Nova > Cavvy TD

[matt_vaughan]

Right, the Nova is costing mega money and will increase as the time goes on, and being at Uni etc I'm starting to do some more miles than I expected.

Anyone rekon a Cavalier 1.7TD will be any substantial amount more than my 1.2 Nova to insure?

(Will be returning to Novas in future, just cant afford to do everything I'd like to with the Nova I have so got to be sensible and get something a bit more economical, as the 1.2 isnt great on the long fast roads I use most of time)

I'm with endsleigh, would rather not change companies.

18 YO, 1 years NCB, Group A area....what does everyone rekon?

Cheers

[vaughanmc]

Might struggle due to the Cavalier having a Turbo...Even though it's a Dougie Diesel

[MK999]

1.9tD pugrot 306 or a 1.5td corsa are both group 5 insurance. I went with a pugrot 306 as people demand more money for a 1.5td corsa despite it being an older less well equipped car.

[Nova_Tek]

What is costing too much? Insurance, fuel, maintianence?

A 1.2 Nova is pretty cheap to run service wise, less to go wrong, good economy easily do 40mpg. Insurance may be a bit more but not by much I'd have thought.

[MK999]

as he mentions, the long quick roads are the problem, nothing is very economical in top gear flat out at 3.5k-4.5k with the loud pedal all the way down.

[w88rdy]

If you end up selling the nova matt give me a pm with the price first and i will come over and view it thanks

[Nova_Tek]

as he mentions, the long quick roads are the problem, nothing is very economical in top gear flat out at 3.5k-4.5k with the loud pedal all the way down.

Change the gearbox to a 5speed one and reduce the noise :) I personally had no issues with picking up speed on bigger roads as the 4 speed box was pretty good for that, yes it's gonna be a bit louder but it's fine imo. I've had 47mpg on a motorway run ;)

[pikey1986]

when i changed my insurence from my nova to my astra td it fell by £100

[matt_vaughan]

Well the rot's starting to become a problem to be honest and I can afford to keep up with it like the rest of you guys lol

I'll fix some of it before selling as it deserves it but I also want something where it uses less fuel on the long fast roads, and something a bit more comfortable (i'm 6 foot 3) and its not exactly the most comfortable thing in the world.

Nova_Tek I already have the 5 speed box.

Always wanted a booted cav with a GSi kit anyway, so its a lot of a choice matter, will be returning to Novas when I leave Uni though, got the bug just havent got the cash.

[pikey1986]

im 6ft6 pal and know that feeling but i already miss driving the nova and its only been a week lol

[Jack]

Cav Durbo's range from group 8-10, BUT its more of an "old man's" car (sorry spud lol), where as 1200 Novas usually have a high claim rate against them.

I would say so long as the cav remains standard you should be looking to pay a similar price. They may try to rape you a bit as you're changing cars mid term, although at your age you'd be best to take the hit so that you don't lose out on a years NCB.

Plus, the money you'd save on fuel will soon recoup any hike in insurance IMO.

You can always ring them up and ask for a quote of course.

[pikey1986]

ive never been charged to change cars, ive had 10 cars(ranging massively in price) in 4yrs with 2 different companies, i might just be lucky tho

agree with you on fuel as well, in my astra td i get 50mile for a fiver compared to 30lol

[Jack]

Some companies charge an "admin fee", although if you kick up a fuss they may waive it, especially if you're getting a premium refund.

HIC wanted me to pay them something daft like another £900 on top of the £250 I'd already paid 5 months ago when I swapped my old 1.2 policy to the GT4 (not surprising realy going from group 4 to group 18!). Promptly told them to jog on and cancelled the policy lol

[Adam]

From experience, cav/astra td's are mega expensive to insure
They are grp9-10 insurance (similar to a nova gte/gsi)

[AlexW]

I was going to say same as adam, i turned down the idea of a TD astra due to the cost.

[burgo]

my cav is £200 less to insure than the estate, however the estate isnt exactly a normal car to insure

[Adam]

My XE nova only cost me £98 more to insure than my old Astra TD

[Christ]

If your young and half way through your policy they will realise they have you over a barrell and charge what they like. Thats my experience with changing cars with my insurance company.

[Jack]

If your young and half way through your policy they will realise they have you over a barrell and charge what they like. Thats my experience with changing cars with my insurance company.
Very true.

Oh and happy birthday for today lol

[Christ]

lol cheers Razorjack :thumb:

[matt_vaughan]

Well my mate was with Endsleigh and changed from a 1.0 litre corsa to astra SXI, and dont think they charged him

would ring them but doubt they're open now, going to give them a bell when i can this week, see what the crack is

just wondered if anyone had any experience with changing between these cars

[Andy]

i changed from a cav td-nova 1200 last week and got £197 refund FLOL

[Adam]

Sounds about right, nova 1200 is only about grp4

[Plug]

im with yes car insurance tryed changing my policy from a 1l nova to a 1.2 nova and it was an extra grand

[ianglanister]

1.9tD pugrot 306 or a 1.5td corsa are both group 5 insurance. I went with a pugrot 306 as people demand more money for a 1.5td corsa despite it being an older less well equipped car.


I currently drive a 1.9D 306 estate group 4 insurance and they have got a fair bit of poke to them. the TD are better but wasnt a good one around when i was looking. id advise anyone to get one. ive saved ALOT of money on fuel and insurance im 19 with 1 years no claims i pay slightly more so i can be insured to drive any car but its worth it.

[dontliftdrift]

when i was 18 i changed from my subtle modified(stripped caged comp mo's coilovers) 1.2 16v nova>m reg 306 td in miami blue my insurance premium dropped £94!!