View Full Version : Credit Report
If any of you guys are currently going for a mortgage/remortgage, hire purchase car or crap like that it might be worth taking a peek at your present credit report.
Link below, print it off, fill it out send it back to Experian (One of the 3 ONLY companys in the UK who offer this service) itll cost you £2 cheque/postal order, none of this £20 a month BS advertised on the net tv :thumb:
Takes about 10 working days.
http://www.learnmoney.co.uk/pdfs/Order-Credit-File.pdf
Enjoy.
16v Nova Kev
19-03-10, 08:54 PM
i use that annual credit report and its instant. but i still cant get nowt:(
let_nova
19-03-10, 08:58 PM
the more you try the worse the report becomes
I used experian a while ago.. that was a complete nightmare to cancel after I found out what I wanted
General Baxter
19-03-10, 08:59 PM
mike you know the trouble iv just had lol
I used experian a while ago.. that was a complete nightmare to cancel after I found out what I wanted
Exactly why you should have used that form lol
Its not the direct debit monthly BS :thumb: its a postal order, no bank account numbers are sent to them ;)
I got a full refund in the end, but it was faf lol
sulphur
19-03-10, 09:14 PM
Mine's sh!t, I know that much. lol
CoolTiger
20-03-10, 09:45 AM
im guessing mine is mint lol
Mine is perfect in everyway but they still wont raise my credit card limit from £3500 to £5k although other company will offer me a £20k card, i hate banks!
Jon_nova1
20-03-10, 10:14 AM
i use annual credit report, you can only use it once a year but you get what you need to know, its free...if you get the code sent through the post anyway
although annual credit report and experian won't mess your credit rating up, as your doing a search on your own credit rating, some companies will, i.e a broker thats just acting like a credit reference agency, when really they could just a random company seeing if you can get credit
Powered by vBulletin® Version 4.2.5 Copyright © 2025 vBulletin Solutions, Inc. All rights reserved.