Another Nova Bites the Dust

[Nova Modder]

sad to say..

Earlier today, some yuppie on a mobile rear ended me and i now belive my car is a write off :(

looking at the outside you'd think theres no damage
but the bumper is pressed hard against the body and now sits at a horrid angle

(when you open the boot the gap the bumper has between it and the bodywork is NON existant )
and there is a slight crumple in the boot

everyone ive talked to sez that the cars too old to be fixed by the insurance

i dont feel safe in little cars any more... had 2 crashes in 2 little cars in 4 mths...

i need somthing bigger... like a vectra or a caviler..

so... here goes another whiplash claim :evil:

[mikeoxford]

:cry: sorry to hear about that

DO make sure you claim everything u can

what u pay insurance for afterall.

also speak to neil - N0va

cos he had similar and all his rear quater was crumpleed but it was repaired, tailgate, the lot

[Nova Modder]

the back aint mangled or anything...

but in the boot u can see the rippled metal, and under the car u can see a bit of split metal..

hope insurance let me keep it :)

[Nova Modder]

Im with norwich union right now...

will i get a curtsy car?

do i get to choose a curtsy car or is one forced upon me?

how long will it take b4 i get the curtsy car?

[Jim]

Im with norwich union right now...

will i get a curtsy car?

do i get to choose a curtsy car or is one forced upon me?

how long will it take b4 i get the curtsy car?

Sorry to hear about your crash.

You'd have to check your policy about a courtesy car. I doubt you'd get a choice either.

Jim

[Anton]

unlucky matey. When i crashed mine i was driving a pug 106 diesel lol

[ade]

if he weas on his mobile when he hit you then you need to tell the police as they will prosecute for dangerous driving!

Theres a new law coming out where you can actually go to jail for using a mobile and driving dangerously where injury is incurred.

Hows the whiplash???

Hopefully your chassis aint buckled. If theres a kink in the boot, check for ripples in the roof and also side panels.

Also - do the rear wheels look out of place within the arches (ie too close to the front/back etc)

Ade

[Nova Modder]

well my driver side rear arch is outta shape... you cant see it but my tire was rubbin like fek! by the time i got home the tire was totaled

but looking at the arch it looks completely normal !?

i put my steelies back on tho and they dont rub..

[Neil.]

as mike said i had the same, old lady went into back left of my car from behind. car was a fixible write off, I got ?1200 for car and had to pay ?185 to keep the car. i claimed for a hurt coxsit and got ?1500 9 months later, and thats with me keeping on at her solicitors through mine.

As ade said, DEFFINATELY tell your insurance company that he was on the phone, even if he does denigh it it might count for something, you wont lose out on anything!

the main thing that annoyed me was the waiting, thats all it is, a waiting game.

And i beleive your whiplash is bad, isn't it :wink:

good luck with it all.

[Ste_Nova]

take the payout... keep the car and use the money to repair it

[Nova Modder]

might get me an astra wiv all the money.. get a nice 1.4 mk4 one..

only 1 IG higher..


if they lemme keep the nova... my G/F gets it ( AFTER ) i get my astra

[Chris LR]

I Might have missed it but what was the Yuppie Driving?

[jatinder]

sorry to hear bout your car mate
same thing sort of happened to mine old dumbarse ran into the side of me, said i was indicating right which i wasnt i was going straight ahead,
took over 7 months to sort out first the insurance said they would give 1075 minus 75 for cars scrap value and i get to keep the car, :(
I told them were to go and they came back wiv 1775 which was more like it :D
I would of got a curtosy car but my car was still drivable but if i had got one and had an accident in itkit would have been ?700 :o
i got a curtosy car whille mine was in the bodyshop for 2 weeks though
but i had to have the curtosy car on my own insurance policy as the bodyshop couldnt insure me
that was without any injury claims this was only last december though so wanst that long ago

[Nova Modder]

I Might have missed it but what was the Yuppie Driving?

the Twat had a Silver Toyota Avensis Estate... Ugly thing it was

[Mel]

Unlucky mate :cry:

As with My nova: back left is totally messed..the chasis will need to be pulled out..so will be a write off...Trouble with my insurance is its TPFT cause i couldnt afford FC with a prov license..so i had to claim off her insurance company, they will assess it..and then get back to me on how much they will give me..i get to keep the car, but no courtesy car given as im only TPFT...

Definately tell the ins company about the Mobile fone tho..

[Nova Modder]

im tpf&f

but i paid EXTRA in my insurance for a curtesy car.. so i BETTER get one, or im gonna make up some major noise.. grr

wish i had fully comp, id be sorted already.

grrr

[Chris LR]

If/When you get a courtesy car make sure you read the small print before you sign.

My sister had an Astra, scratched it slightly, ended up paying (?200) becasue she didn't read the paper she signed.

[Nova Modder]

heres the damage... not really much but enuff to write it off GRRRR

heres the bumper with boot closed
http://www.hyper.pwp.blueyonder.co.uk/damage/Bumper2.JPG

with boot open :- note the crease in wheel arch

http://www.hyper.pwp.blueyonder.co.uk/damage/Bumper1.JPG

side view of where bumper has moved forwards

http://www.hyper.pwp.blueyonder.co.uk/damage/Bumper3.JPG


and heres a few inside views..

http://www.hyper.pwp.blueyonder.co.uk/damage/Boot1.JPG

where the little strut is supposed to site straight, is now crumpled slightly causing a split in bottom of car

http://www.hyper.pwp.blueyonder.co.uk/damage/Boot2.JPG

heres the split in the bottom of the car


even though it seems minor, the insurance wrote it off cause the underwriter guy said it would cost ?600+ got fix it!!

hopefully i can keep it, but it would get marked as a ex write off and if i do it up, will never really get anything for it @ a later day cause of its ex write off ststus..

ahh well ill be givin it to my g/f when she passes her test n e way

as for me... i wanna bigger car... so i ca feel safe again :(

heres the bitz i removed cause their not declaired on ins ( eheheheh )

me wheels

http://www.hyper.pwp.blueyonder.co.uk/damage/mod2.JPG

me exhaust :D

http://www.hyper.pwp.blueyonder.co.uk/damage/mod1.JPG

and this, i was gonna put on in the nex few weeks... needet bother now though..

http://www.hyper.pwp.blueyonder.co.uk/damage/mod3.JPG

[Mel]

Thats a shame...just another tragic end for someone else's fault