do you finance a car?

[mr5050]

just wondering what sort of deals people are getting, and how long their lease policies are for? to keep this thread short and sweet just put down vehicle details, price and over what period:thumb:

[brucer]

this isnt any help over finance but id look into getting a loan from your bank as it sometimes works out cheaper. it did for me.

[peester]

get loan from bank innit - that way u can tend to get more money off price of car as your not financing with them perhaps..

[Jon_nova1]

not worth it, i checked out an 07 corsa for £6500 paying over 3 years, it worked out at £7250 with fees and gap insurance added and £10000 including interest over the 3 years

[waynes sri]

yep loan could be best i didnt and now i have a car to pay for and have no job lol its all fun

[Benn]

If you cant afford it. Dont buy it!

[Ben]

If you cant afford it. Dont buy it!

Looks like a lot of people going to be living rough then! Not many people can afford to buy a house outright!

[novacabrio]

Interest on loans is a fact of life you have to pay it! What rate are you getting offered mr5050

[Ben]

As the thread last week i am looking into this and can get a £10k loan on 7.8% and repayments are £330 a month for 3 years.

I could save up for six months and buy it outright but need a car now, so get the loan and then just pay off early.

[Stuart]

or see what price you can get on the car on their most evil finance going and see how much it 'costs' to repay it all in the first month with a better value loan..

I know a lot of guys used to do that with Ford who would knock shed loads off the car price if the finance was taken lol

[L33 LEG]

Fcuk buying a car on finance and still paying it off when you are bored with the same car for 3 years.