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View Full Version : think i could get insured on a . . .


JordyzNova
28-06-09, 11:14 PM
mk1 nova sr im a provisonal driver on my moms account :confused:

its £900 at the moment fully comp on my g reg mk1 - classic car beacuse its classed as over 20yrs old :thumb:
Plug
28-06-09, 11:29 PM
will be expensive on an sr.

mine was 1600 on my old dears after 6 months of drivin
Asa-James
28-06-09, 11:37 PM
an sr will, for some bizarre reason that i still ant figure out, be cheaper to insure than a 1.2 or even a 1.0, was like that when i was 17 and i'm pretty sure its similar now, as my 1.2 was more expensive to insure than if i'd have got an sr
Plug
28-06-09, 11:39 PM
dont think thats still the case asa
JordyzNova
28-06-09, 11:57 PM
mine s 1.0 at the moment ill av look lol (compare the market)
Jack
29-06-09, 08:51 AM
an sr will, for some bizarre reason that i still ant figure out, be cheaper to insure than a 1.2 or even a 1.0, was like that when i was 17 and i'm pretty sure its similar now, as my 1.2 was more expensive to insure than if i'd have got an sr
Thats down to claim rate mainly - as there's more 1.2s about, and they tend to be driven by younger drivers who smash them.

If the £900 for the Mk1 is the same policy setup as you want the SR, I'd look at about £1200ish.
Welshy
30-06-09, 01:22 PM
mines £1850 o a 1.4 sr,
and im 19 been driving since i was 17
Sonny Jim
30-06-09, 03:34 PM
I'm payin 1750 for my 1.3 sr!! Its a joke.. When I was trying to get insured on my provisional it was £2000!
Welshy
30-06-09, 06:26 PM
worth it though :)
Brettski
30-06-09, 07:17 PM
253. no no claims with lancaster 6000 a year mileage;)
Benn
30-06-09, 08:37 PM
You know that if you are on her account you wont build up ncb yeah?
It seems cheaper but it isnt.
let_nova
30-06-09, 08:42 PM
some do let you build your own no claims
Balley
30-06-09, 08:46 PM
well its cheaper for me to insure a 1.4 flair, than a 1.3sr, directline said NO for good sake!

these were my quotes,

1.0 = 1200
1.2 = 1250
1.3 = 1200??
1.4 = 1750
1.5d = 1500
1.5td = 1750 The one i have :D

yet if it says sr, sri, gte, gsi then its a straight no even though a 1.5td will kick the 1300sr ****!
NovaLad
30-06-09, 09:28 PM
mines £1850 o a 1.4 sr,
and im 19 been driving since i was 17
Madness!!!
Me on a 1.4sr is about 1000 i think next december when i get my 2 year NCB... i'm 19 also...
It mite actually be cheaper than 1000

Or if i keep my 1.2 another year my insurance goes to 700 quid lol fully comp.

EDIT: This is baring in mind that my very 1st year was 2000 TPTF!! rip off!
Benn
30-06-09, 09:48 PM
some do let you build your own no claims

Do they? Never heard of seen one yet....
matt_vaughan
30-06-09, 10:30 PM
dont think thats still the case asa

It is...well for me anyway. Mucho cheaper, to the tune of 400 fookin quid. I was WELL narked off when I found that out.
MK999
30-06-09, 11:00 PM
Do they? Never heard of seen one yet....

Some claim to, but if you try and take it to a different company they won't take it, and the original company will obviously fork you over for the standard no no claims rate -50p for having your 'no claims bonus'. Heard of a couple friends of friends etc finding themselves in the situation!
Welshy
30-06-09, 11:50 PM
Madness!!!
Me on a 1.4sr is about 1000 i think next december when i get my 2 year NCB... i'm 19 also...
It mite actually be cheaper than 1000

Or if i keep my 1.2 another year my insurance goes to 700 quid lol fully comp.

EDIT: This is baring in mind that my very 1st year was 2000 TPTF!! rip off!
i have 3 points, from a moped and a 2 week ban for dangerouse driving(not useing indicators classes as dangerouse driving????)
dj_wudgey
01-07-09, 02:04 AM
my sr is barely over £500 fully comp with break down recovery windows coverd ect i have 4 points but ive got 5 years no claims!!
Jack
01-07-09, 08:16 AM
worth it though :)
£1850 on a 1.4SR at 19 is worth it?

Are you on drugs? lol


some do let you build your own no claims
Yes, but thats never really honoured by other companies, so you get "stuck" with the original company who can then charge more than if you had proper NCB and went elsewhere. Remember the insurance buyer's greatest card is being able to take their business elsewhere, if the insurance company can remove that they'll love you and charge what they like lol


Madness!!!
Me on a 1.4sr is about 1000 i think next december when i get my 2 year NCB... i'm 19 also...
It mite actually be cheaper than 1000

Or if i keep my 1.2 another year my insurance goes to 700 quid fully comp.

EDIT: This is baring in mind that my very 1st year was 2000 TPTF!! rip off!
Thats a decent drop tbh, especially with your postcode. Told you it'd be worth it in the long run :D


my V6 only costs £390 lol