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View Full Version : trying to get insured on a clio


02thompson
27-01-10, 12:30 PM
ive been trying all over to get insured on a 1.2 renault clio s reg and all the prices are over 4000. im 18 and passed me test in november 2009 my parents cant drive so i cant put them on the policy but my grandad does with 10 plus years no claims can any one help im sick ov insurance now a might just use the bike ???
General Baxter
27-01-10, 12:53 PM
your young, simple, 5 ddays of you driving it, the insurance company will be paying out,

go blame your mates for being asses in there cars simple

simple is my word of the day btw
db_1.2
27-01-10, 01:00 PM
your young, simple, 5 ddays of you driving it, the insurance company will be paying out,

go blame your mates for being asses in there cars simple

simple is my word of the day btw

Couldnt agree more, nothing worse than seeing morons give it rock all between a set a speed bumps.

Whys it so much anyway? Is it modified?
General Baxter
27-01-10, 01:00 PM
Couldnt agree more, nothing worse than seeing morons give it rock all between a set a speed bumps.

Whys it so much anyway? Is it modified?

i have to do that to make up time :thumb: lol :roll:
Rysee
27-01-10, 01:34 PM
There's tarmac in between speed bumps? I thought the aim of the game was to hit them quick enough to get air
Jack
27-01-10, 01:50 PM
Whats your postcode area?
Is your license clean?
Who have you tried?
Is the car modified?
db_1.2
27-01-10, 02:18 PM
i have to do that to make up time :thumb: lol :roll:

Dont have to slow down for them in the trooper! (?) I never used to in the disco!
MattBrown
27-01-10, 03:28 PM
your young, simple, 5 ddays of you driving it, the insurance company will be paying out,

go blame your mates for being asses in there cars simple

simple is my word of the day btw

So true, I find it funny seeing chavs being lucked from a corsa in bitslol

Even better if its a french carlol
Rysee
27-01-10, 03:41 PM
My own insurance company just quoted me 2300 on a Corsa GSI... ouch
02thompson
27-01-10, 04:10 PM
sr8... yes my licence is clean and go compare cis elephant irect line loads more but ive just got another qouet on a 2 litre nova and it the same price wierd..
Jack
27-01-10, 04:56 PM
A 2.0 nova will be the same price if you just stuck the reg number in, as it will have gone through the system as a 1.2 or whatever the original engine was.

Try comparethemarket - they were the only comparison site to give me a sensible quotation on my GT4 today. Other than that, pick up the phone and ring round, at least someone on the end of the phone could tell you why the quotes are so high.

SR8 is rated as an E grade postcode area, so thats almost the worst you can get - that explains the crap quotes. I would suggest ditching the clio and getting something as basic as possible, OR looking into security and pass plus. I still think even on a horse and cart you'd be looking at a 4-digit premium.


[edit] I'm assuming the car is standard - if not, remove ALL modifications and start again!
Mike
27-01-10, 05:19 PM
I can remember when £1.5k was ludicrus at 18!! Now its just insane lol lol
db_1.2
27-01-10, 05:46 PM
I can remember when £1.5k was ludicrus at 18!! Now its just insane lol lol

I dont think ive ever paid that! I was paying £1400 on a 300zx twin turbo manual, at 19!!
pyromaniac_yeti
28-01-10, 04:07 AM
direct line, quinn direct. everyone i know's with one or the other...direct line wont insure any mods, and quinn wont pay out if you stuff it.

urm other than that i cant suggest much...check all the options though for definate, including fully comp. third party's about the most expensive cover you can get, third party fire and theft tends to be cheapest, but some companies i.e direct line work out cheaper still to go fully comp.

good luck with it
MattBrown
28-01-10, 11:06 AM
direct line, quinn direct. everyone i know's with one or the other...direct line wont insure any mods, and quinn wont pay out if you stuff it.

urm other than that i cant suggest much...check all the options though for definate, including fully comp. third party's about the most expensive cover you can get, third party fire and theft tends to be cheapest, but some companies i.e direct line work out cheaper still to go fully comp.

good luck with it

So true its unreal, quinn were assholes with me, and directline dont do mods officerlol
Jack
28-01-10, 11:16 AM
Must be just for young 'uns then. Direct Line quoted me a policy on the GT4 with mods listed the other day. Shame it was stupidly overpriced!
bearbenuk
28-01-10, 11:34 AM
it shouldnt be anywhere near that expensive mate, just make sure youve put all the details in correctly and try doing it over the phone too! if you havent bought the car yet try some other cars too.

good luck :)
02thompson
28-01-10, 11:50 AM
cheers for the advice starting to get decent prices now must of being doing somethink wrong
novalovingned
30-01-10, 02:18 PM
Ive always found elephant to be reasonable. I was 1300 for my 1.8 16v clio at 17, 1200 for my 172 cup at 19. All fully comp. Its just gone down to 600 for the cup and 400 for the 106 gti. But ive always had the gf on the policy lol. No points and shes 2 years older than me so that helps :)