View Full Version : 17 year old, modified nova?
greg1.4
04-04-09, 11:43 PM
hi there, wondering if any of you lot can recomend me an insurance company..
17 year old, first car, modified nova, (1.2, twin carbs, exhaust, alloys, lowered ect)
getting stupid quotes. worst one was £9995..lol
MattBrown
05-04-09, 12:12 AM
Quinn!
Mines a modded 1.0, £800 on my own on provisional!
Also, twin carbs on a 1.2?
stevie-p
05-04-09, 12:16 AM
churchill
1.2 modded fully comp
17 1300
Tommy_nova
05-04-09, 12:20 AM
Quinn are ok but i had a bump not at fault and they were crap at sorting it out lost my no claims was gutted had a gsi at 18 650 now im 21 paying 1300 with a differnt company >
im getting riped off all the time, 18, no mods, swinton £1600
whereas i had a meganne 1.6 same price and got a quote for a d-turbo 306 mods declaid at £1500......... work that out... my advice... dont ever go with swinton their rubbish
mikey14sr
05-04-09, 09:01 AM
lol, Quinn are after £1215 for me to insure the vectra, when the cheapest elsewhere is £240!
Oh, and that's a standard car and I'm 30, got 10 years ncb and never had a point on my licence.
Im with adrain flux 600 quid for me on my nova gsi im 24 though:thumb: Worth giving them a try:)
im getting riped off all the time, 18, no mods, swinton £1600
whereas i had a meganne 1.6 same price and got a quote for a d-turbo 306 mods declaid at £1500......... work that out... my advice... dont ever go with swinton their rubbish
Totally agree, they are rubbish £127 per month for my 1.2 nova
My advice, drive a std sh*tter for a year and dont crash it!
Save the whole time thru the year, then when you have a ncb you can start modding it.
My advice, drive a std sh*tter for a year and dont crash it!
Save the whole time thru the year, then when you have a ncb you can start modding it.
I did that for ermm... 2 weeks
Pistol Pete
05-04-09, 01:54 PM
My advice, drive a std sh*tter for a year and dont crash it!
Save the whole time thru the year, then when you have a ncb you can start modding it.
+1. It is a known fact that you are highly likely to stack your first car, hence paying through the nose to insure.
Twistie
05-04-09, 03:34 PM
mine is £1300 full comp on a sri nova and iam 18
mine was about £900 for my 1.2carb with all the mods, and that was alot!
+1. It is a known fact that you are highly likely to stack your first car, hence paying through the nose to insure.
yeh but this is like my 7th lol
have you try'd direct line i'm 19 and 1 years no claims and got a 2002 vw bora fully comp for 1500. all other quotes i got were 2000+ third party fire and theft.
CoolTiger
05-04-09, 08:34 PM
700£ modded 1.2 on previsonal
goes up to 1500£ when i pass on tpft
vaughanmc
06-04-09, 09:24 AM
I've went with Admiral with the insurance as that's who my dad is with
I'm on my own name with my dad as the 2nd driver which means I'll be building up my own NCB
That's for the provisional insurance also TPFT - £434
No idea what it'll jump to when I pass my test though lol
I've went with Admiral with the insurance as that's who my dad is with
I'm on my own name with my dad as the 2nd driver which means I'll be building up my own NCB
That's for the provisional insurance also TPFT - £434
No idea what it'll jump to when I pass my test though lol
Did you mention the mods?
vaughanmc
06-04-09, 10:27 AM
Don't think so lol My dad done it for me
Not much to report about anyway
Tut tut. Every mod should be declared
Don't think so lol My dad done it for me
Not much to report about anyway
Alloys, lowered and rear spoiler???
When i was a lad lol it worked out cheaper to insure an SR than a 1.2 with the above fitted.
robertdevlin69
06-04-09, 03:47 PM
I've went with Admiral with the insurance as that's who my dad is with
I'm on my own name with my dad as the 2nd driver which means I'll be building up my own NCB
That's for the provisional insurance also TPFT - £434
No idea what it'll jump to when I pass my test though lol
why does your insurance go up wen you pass?
keithrg
06-04-09, 11:27 PM
because you dont has to behave so much, Due to no parents in car and more likly to try showing off.
I passed my test, had license two days, had a race 10:15pm with another lad. both of us, had two passengers. my mk1 957cc fiesta his 1.1 mk1 escort. 30mph road with a long left hand bend. he was over taking parked cars on his left I was over taking him, you couldnt see round bend and doing up to 80mph. Very silly looking back. I won though. I had to turn round and go back because I passed my mates turning lol. this is why though.
why does your insurance go up wen you pass?
Because you're under supervision when learning. Technically, leaners aren't considered in "control" of a car, the person they're with is, and is responsible for it (the supervisor must have insurance on the car as well as the learner).
Hence why if you're a learner and you whip past a gatso doing 40 in a 30, both you AND your supervisor get points - Thats why I never liked going out with my ex in her car. Her driving was hairy at best, the last thing I wanted was a black mark on my driving record because she couldn't drive for toss lol
As soon as you pass, you're on your own. Post-test drivers are statistically more likely to crash than learners.
robertdevlin69
07-04-09, 11:34 AM
Because you're under supervision when learning. Technically, leaners aren't considered in "control" of a car, the person they're with is, and is responsible for it (the supervisor must have insurance on the car as well as the learner).
Hence why if you're a learner and you whip past a gatso doing 40 in a 30, both you AND your supervisor get points - Thats why I never liked going out with my ex in her car. Her driving was hairy at best, the last thing I wanted was a black mark on my driving record because she couldn't drive for toss lol
As soon as you pass, you're on your own. Post-test drivers are statistically more likely to crash than learners.
its completely different over here when i first took out my policy on a provisonal at the age of 17 it was 3,800 and that was on a 98 opel combo!!!when i passed my test i got just shy of a grand off the rest of the years policy,that was three years ago and now its just under 1500
greg1.4
07-04-09, 05:49 PM
quinn is going to do 12 months tpft for £800 on my own..
happy wit that!
vaughanmc
07-04-09, 07:51 PM
£800 as a learner ?
I put down that I had just passed my test and that my car was kept in a garage (which it is) and they quoted me...£4800 lol (Fully Comp)
I think it was about £1800 TPFT
quinn is going to do 12 months tpft for £800 on my own..
happy wit that!
Really?
This year i went to them for a quote as i allways too (to beat my renewal)
And they quoted me £1800.
I'm 27, 9yr ncb.
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