help! car or van insurance?!

[Tidy Max]

got a vaux astra van, some car companies e.g. admiral are telling me they can't insure it because its a van and i need commericial insurance, others are telling me not to use commericial and to go private.

swinton put me through to 6 departments!!!!

any help lads?

[davidfox280585]

dialdirect
was best for my combo dude

[Tidy Max]

cheers fella!

[davidfox280585]

for me combo di 03 plate
24 3 yrs no claims,
tpf+t 344
legal cover glass and breakdown as standard on there policys

[Tidy Max]

aye thats alright!

just phoned sky insurance and they wont insure me!! apparently i live in a high claim area?! which although i find extremely hard to believe i also don't believe they would lie!

i live in a village full of oldies and rich folk, madness!!!

[George g]

i live in a village full of oldies and rich folk, madness!!!

probably why chap! the rich and the old are the tightest bunch of people. (generalising the way hitler did) they would rather claim 2 or 3 times a year and pay a premium once a year, than fork out for a few quids savings next year. lol

[Tidy Max]

*******s!!! ill be going round with an air horn later then, genocide by heart attack!

haha

[Jack]

i live in a village full of oldies and rich folk
Old + rich = ideal pickings for thieves.

Think about it, if you were a TWOC'er, would you rather try to nick the busted up 1.0 fiesta from the chav next door who has a baseball bat behind the door and is likely to chase you down the road at 2am in his pants with 7 rottweilers baying for your blood? Or sneak out to the pensioner's house in the middle of nowhere and whip his Jaguar away whilst he falls asleep in his armchair?

Plus you could argue that older people tend to have protected NCB and lower premiums anyway, so the odd claim here or there won't affect them too much.

[Tidy Max]

there really isn't a high crime rate in my area though, i do appreciate the points made and can fully understand how the would support the idea of a high claim area.

but theres f all crime up here! although i might have to go on the rob to fund my insurance if i don't get lucky soon lol motor direct have quoted me 1050 (1150monthly) including declared mods!