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View Full Version : That time of year again



Jack
13-01-09, 01:26 PM
Renewal time soon, guess what I've been doing this morning :D

Car
1995 Celica GT-Four, 10k/year, parked on drive,
DIY Alarm/immob, Filter, Exhaust, HIDs, Wheels, DV

Me
26, 8 years NCB, grade A postcode, SP50 (3pts, 06/05, £60)
Also my sister, 29, ~12 years NCB, SP30 (5pts, 03/05, £200)

Policy
FC w/ business class 1, £250 excess (£150 comp, £100 vol), Drive any car (preferable), protected NCB, legal cover.

Renewal was from Sky, £481 (last year it was about £420) so I'm aiming to get under £400, preferably around £350.


First, I thought I'd give the comparison sites a shot.

Gocompare
Best price was £202 from ecar due to the current glitch in its system (lol), next best was £579.01 from "Yes". No!

Confused.com
First time round came out as £500.21. Adding my sister to the policy brought the price down to £421.50, from Bell - cheaper than renewal but still a bit steep IMO.

Q4
Came up with £384.41 - didn't have an option online to add mods so rang them and went thru all the same blurb only for the price to stay the same LOL

Autotrader
£684, fail. Interestingly, they also have the Yes company on board too, but they quoted me about £150 more than with gocompare.


Performance Direct
Filled out a load of blurb and their system then said it couldn't give me a quote. Then told me I could pay £133.57 and 10 installments of £57. No thanks.

eModified
Can't remember as their confirmation email doesn't actually tell me the quotation. I do recall it being 4 digits though. lol

Tesco
No option online to cover mods, so rang them. £790.65. Bye!

Direct Line
Little bit better than Tesco at £631, mods covered, but still way off the mark.

Churchill
£486.15, close but no banana

Bell
Went to them direct as a they came up good on the comparison sites. First quote was £363, but excess was a little high and no protected NCB - after adding those it went to £384. Not bad - note its cheaper than was quoted by Gocompare, with the same details...

Have done a form for HIC, just waiting to see what they come back with then may hassle Sky lol

Lee
13-01-09, 01:29 PM
Dont forget that your going to have the nova as well, so it also depends on whether they will mirror your no claims :)

Jack
13-01-09, 01:30 PM
I got a couple of quotes for that earlier for comparison. Cheapest was ~£300, without using any NCB. Quite happy with that lol

Jack
13-01-09, 03:04 PM
HIC £349 :D

Spudly
13-01-09, 03:09 PM
Ive just been on with sky and they can almost half what im currently paying so thats a thumbs up from me for them:thumb:

Jack
13-01-09, 03:10 PM
Their renewal was £481 lol

TBH if they can get under £375 I'll be happy...

Spudly
13-01-09, 03:14 PM
Give em a ring and say oi whys it more to renew:tard:

Im happy as ive always had ridiculous insurance for some unknown reason and im currently paying £549 tpft with elephant and they quoted me £341 tpft what a differencelol

Southie
13-01-09, 03:19 PM
HIC £349 :D

Have you tryed (There sister company) ? or is it a definite "Feck that" lol

General Baxter
13-01-09, 04:46 PM
HIC £349 :D

if you take another policy out with hic (nova) they mirror the ncb, well they did with mine :thumb:

skyinsurance
13-01-09, 05:33 PM
Well, you'll be pleased to know that we offer a price match service on renewals, at our underwriters discretion. Please phone and ask to speak to Cassie, or drop me a Pm with your full name and phone number.

Jack
13-01-09, 05:52 PM
Cheers Ollie, I'll give you guys a call tomorrow. I've got man flu at the moment and my voice is giving out so I'd be useless on the phone today :( lol


Have you tryed (There sister company) ? or is it a definite "Feck that" lol
Flux? I'd rather not if I can help it lol

Adam
13-01-09, 06:30 PM
Flux are crap imo.
No one ever beats HIC for me but for my next renewal i will definently be trying Sky :)
HIC mirror ncb as Baxter says on a 2nd car.

Jack
14-01-09, 01:35 PM
Flux just said go with HIC.

Just had a call from a nice woman at Admiral/Elephant/Bell, pushed the price down to £348...

Will give Sky a shout this afternoon (I say "shout", more of a croak as I'm losing my voice at the mo lol).

Southie
14-01-09, 02:01 PM
Flux just said go with HIC.

Just had a call from a nice woman at Admiral/Elephant/Bell, pushed the price down to £348...

Will give Sky a shout this afternoon (I say "shout", more of a croak as I'm losing my voice at the mo lol).
On mine I rung HIC and they were dearer and said use Flux lol

As for your voice here (http://uk.youtube.com/watch?v=VLLWPtWS5y0) :D

Jack
14-01-09, 04:23 PM
Just spoke to Cassie at Sky, best they could do was £355, which I've gone with - for the sake of £7 I'd rather have like for like on the mods :thumb:

Happy with that, another year with Sky and saved £126 - 26% - over renewal price :D

skyinsurance
14-01-09, 05:30 PM
Just spoke to Cassie at Sky, best they could do was £355, which I've gone with - for the sake of £7 I'd rather have like for like on the mods :thumb:

Happy with that, another year with Sky and saved £126 - 26% - over renewal price :D

Cheers for that.. Cassie liked your husky voice :D

Jack
14-01-09, 05:53 PM
LMFAO Barry White has nothing on me at the mo :D

Plug
14-01-09, 05:54 PM
ha i spoke with cassie earlier.

i got quoted 3,800 which is actually 700 pounds cheaper than my other quotes.

i did forget to mention driving without due care but surely that wont add 700.