Renewal time - Nova LET and Corsa XE

[Lee H]

Well unfortunately my insurance on both cars falls due in the same week so expensive month ahead.

I have been fearing the worst with the way everyone elses insurance has gone up and have had some strange prices etc.

The Nova cost me £590 last year and renewal is £644. Not a great price considering my age etc but decent agreed value and crap postcode. No point shopping around as no-one else does agreed values apart from HIC who won't quote. That quote is with Flux.

The Corsa has come in at £590 with unlimited mileage etc, up from £440 last year (but that was on a 5000 mile limit which I had to remove with new job). That quote is with Brentacre.

Decided to try Flux for the Corsa as thought they would be able to compete given the Nova price. Cheapest they could do the Corsa for is £1150 WTF :roll:

Also been weighing up a Civic Type R to replace the Corsa but been getting some mental quotes on them, cheapest is £1200 ranging to £1800 from Flux. I'm not willing to pay that on a 200bhp car though at 29!! :eek:

I just can't understand how the more powerful, more valuable Nova is so much cheaper to insure than the Type R!!

I'm 29 on Saturday, have a clean license with no accidents and have 9 years NCB on the Nova and 5 years NCB on the Corsa. One car is garaged, the other on a drive.

Thoughts people? Is everyone else being shafted on renewals this year?

[Rysee]

High theft and accident rate on the Type R's in your area might be to blame

[krobinson]

Try Greenlight, they should do the Corsa Cheap.

Renewal for my Nova with Flux this year was £990, I just couldnt justify it, so i'm not on like for like cover rather than agreed value, which dropped it to £575. The list of parts used would easily clear the agreed value so its just as good.

[Nick J]

I think we are all in the same boat Lee to be honest...... Flux tried it on with me and wanted £200 more than last year for the nova! However after shopping around (Greenlight were the best iirc) I talked again to Flux and ended up paying approx £450. I think we pay £550 for the cooper s for myself and the missus which is'nt bad considering they are group 16, she's only 24 and needs cover for business use too occasionally.

Nick.

[Pistol Pete]

I think insurance in general is on the increase.

I considered buying a cheap runabout the other day. BMW 316i 1996 N reg. £300 value. Quoted @ £440 FC on confused and lol @ HIC £600 WTF??!! Im 28 with 4 years NCB and clean licence!!

[Lee H]

Greenlight won't insure my postcode Keith.

Dropping my mileage from 3k to 1.5k reduced the Nova by £65 so will probably do that seen as it only did 50 miles last year!!

[Jack]

Aye, insurance is on the up recently. I had to pay more for both of mine this year as well.

As for the Type R, you do seem to get a few younger kids driving them so it wouldn't surprise me if the claim rate theory was true. I guess the badge makes it desirable to thieves as well :(

[Sloth]

that and the fact that flux have realised all of the yoofs with engine conversions cost them money, so they add major cash whether your 21 or 91 if you have a conversion. for example i have 3 points, 24 and my cheapest quote on the nova with its xe was £1300, yet on my old 2.5 e36 it was £700... that was with flux.

/awaits thread from lee h "fitting a 1.2 to my nova"