've met in my time doing a literary degree could barely string an intelligent sentence together, instead spending their time strutting around holding books they've never read/don't understand and wearing scarves in posh towns trying to appear intelligent.
youve been to oxbridge then jack? lol
stu i have decent experience as a techie, and i have the relevant quals (and more) and various references staing im an excellent tech. i have however met and trained with guys who were thick fukks, and really shouldnt have any quals.... swings and roundyboots...
Big brother is watching you. All the conspiracy brigade would have a field day over that one, not sure about you but I don't want someone watching my every move! Its way too easy for it to be abused, would no doubt pave the way for GPS installations, mileage tracking and pricing for road tax and insurance, and thats just going to see bigger costs.
Let the conspiracy brigade have a field day then! These are the people who complain about all the CCTV, but then are happy for the footage to be used to lock up the amoeba who bottled them outside a pub, much like the people who don't agree with organ donation, but will happily recieve a liver once they've saturated it with alcohol!
Im not so sure what is so wrong with all the above anyway? I mean, you could say the same thing about Trackers. They didn't pave the way for added monitoring systems. All the tracker has done is made it far easier for your stolen car to be found. Nothing but a benefit if you ask me.
People who are wary of big brother are people up to no good IMO. I couldn't give a crap if someone in an office in London was watching my GPS signal intently whilst i drive to Tesco on a saturday morning, so long as they also watched intently when someone runs a child over and drives away.
And I doubt the government will ever go over to pay as you go taxation. How many cars are sat on driveways which are fully taxed but driven 4 miles a week at a push? Im not sure the added revenue from the high milers would offset that lost revenue, and to be fair, most of the high milers are working and therefore will no doubt pass on the added cost via expenses, which will then be offset against tax anyway lol
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