Insurance and what affects it?

[Wiggie]

Is adding new bumpers gunna affect my insurance that greatly? do i NEED to evan tell em, and whats gunna happen if i dont?

[Chris LR]

Why not phone them and ask?

If they're real b@stards they'll add another ?50.
If you don't tell em and they're real b@stards they won't pay out.

[Wiggie]

heheheh i hate phoning em, there cnuts. and if they dont pay out....what will happen to me??

[Anton]

what sort of bumpers are they?

i put gsi on mine and didnt tell them as they look standardish

[Chris LR]

If they don't pay out.....

You can be prosecuted for not having valid insurance, thus invalidating your Vehicle Tax.

You can be fined, points on your licence and possibly banned.


It's only a 5 minute call, get them to send you a letter of confirmation whatever they decided.

[Wiggie]

i was thinking of nova dose, and to try and hide the rusty valance (plaster it in that black water tight tar shtuff) but yeah other nova bumpers sounds like a good plan, but isnt that going toward up rating the spec?

[Wiggie]

If they don't pay out.....

You can be prosecuted for not having valid insurance, thus invalidating your Vehicle Tax.

You can be fined, points on your licence and possibly banned.


It's only a 5 minute call, get them to send you a letter of confirmation whatever they decided.

yeah good point m8,

[Anton]

its up to you mate, the only thing decalred on mine was wheels and suspension, i had a flush boot, exhaust, bumpers, skirts, k&n, etc etc and they were still gonna pay out ?875

[Chris LR]

Also,

In the future you will have to tell this to your insurance company. It will stay with you for 3/5 years.

If your banned/disqualified you may as well give up driving until your 25.

[Wiggie]

Yeah beta safe than sorry and all that....does "it came witht the car & i didnt know it was modified" ever work??

[Chris LR]

Never tried that one, I Kept it Standard m8

[Wiggie]

LOL! :lol:

[Mel]

i'd tell um..better to be safe than sorry! at the end of the day, i'd rather be covered than not covered :wink:

[Wiggie]

yeah, like i said earlier. but as soon as you mention a mod they put the price through the roof i think , ill have to phone em. GREAT!