View Full Version : 281quid in my own name, 19years old, west yorkshire
im 19 and with an insurance company caled footman james, my car is a 1986 nova "1.2" in my own name tptf 281quid. when i first passed at 17 it was 408quid. i live in west yorkshire. its insured with a classic car policy with limited miles but the never ask so say 1500miles. better than paying some ridiculous premium and you get european breakdown free and angel assistance (just like being fully comp with out windscreen cover) dont use internet ring them up it will be well worth it
what about mods/convictions ? do they cover them ?
mmm, i think so, convictions they do not to sure with mods. depends what they are, i know they cover your sound system and a stainless exhaust isnt a mod its a longlife exhaust.
limited miles but the never ask so say 1500miles.
Thats great. Til you have an accident and they check your last MOT record (and believe me on such a low mileage policy as that, they will) and see you're 5,000 miles or whatever over your limit and demand a further £2k policy price or withdraw your insurance lol
Footman James are pretty good though. A lot of the yank muscle owners use them.
"1.2" implies its NOT a 1.2 anymore.. hmmm
so scamming ftl
"1.2" implies its NOT a 1.2 anymore.. hmmm
so scamming ftl
I'm inclined to agree looking at 'Previous Posts' and spying a 1.2 engine for sale.
And a request for a 32/34 carb.
Fishy fishy
Pistol Pete
11-08-09, 09:01 AM
im 19 and with an insurance company caled footman james, my car is a 1986 nova "1.2" in my own name tptf 281quid. when i first passed at 17 it was 408quid. i live in west yorkshire. its insured with a classic car policy with limited miles but the never ask so say 1500miles. better than paying some ridiculous premium and you get european breakdown free and angel assistance (just like being fully comp with out windscreen cover) dont use internet ring them up it will be well worth it
lol why be economical with the truth (reading the above it appears you have!) when it comes to insurance. It WILL bite you in the a55.
£281 at 19 years old is only an achievement if it's legit. lol
well there is just enough info there to make a call to footman james should anyone care lol
I doubt they believe you will run a Nova without an agreed valuation on a very limited mileage classic policy honestly. lol
1500 miles made me LOL! Should have said 5K for realisim if you're going to BS. :/ Which you shouldn't for the above reasons!
Plus if you're a new driver, and thats your only car, 1500 miles is going to be very suspect. Doing low mileage on a second car at least would look legitimate lol
Do you earn NCB with them as well btw? I'm sure you don't accrue it on their classic policies... fella I know with an old Celica who I'm pretty certain is covered by them on a classic policy doesn't
when someone crashed into me before they didint take mileage and said if i go over just to notify at the end of the year and yes it is legit and you cant tell my engine is anything different as its only 1.3, no stupid mods. my mate said 6k on his mileage when he first passed at 17 and it was 500quid.
Plus if you're a new driver, and thats your only car, 1500 miles is going to be very suspect. Doing low mileage on a second car at least would look legitimate lol
Do you earn NCB with them as well btw? I'm sure you don't accrue it on their classic policies... fella I know with an old Celica who I'm pretty certain is covered by them on a classic policy doesn't
its probably my 4th car with them, you do earn no claims bonuses but you cant use them with other companies as its a special policy like a traders policy.
But your still lying!
Does the engine code match the V5???
Not declaring mods makes your insurance invalid!
Its people like you that cause premiums to rise!
Grade A Cunnt!
MattBrown
11-08-09, 11:32 AM
when someone crashed into me before they didint take mileage and said if i go over just to notify at the end of the year and yes it is legit and you cant tell my engine is anything different as its only 1.3, no stupid mods. my mate said 6k on his mileage when he first passed at 17 and it was 500quid.
You cant tell the differance between a 1.2 and a 1.3?
Have I missed something, why bother paying 292 quid?
Your not insured anyway?
You seem to find it good to give novas a bad name?
Classic insurance companies are generally run by people in the know, so when your car goes in for examination they will laugh!
And a stainless exhaust is non oem, some as long life brake pads, long life oil, long life of your nova??
i havent got a stainless exhaust but thats what they said, same with a k&n air filter. anyway i was only saying i know of a cheap insurance company as most novas are over 20years old..... my car will be getting registered as a 1.3 but its still not runing right so may 1.2 put back in.
skyinsurance
11-08-09, 05:25 PM
LOL I think you shot yourself in the foot there Dazz mate!
LOL I think you shot yourself in the foot(MAN) there Dazz mate!
LMFAO
mmm, a stainless exhaust isnt a mod its a longlife exhaust.
:tosser: ROFLMAO that has made my day lol lol lol lol lol lol
MattBrown
11-08-09, 08:52 PM
Long life??
Kids today!
Im 17 and have more sense!
Í dont condone driving a modified car on standard insurance, but if you have to, dont advertise it on a public ´forum´ because theres at least 2 insurance companies that look on here regular!
skyinsurance
12-08-09, 09:44 AM
but if you have to, dont advertise it on a public ´forum´ because theres at least 2 insurance companies that look on here regular!
Not a good idea to advertise it on a pulic forum agreed BUT we (Sky Insurance) are not here to catch anyone out.. it's down to you if you don't disclose mods.. We wont be checking up on anyone :thumb:
We wont be checking up on anyone :thumb:
Please please please dont take this the wrong way
but Bolllooxxxx!!!!!
skyinsurance
12-08-09, 10:43 AM
Its not bollox fella. I (Ollie) am the only person in my company who deals with the club forums. I am a modified car enthusiast. I have never been asked to check up on modifications, I would have serious objections if I was asked to do it. In fact I would probably tell them to feck off and find someone else to do the job. Also, we (Sky Insurance - the broker) have nothing to gain by finding customers with undisclosed modifications.
There has been two instances in the last 3 years I have been working here where we have been informed anomalously that one of our car club member customers have not disclosed modifications.. this is the onyl time we would act.
some one please ring up footman james and report this bell end ,
i'd gladly support insurance company's checking forums , its because of these penis's that our insurance cost's what it does ,
well there is just enough info there to make a call to footman james should anyone care lol
but you need his reg stu.....
oh wait a min
http://i810.photobucket.com/albums/zz23/dazz4/Image016.jpg
yes it is legit and you cant tell my engine is anything different as its only 1.3, no stupid mods.
Sounds like an undeclared engine conversion amongst other things there!!
We wont be checking up on anyone
Well you should tbh.
Its people that dont them smash the car up, then there's all the funking about with claims and such and my insurance go's up cause of it...
i would just like to add that im currently not insured as car is off the road whilst i finish engine conversion, so feel free to ring my insurance as ive not renewed with them yet, but when i find a carb and it is on the road then it will be insured and registered as a 1.3. i no i said too much info but when im not insured with them it doesnt matter, i cant see what im doing wrong.
Novaboi_1991
14-08-09, 02:11 AM
on their website it states the driver must be aged 25 or over?
sounds cheap, i wondered if i could get insurance on my nova, 1.4, id be a new driver, and its 1991, so 18 yrs old,
car has to 20 years old and you have to be 25 to apply online, if you ring them up you have to be 17 obviously
novaboyopr
01-10-09, 07:07 PM
rang them today to get a price on 19, opel kadett 1.2. everywhere else was 1k with 3000 miles tpft. footmen james 489.00 3000 miles tpft with loads of extras best price ive ever had on insurence and will finally be buying a kadett.
sounds good, gald to hear it.
MattBrown
12-10-09, 10:17 AM
Im ringing today!
Re- my new 1.0, hopefully they will be true, as its a 1985 C regger!
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